Jump to content


link finance chasing SLC loan the last deferment was is May 2006


boxbox123
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2924 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

hello and help I have a SLC loan that has already been statute bared some years ago. I know it is now longer showing on my credit file but is keeps chasing me

I took out the SLC in 1995-1996 I was thirty eight when it end and I stated working but did earn enough to pay the loan back. This was punctuated by period of unemployment since then

I deferred the loan a number of time. According to dept. company link finance the last deferment was is May 2006 ( but I not remember this) The dept company are asking for £1 for a copy of my agreement . They are also asking for the monies in full

I have contacted the SLC themselves but they stated that I have not maintained my deferment So I am not eligible to have my dept wipe even though I am now 54years old and was under 40 years old at being

Can some help me please

Link to post
Share on other sites

I have a SLC loan that has already been statute bared some years ago.

 

I know it is now longer showing on my credit file but is keeps chasing me

 

I took out the SLC in 1995-1996

I was thirty eight when it end and I stated working but did earn enough to pay the loan back.

This was punctuated by period of unemployment since then

 

I deferred the loan a number of time.

 

According to dept.

company link finance the last deferment was is May 2006 ( but I not remember this)

 

The dept company are asking for £1 for a copy of my agreement .

 

They are also asking for the monies in full

 

I have contacted the SLC themselves but they stated that I have not maintained my deferment

So I am not eligible to have my dept wipe even though I am now 54 years old

and was under 40 years old at being

Can some help me please

 

boxbox123

Edited by boxbox123
spelling
Link to post
Share on other sites

Yes, you will need to make the request for the agreement by way of a CCA request and this will cost you £1.00.

 

You can use the draft letter from the CAG library, linked below to obtain this.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387435-CCA-Request-Consumer-Credit-Act-1974

 

If you have made no payments or accepted liability for a period of 6 years, then I would have thought the account was statute barred - however, I do not understand the way these loans work.. so will try and find some help for you :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

I am new to the forum please forgive any mistakes seen but I need some help

 

I have/had a S L C loan that has already been statute bared some years ago. I know it is now longer showing on my credit file but is keeps chasing me

I took out the S LC in 1995-1996 I was thirty eight when it end and I stated working but did earn enough to pay the loan back. This was punctuated by period of unemployment since then

I deferred the loan a number of time. According to dept. company link finance the last deferment was is May 2006 ( but I not remember this) The dept company are asking for £1 for a copy of my agreement . They are also asking for the monies in full

I have contacted the S L C themselves but they stated that I have not maintained my deferment So I am not eligible to have my dept wipe even though I am now 54 years old and was under 40 years old at being

Can some help me please

 

boxbox123

Link to post
Share on other sites

I have been advised that your loan, taken out prior to 1998 is likely to be statute barred if no payments or liability has been acknowledged with the statutory limitation period.

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

oh god

 

link and their fleecing antics on SLC loans

 

moved you to the student loans/slc forum

 

loads of threads here to read.

 

don't believe a chuffin word link tell you.

 

the loan is well statute barred and they know it

 

sadly they make £M's out of spoofing people that they still 'owe' on them.

 

pers i'd be sending them the statute barred letter.

 

and whatever you do

 

never ever talk to them on the phone.

 

the sb date will be from when YOU last deferred it.

 

dx

Edited by Conniff

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

two threads merged

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 5 weeks later...

nope see if they wriggle

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

please use this thread to post on

not someone elses....

 

 

moved all you posts to here now

 

 

stick to YOUR THREAD

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...