link finance chasing SLC loan the last deferment was is May 2006

[boxbox123]

hello and help I have a SLC loan that has already been statute bared some years ago. I know it is now longer showing on my credit file but is keeps chasing me

I took out the SLC in 1995-1996 I was thirty eight when it end and I stated working but did earn enough to pay the loan back. This was punctuated by period of unemployment since then

I deferred the loan a number of time. According to dept. company link finance the last deferment was is May 2006 ( but I not remember this) The dept company are asking for £1 for a copy of my agreement . They are also asking for the monies in full

I have contacted the SLC themselves but they stated that I have not maintained my deferment So I am not eligible to have my dept wipe even though I am now 54years old and was under 40 years old at being

Can some help me please

[boxbox123]

I have a SLC loan that has already been statute bared some years ago.

 

I know it is now longer showing on my credit file but is keeps chasing me

 

I took out the SLC in 1995-1996

I was thirty eight when it end and I stated working but did earn enough to pay the loan back.

This was punctuated by period of unemployment since then

 

I deferred the loan a number of time.

 

According to dept.

company link finance the last deferment was is May 2006 ( but I not remember this)

 

The dept company are asking for £1 for a copy of my agreement .

 

They are also asking for the monies in full

 

I have contacted the SLC themselves but they stated that I have not maintained my deferment

So I am not eligible to have my dept wipe even though I am now 54 years old

and was under 40 years old at being

Can some help me please

 

boxbox123

Edited October 29, 2013 by boxbox123
spelling

[citizenB]

Yes, you will need to make the request for the agreement by way of a CCA request and this will cost you £1.00.

 

You can use the draft letter from the CAG library, linked below to obtain this.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387435-CCA-Request-Consumer-Credit-Act-1974

 

If you have made no payments or accepted liability for a period of 6 years, then I would have thought the account was statute barred - however, I do not understand the way these loans work.. so will try and find some help for you

[boxbox123]

I am new to the forum please forgive any mistakes seen but I need some help

 

I have/had a S L C loan that has already been statute bared some years ago. I know it is now longer showing on my credit file but is keeps chasing me

I took out the S LC in 1995-1996 I was thirty eight when it end and I stated working but did earn enough to pay the loan back. This was punctuated by period of unemployment since then

I deferred the loan a number of time. According to dept. company link finance the last deferment was is May 2006 ( but I not remember this) The dept company are asking for £1 for a copy of my agreement . They are also asking for the monies in full

I have contacted the S L C themselves but they stated that I have not maintained my deferment So I am not eligible to have my dept wipe even though I am now 54 years old and was under 40 years old at being

Can some help me please

 

boxbox123

[sequenci]

If it's statute barred then you just need to send them the statute barred letter; they are supposed to stop chasing unless they can prove that the debt isn't statute barred. A deferment would generally reset the 6 years - so I'm assuming you stopped doing it?

[citizenB]

I have been advised that your loan, taken out prior to 1998 is likely to be statute barred if no payments or liability has been acknowledged with the statutory limitation period.

[dx100uk]

oh god

 

link and their fleecing antics on SLC loans

 

moved you to the student loans/slc forum

 

loads of threads here to read.

 

don't believe a chuffin word link tell you.

 

the loan is well statute barred and they know it

 

sadly they make £M's out of spoofing people that they still 'owe' on them.

 

pers i'd be sending them the statute barred letter.

 

and whatever you do

 

never ever talk to them on the phone.

 

the sb date will be from when YOU last deferred it.

 

dx

Edited October 29, 2013 by Conniff

[dx100uk]

two threads merged

 

dx

[boxbox123]

I have sent the statue barred letter

What now ?

Do I need to do anything else

box box123

[dx100uk]

nope see if they wriggle

 

 

dx

[dx100uk]

please use this thread to post on

not someone elses....

 

 

moved all you posts to here now

 

 

stick to YOUR THREAD

 

 

dx