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    • 05.05.24 Ever so sorry if I have entered this in the wrong part of this website.   My grandfather is in his 70's and retired.  He asked me to help him find a work pension that he was paying into when he was working. From 1967 - 1982 he worked for a Fabric Dying Company, Celanese, Spondon Derby UK. I have already used the GOV.uk Trace Pension Scheme. It listed a few pension companies : Akzo Nobel (CPS) Pension Scheme formerly Courtaulds Pension Scheme.  I do not fully understand how this works but I think this scheme is administer by a company called Willis Tower Watson. We have called this company, got through to the pension department submitted all my grandfather's details (D.O.B. , N.I. no. etc.) but that agent tells that they have no record of my grandfather and ask what is the name of the pension scheme. Here is the problem, his home was burgalled in 2005 and a briefcase which contained his legal documents was stolen. So he does not know who was the Pension Scheme company. I have a this phone number 01332 681 210 for Celanese but it just rings and never gets answered. So I am asking for help if anyone can tell us where we can try next. I am also hoping for a massive long shot that one of them members on this website, worked for or knows someone who worked for British Celanese Spondon Derby and could tell us of any pension company. Thanks for any help.
    • Well I sent them the letter of claim, the only responses so far was a few emails reopening the claims on the parcels where they asked for information such as proof of value (which I get) but other things like photos of the parcels, which I haven't got as I never took photos of them. It's been well over the 14 days since I sent the letter now anyway, so what do you think I should do now?
    • Know it has already been answered, but? Does not explain why JCI has registered a different default date when they get the information from the original creditor, Virgin
    • Since you were stopped at the time there is no requirement for the police give you anything there and then or to send you anything before they have decided how to deal with the offence.  They have three choices: Offer you a course Offer you a fixed penalty (£100 and three points) Prosecute you in court  The only option that has a formal time limit is (3). They must begin court proceedings within six months of the date of the alleged offence. Options (1) and (2) have no time limit but since the only alternative the police have if you decline those offers is (3) they will not usually offer a course beyond three months from the date of the offence and will not usually offer a fixed penalty beyond four months from that date. This is so as to allow time for the driver to accept and comply with their offer and to give them the time to go to option (3) if he declines or ignores it.  Unless there is a good reason to do otherwise, the action they take will usually be in accordance with the National Police Chiefs' Council's guidance on speeding enforcement. In a 40mph limit this is as follows Up to 45mph - no action. Between 46mph and 53mph - offer a course Between 54mph and 65mph - offer a fixed penalty Over 65mph - prosecution in court So you can see that 54mph should see you offered a fixed penalty. Three weeks is not overly long for a fixed penalty offer to arrive. As well as that, there has been Easter in that period which will have slowed things down a bit. However, I would suggest that if it gets to about two months from the offence date and you have still heard nohing, I would contact the ticket office for the area where you were stopped to see if anything has been sent to you. Of course this raises the danger that you might be "stirring the hornets' nest". But in all honesty, if the police have decided to take no action, you jogging their memory should not really influence them. The bigger danger, IMHO, is that your fixed penalty offer may have been sent but lost and if you do not respond it will lapse. This will see the police revert to option (3) above. Whilst there is a mechanism in these circumstances  to persuade the court to sentence you at the fixed penalty level (rather than in accordance with the normal guidelines which will see a harsher penalty), it relies on them believing you when you say you did not received an offer. In any case it is aggravation you could well do without so for the sake of a phone call, I'd enquire if it was me.  I think I've answered all your questions but if I can help further just let me know. Just a tip - if you are offered a fixed penalty be sure to submit your driving licence details as instructed. I've seen lots of instances where a driver has not done this. There will be no reminder and no second chance; your £100 will be refunded and the police will prosecute you through the courts.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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BELMONT THORNTON CMC Claimform - unpaid PPI reclaim fees? ***Settled by Mediation***


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Ok. He has received the 'Notice of Proposed Allocation to the Small Claims Track'. Sorry I got this upside down, I cant seem to turn it.

 

copy attached

 

Hopefully this works.

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Just a quick note.

 

He has received an email from the solicitors acting on behalf of Belmont Thornton.

 

They are requesting he rings them to discus a private matter.

 

I take it this wont be anything to do with the court case so does he just ignore it or reply to the email.

 

Thanks

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I would...I assume it is most definitely to do with the claim ...ring them see what they want.

 

Andy

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  • 3 weeks later...

Just to let you guys know

 

the mediation on this has been accepted.

 

Booked for a one hour slot at 2pm on the 21st April.

 

He has been advised he wont have to speak to the third party.

They speak to him and go to them and then come back to him. Is this correct?

 

He hasnt responded to the email but may give them a ring next week he says.

 

What does he need to provide?

Is there anything else he needs to be aware of?

What would be the outcome depending on which party wins?

thanks

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Just to let you guys know

 

the mediation on this has been accepted.

 

Booked for a one hour slot at 2pm on the 21st April.

 

He has been advised he wont have to speak to the third party.

They speak to him and go to them and then come back to him. Is this correct? Yes

 

He hasnt responded to the email but may give them a ring next week he says.

 

What does he need to provide?

Is there anything else he needs to be aware of?

What would be the outcome depending on which party wins? Nobody wins at mediation...its either mutually agreed to settle or it proceeds to trial.

thanks

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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So if nobody wins at mediation then he either has to agree to pay

or they have to agree to give it up. No..mediation is purely an exercise to narrow any differences with a possibility of reaching a settlement.....Its not a trial but it can end the process if agreement is reached.

 

 

Is that why they are trying to get hold of him,

so they can make an agreement before the mediation. Possibly...but I would ignore until mediation

He cant see them giving up so is the mediation a waste of his time?

Not really...all parties are expected to participate in mediation...if an agreement cant be reached at least you participated.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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  • 2 weeks later...

Hi Guys.

 

My name is Paul and i am the person this is all about.

rather than have somebody else type this up,

i have come on here to say thanks for all your help so far and to advise the mediation yesterday has resulted in me offering a settlement of the £56 original fee charged.

they have written off the solicitors fees and the court costs.

 

 

reason i made the offer -

 

The court advised i could of incurred further charges had i proceeded to court with this.

they said the agreement was binding as the way it was written says they were entitled to the percentage of the offer even though it never went further than that.

 

 

The paperwork said it was an offer i paid the percentage on and they had done their work by getting me the offer

- even though it was unreasonable.

 

I realise that i could of proceeded to court but i was worried about adding more charges to the account.

i did tell the mediator i wasn't happy.

 

 

he actually agreed the case was unique in the sense no refund has been given to me and it has cost me money.

he couldn't advise me if i could take it any further.

 

 

i was a little stuck in the mediation for 1 hour with no legal advice to take (my fault not yours)

 

they have given me their bank details and i have to pay within 14 days.

i will then have to find out if i can do anything about these people and the 'technicalities' of the words,

although i feel i may not be able to.

 

As i previously said - thanks for all your help and if any of you are looking at PPI reclaim,

or you hear of anyone - please please advise them to stay away from a company called BELMONT THORNTON xx

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Many thanks Paul for updating and concluding this thread.

 

I will amend your thread title to reflect the outcome.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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or never use any CMC for that matter

 

 

well done everyone.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...
Hi Guys.

 

My name is Paul and i am the person this is all about.

rather than have somebody else type this up,

i have come on here to say thanks for all your help so far and to advise the mediation yesterday has resulted in me offering a settlement of the £56 original fee charged.

they have written off the solicitors fees and the court costs.

 

 

reason i made the offer -

 

The court advised i could of incurred further charges had i proceeded to court with this.

they said the agreement was binding as the way it was written says they were entitled to the percentage of the offer even though it never went further than that.

 

 

The paperwork said it was an offer i paid the percentage on and they had done their work by getting me the offer

- even though it was unreasonable.

 

I'm sorry, but I am just catching up with this.

 

I'm very interested by what you say about the mediation. You say that "the court" advised you a further charges. You mean that the mediator warned you of further charges and do also mean that the mediator expressed an opinion about the agreement being binding?

 

If this is the case, then it seems to me that the mediator has exceeded his role because, as I understand the mediation role, it is not for him to express any opinion as to the binding nature of a contractual document. Also, to warn you about the possibility of extra charges – in a small claims case – seems to me to be putting you under an undue pressure to accept a compromise which you might not normally have been required to accept.

 

I'd be very grateful if you could give us more information about how the mediation process went, but if my reading of what you have said here is correct then it is yet another reason why mediation is not a good way forward.

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  • dx100uk changed the title to BELMONT THORNTON CMC Claimform - unpaid PPI reclaim fees? ***Settled by Mediation***
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