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Erudio/Dryden - SLC issue!!


Clara jones
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Hi all,

I had a student loan from the 90's. I deferred as my salary was low.

In 2016, I started getting debt collection letters from Dryden Fairfax - I had no idea Erudio had taken over the student loan.

I never received any previous communication from SLC or Erudio about the changes. 

In 2018 and 2019, I wrote to them saying I never received correspondence from Erudio about all the changes, the option to defer, etc.

Recently, Dryden replied with copies of letters informing me of the changes and a "letter" with an option to defer. Some of these look fake.

I  recently looked at my SLC account online ( it has letters uploaded to my account), and they sent me an end-of-deferment pack at the end of 2013 to the correct address (where I was living at the time). however, the copy of the SLC letter that Dryden recently sent me (dated 20/3/2014) has a very old address from 2001/2002 - so it looks like a fake letter; also, that letter isn't uploaded to my SLC online account. Is it worth checking this with SLC? 

Also, Dryden sent me a copy of the LETTER OF ASSIGNMENT from Erudio - dated the same date as the "fake" letter from SLC (20/3/2014). Also, with the old address from 2001/2002 -, it is very odd, especially if SLC sent me a genuine letter to my address at the end of 2013.

Surely, I would have received something to the correct address. 

In 2017 - 20th April - I stupidly paid £25 to fend them away. I also now realise 6 years have passed between the last acknowledgement of the debt and the current date.

Can I send them a statute-barred letter? 

Many thanks,

Clara

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yes send our SB letter.

you paid after 6yrs. nothing can reset the SB .

 

dx

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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solicitors dont buy debts but work for their stated client, the debt owner.

you send this via royal mail 2nd class

get free proof of posting from any PO counter.

dx

 

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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18 hours ago, dx100uk said:

solicitors dont buy debts but work for their stated client, the debt owner.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 1 month later...

p'haps we got you to nail them in their box?

did you read the sb letter you sent? and understand what it said........

there are regulations mentioned in it that if they break they could be sued for.....

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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