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    • is the home in joint names but this is solely your debt? need far more history to be able to comment if it's paid off and was not just written of by one partly on their books and sold to anther, thus the cra file says £0. dx
    • So, Sunak has managed to get someone to 'volunteer to go to Rwanda hasn't he? .. for just £3000 payment to the person plus 5 years free board and lodging isnt it? - cost to UK taxpayer over £300M+ (300 million quid+) isnt it? - Bargain says Rwanda, especially with all the profit we made privately selling those luxury chalets Bravermann advertised for us   I wonder how many brits would jump at that offer? Thousands? Hundreds of thousands? Lets see, up to 5 years free board and lodging and £3k in my pocket .. I'd go - and like that person - just come back if/when I get bored. First job - off to Botswana for a week to see the elephants.   Of course the paid volunteers going to Botswana are meaningless - Rwanda have REPEATEDLY said they wont take any forcibly trafficked people in breach of international law eh? Have the poops actually got any civil servants to agree to go yet - probably end up as more massive payments to VIPal contractors to go and sit there doing nowt shortly eh?    
    • Hi Wondered if I could get a little advise please. I entered into a commercial lease (3 years) and within a few months I had to leave as the business I was trading with collapsed. I returned the keys to the landlord and explained the situation and no money, also likely to go on benefits but the landlord stuck to their guns. They have now instructed solicitors to send letter before action claiming just over £4000. The lease was mine and so the debt. I know this. I have emailed the solicitors twice to explain I am out of work and that with help from family I could offer a full and final settlement figure of £1500 or £10pw. This was countered by them with an offer to reduce the debt by £400, or pay off the amount over 12 months. I went back with an improved full and final offer of £2500 or £20pw. This has been rejected with the comment 'papers ready to go to court'. I have no hope of paying the £4000 and so it will have to go to court. Pity as I have no debts otherwise but not working is a killer. I wondered if they take me to court, could I ask for mediation? I also think that taking me to court will result in a pretty much nothing per week payment from my benefits. Are companies just pushing ahead with action even if a better offer is on the table? Thanks for your help.
    • Hi all, Many thanks for the advice! Unfortunately, the reply to the email was as expected…   Starbucks UK Customer Care <[email protected]> Hi xxxxxx, We are sorry to read you received a parking charge after using our Stansted Airport - A120 DT store. Unfortunately, the car park here is managed by MET parking. Both Starbucks and EuroGarages who own and operate this site are not able to help and have no authority to overturn any parking charges received. If you have followed the below terms then you would need to send all correspondence to [email protected], who will be able to assist you further. Several signs around the car park clarify the below terms and conditions: • Maximum stay 60 minutes, whilst the store is open. If the store is closed, pay to park applies. • The car park is for Starbucks customers only who make a purchase in our store, a charge will be issued if you left the site. • If you had made a purchase and required additional time, you must have inputted your registration number into the in store iPad which would have extended your stay up to 3 hours • To park in a disabled bay, you must have displayed a valid disabled badge. • If Starbucks was closed, you must have paid for parking as charges still apply, following signage located on site. • If you didn’t use the store, you must have paid for parking, following signage located on site Please ensure all further correspondence is directed to MET parking at the above email address, and accept our apologies that we cannot help you further on this matter.  Kind Regards,  Lora K  Customer Care Team Leader Starbucks Coffee Company, Building 4 Chiswick Park, London, W4 5YE
    • Thanks HB edited and re-uploaded. Thanks for the heads up 👍
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cabot/hassall claimform - CAp1 Card 'debt'***Settled by ADR/Mediation***


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You tell med srv that

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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They will ask if you are in receipt of all the paperwork

When you inform them that you are not, mediation will not proceed

and the case will be passed back to the courts for directions to progress the case

Witness statements , disclosure and date of hearing etc

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Mediation is not in connection with disclosure of documents...that follows later in the procedure.Mediation is an attempt to narrow the differences with regards to the disputed debt.

 

Andy

We could do with some help from you.

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Mediation is not in connection with disclosure of documents...that follows later in the procedure.Mediation is an attempt to narrow the differences with regards to the disputed debt.

 

Andy

 

So mediation, in this case, is just a hoop to jump through in order to satisfy the court that an attempt has been made to "narrow the differences". Therefore informing the claimant that they have no legal grounds due to no paperwork or compliance?

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So mediation, in this case, is just a hoop to jump through in order to satisfy the court that an attempt has been made to "narrow the differences". Therefore informing the claimant that they have no legal grounds due to no paperwork or compliance?

 

:thumb: It ticks the boxes

We could do with some help from you.

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  • 2 weeks later...

Letter from Hassall giving me a copy of their filled in "Directions Questionnaire".

They have left the hearing venue unfilled but have agreed to "mediation".

 

Another letter from Cabot stating that

they do no have the information under sections 77-79 of the CC Act 1974.

"Your credit agreement is currently unenforecable,

which means we are not permitted to obtain a judgment or decree agains you in Court."

".. you are still obliged to repay ..."

 

Does this mean no further action will be taken?

 

Also shouldn't Cabot tell this to Hassall and stop this silly court nonsense?

Or will Hassall continue to harrass me with letters and threaten further court action?

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If they dont have the paperwork then expect the claim to be discontinued. Sadly with these bottom rate DCA's and their rent a sols, they dont even check if they have the paperwork before they go to court. They hope you are uneducated so they can lie and cheat to get a judgement

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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  • 1 month later...

Using the mediation service, Hassall claims to have all the required paperwork and that Cabot shouldn't have sent that letter out, so they agreed to my offer to settle at a ridiculously reduced amount of money, (must be at a loss for Cabot) so my CC report will be updated to viewed as "partially satisfied". Better that, than the risk of a CCJ for six years. So its all good

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Well done ...again PC...still a victory.

 

Thread title amended to reflect the outcome.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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