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Everything posted by boxbox123

  1. i have sent the car payment to u to see paymentscar7.pdf
  2. at the end of July 2009 if u add the payment were completed i carried on paying until 2010 - like u i thought i had to pay for 54 week- resulting in an over payment £25.000 to 28000 plus in 2011 court action requested a further £10.000 - because they said this was out standing - but this was not true ( is' nit this thief on a large scale? ) plus cost plus interesting making a end total of £50.000 i found another payment to day at the bank- when went i in for varification of my bank statements
  3. as i stated before there was payment of £1000. £ 2000 a month please see payment remember at one time there was two paying on the car there has been an over payment of over £6000 what is a box of frog?
  4. ok - the car was paid for in full in 2009 - but court action 2011 where is the banks duty of care - they the bank were to look after the calculation of the monies paid to them how can that be fair
  5. according to my bank statement totaling up means the car was paid for long before court action how can that be fair surly is not thief - surly some responsibility of care after it is a bank i never had a contract with black horse of horse
  6. it to do with both there was no out standing balance if you look at my bank payment there is not a further 1000 to be paid they have got interest and the interest all together - if correct it would be 0ver 50,0000 paid for 17,00 0 car it is about both how to go forward on top of the money paid they are claim a further 1000 and 350
  7. long story- but i did not have the car - x partner had car due arguments over money and payment towards the car - he held the car as ransom - as i had the loge book- there was stand of - he held on to the car - i ad the long book - so i just got with life - and brought another car -now one big mess ccj.pdf
  8. i have not seen the ccj it on just on my credit file i have got P O Claim is that it how do i a reclaim of interest will look through papers do not know what am looking for ok thanks
  9. ok how do i take down the information please does this mean they will come after me for money later on what does the future hold if l let thins lie
  10. mostly i need help in responding to their p o c
  11. i want help with preparing to get this judgment set aside ie wording extra how to claim back over payment plus help getting the interest charge drop and conformation of false contract. where do i start?
  12. what do i have to do ? do i put another set up or do? do have take them down? ???
  13. help has any one read through my messages i got a message is to short --but do not which one it talking about :|
  14. i have attached the document the 2 false agreement agreement and costs1.pdf agreement and cost2.pdf
  15. only just learnt off utube last November 2014 due of desperation of putting figures together
  16. this is the first one i did but as u can see there are a few errors the payment 77 i only added the monies i had bank statements for in payment 55 i have enclosed all i can not get any more statement because they only go back 6 years paymentcar55.pdf
  17. the attachment is complete but can u see it paymentscar7.pdf
  18. reclaiming? i have the on the computer not very good on computer sorry they are on excel unsure how to get them across to u can not paste them save as pdf not coming across
  19. yes i have all my bank statements i want the ccj set asideicon i believe they have they have deliberately defrauded me they owe me £6000 never mind paying any more money
  20. yes i have all my bank statements i want the ccj set aside i believe they have they have deliberately defrauded me they owe me £6000 never mind paying any more money i hope this is in the right place
  21. Name of the Claimant Blackhorse Date of issue – 4 may 2011 What is the claim for – the reason they have issued the claim? 1 date of agreement 05.04.07 2 parties there to the claimant and defendants s 3 agreement number *******( this is not a number I am familiar with) 4 this agreement is NOT regulated by the consumer credit act 1974 And the claimant claims a) Delievery of the goods b) Payment of 10,630.59 c) Cost ---- The good are paid for in full Place agreement signed bank of Scotland plc 6 description of goods 7 by written notice the agreement was terminated on 17 march 2011 when the right to delivery accrured 8 8 the amount claied in addition to delivery up 10,630.59 being in arrears at termination balance of future payments plus late payment interest and fees) What is the value of the claim? Unsure the form says £10,630.59 principle sum was £17000 with 1000 deposit Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? No When did you enter into the original agreement before or after 2007? 5 April 2007 Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. No was 1 capital 20 bank of Scotland 3) Blackhorse Were you aware the account had been assigned – did you receive a Notice of Assignment? No Did you receive a Default Notice from the original creditor? No Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? no Why did you cease payments? Unemployment What was the date of your last payment? 2010 sep Was there a dispute with the original creditor that remains unresolved? no Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt managementicon plan? yes What you need to do now. The 6 years is up in march this year Answer the questions above after gathering bank statement they received over payment If you have not already done so – send a CCA Requesticon to the claimant for a copy of your agreement yes and they are both different There are two different versions one is hire purchase / the other a rental agreement In total 21 difference between the agreement
  22. the sum started at 1700 with interest 21,000 todate i have paied 28,000 and they are requesting a furter 10,000
  23. in 06/01/2009 Black horse /Lloyds Account state the account was running at £18.884,01 however when u add up my bank statement to that date or nearest shows Defendants Account 30/01/2009 overpayment £6.664,42
  24. in 02/01/2009 Capital bank of Scotland Account stated the account was £14,522,67
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