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    • As one of you mentioned above I've been in a mess for nearly 20 years now and I'm ready to sort my credit report out now - the main reason I got into second round of debt is my kids being unwell and the state considering them not unwell enough for extra help so despite my son being in hospital for 3 months in one year we got extra zero help and I eventually lost my job and got into debt to just so I can be تا my sons hospital bed at his time of need - my life basically fell apart and all these debts got me again 
    • Gosh mate I've woke up this morning with half the worry I had last night when going to sleep!.  I can't believe how much this forum has helped me over the years and I don't  have the words to explain the gratitude I feel towards you guys -  Now that I've slept on it I feel ready to reject this company and my plan is to make them an offer to accept payments to date as full and final settlement - I will I think write them a letter once my review is completed or maybe just send it now whilst they are reviewing explaining my kids are unwell for which reason I'm struggling to survive and if I can politely request for them to accept payment to date as a full and final - I'll mention I don't have any cash or anyone to borrow from to offer a full or even part amount of the remaining balance of the iva and therfore am unable to make a offer of payment.   If they agree to at least even put my offer to the creditors then I feel it's better I hang in there and that way I won't have to deal with any possibilities of more defaults and ccjs    Right now the only adverse effects on my credit report are the iva that is now 3 years old and 2 Ccj one coming of this July and one thus October.    But I am worried new action will begin and new defaults and Ccj may start to appear because I've paying into an agreement im under the impression the 6 year rules starts again so yes I have lost of mixed feelings about this but I'm not going to lie you guys have put some life back into my breath this week as for the last 3 years I've felt caged like an animal and this morning I feel freer I can't explain how much but certainly my soul feel lighter today thanks to yin because I'm now viewing this review totally different to I do yesterday thanks to you guys 
    • Court name UNKNOWN Case number ********** Amount N/A Confirmed by Insolvency Service Date issued May 2021 Type Voluntary Arrangement Notes If you have questions about voluntary arrangements you should speak to the Insolvency Service.     I started this in 2021. So it's been about 3 years I've been paying. 
    • Thanks @lookinforinfo@Nicky Boyi sent across the agreement earlier in this thread. No mention of financial reward to the MA. But, I wouldn't be surprised if it was done on the sly. As I said earlier, the owner of OPS is a convicted criminal, with a very shady reputation around these parts.
    • The average high street easy-access account pays 1.7% interest - but savers could earn 5% if they moved their money elsewhere. We look at which banks have the top rates.View the full article
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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New Claims for CA and IS


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Hi hope someone could help me please? I have just started claiming Carers allowance ,well since late August, my first payment and backdated payments will be early October, dont know why i will have to wait nearly five weeks for a payment ,but still !.I also put a claim in for income support,also a bit of a delay as was on jobseekers allowance .I was surprised to find that while claiming income support that i would have to go to the jobcentre once a month to continue recieving payments. is this something new?, dont understand why ?,.The lady at the jobcentre told me it was just in case i want to find another job while on income support, i told her that am doing 35 hrs as a carer,and it is not easy, it full time hard work.I have still got some health problems, but i perfer to be helping a good friend who,s disabled and making a difference, then staying on the dole..Thanks in advance.

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I've moved this post to a new thread where more people should see it.

 

I'm afraid I'm not 100% sure what's required of IS claimants these days, but even if you have to attend the Jobcentre, I do know that you can't be forced to look for work or take a job.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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I'd be asking how to claim reimbursement for someone else doing the caring whilst I was at the job centre.

 

My carer hasn't been asked to attend in 5 years of claiming carer's allowance and income support.

RMW

"If you want my parking space, please take my disability" Common car park sign in France.

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Yes good idea madwoman, dont understand the logic in attending the jobcentre once a month, while on income support and carers allowance .am caring full time for my friend who,s disabled.These must be new rules am sure.

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Hi flumps ,i will ask when i have to go in November for my monthly appointment,she talked about it being new rules ,that had come out in september. Just wondered if anyone else has been told the same thing.Cheers.

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  • 3 weeks later...

Hi Ros i know thats what i thought,i have been on it before Carers allowance and i only had to go once to sort the income support ,once i started getting payments,i never went back to the jobcentre.,aswas on it 9 months.Its silly,doesnt make no sense to me,going once a month,when am busy..

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