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    • Thanks for that. I will give them till Tuesday. Thanks for your help, very much appreciated. 
    • Ok thanks for that, well spotted and all duly noted. Yes they did eventually submit those docs to me after a second letter advising them I was contacting the ICO to make a formal complaint for failing to comply with an earlier SAR that they brushed off as an "administrative error" or something. When I sent the letter telling them I was in contact with the information commissioner to lodge the complaint, the original PCN etc quickly followed along with their excuse!
    • its not about the migrants .. Barrister Helena Kennedy warns that the Conservatives will use their victory over Rwanda to dismantle the law that protects our human rights here in the UK.   Angela Rayner made fun of Rishi Sunak’s height in a fiery exchange at Prime Minister’s Questions, which prompted Joe Murphy to ask: just how low will Labour go? .. well .. not as low as sunak 
    • From #38 where you wrote the following, all in the 3rd person so we don't know which party is you. When you sy it was your family home, was that before or after? " A FH split to create 2 Leasehold adjoining houses (terrace) FH remains under original ownership and 1 Leasehold house sold on 100y+ lease. . Freeholder resides in the other Leasehold house. The property was originally resided in as one house by Freeholder"
    • The property was our family home.  A fixed low rate btl/ development loan was given (last century!). It was derelict. Did it up/ was rented out for a while.  Then moved in/out over the years (mostly around school)  It was a mix of rental and family home. The ad-hoc rents covered the loan amply.  Nowadays  banks don't allow such a mix.  (I have written this before.) Problems started when the lease was extended and needed to re-mortgage to cover the expense.  Wanted another btl.  Got a tenant in situ. Was located elsewhere (work). A broker found a btl lender, they reneged.  Broker didn't find another btl loan.  The tenant was paying enough to cover the proposed annual btl mortgage in 4 months. The broker gave up trying to find another.  I ended up on a bridge and this disastrous path.  (I have raised previous issues about the broker) Not sure what you mean by 'split'.  The property was always leasehold with a separate freeholder  The freeholder eventually sold the fh to another entity by private agreement (the trust) but it's always been separate.  That's quite normal.  One can't merge titles - unless lease runs out/ is forfeited and new one is not created/ granted. The bridge lender had a special condition in loan offer - their own lawyer had to check title first.  Check that lease wasn't onerous and there was nothing that would affect good saleability.  The lawyer (that got sacked for dishonesty) signed off the loan on the basis the lease and title was good and clean.  The same law firm then tried to complain the lease clauses were onerous and the lease too short, even though the loan was to cover a 90y lease extension!! 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Case transcript?


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Hi not sure what section to post this one in but we urgently need advice.

My son is appealing a final hearing in a custody case He has paid all his own solicitors fees up until now. As well as maintenance payments so he just has no money left for further legal assistance hence he is having to do this appeal on his own

 

He has been granted leave to appeal However the order stated he needed to supply to the court a full transcript of the hearing there is no way he can afford this. What can he do? Can the transcript be given on a disk ? Does it have to be typed. Is there a family law section on this site where we can go for advice or are there any solicitors out there who can advice him. I hope there is someone who can help

Thanks for reading

Luby

Pen

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Luby, I've never had dealings with the family courts but have general experience of the justice system.A transcript must be prepared by a court-approved transcriber. It is hard-copy transcribed from the CD of a hearing.If you can't afford a transcript (they can be expensive) the judge can, at his/her discretion, let you have it at the court's expense. You would need to contact the court and ask.Are you sure it is the transcript of the hearing that is required rather than just the judgment. The judgment would be much shorter (and therefore cheaper).

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Would you not qualify for assistance if on low income ?

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?406096-LEGAL-EX160A-Court-Fees-are-you-exempt.-**Correct-as-at-Feb-2015**

 

Alternatively why would it be necessary and is it imperative to proceeding your case?

 

Does this help, luby ?

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Hi legalistic

Yes it definitely helps and yes it has to be the whole hearing which lasted 8 hours. The court requested 3 things in his order

1) completed appeal form

2 ) case transcript by a court approve transcriber

3) appeal bungle

We had completed a appeal form and a skeleton argument already so what we really are stuck on is the transcript there is no way we can afford this after paying court costs for custordy. That took all our savings plus other members of the families savings

We are also stuck on case law for the appeal in that we don't know where to find it and what to look for

But it's worth a try asking the courts if we can just have a hard copy

You have been a great help

Luby

Pen

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Please do let us know how you get on :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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It's the transcript of the final hearing they are requesting. If they will not let us have it free what are our options then? There must be something for people who cannot afford legal services now that legal aid has gone

Pen

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luby, I am doubtful that it is the transcript of the actual hearing that is required. An appeal is always against the JUDGMENT of the lower court. Only in rare cases is a transcript of the entire hearing required, although sometimes a transcript of evidence might be needed. Eight hours worth of transcript would cost at least £3k I would think, whereas a judgment is only a few hundred pounds.Take a look at the Ex 107 Tape Transcription Request Form and the options given there:http://www.johnlarking.co.uk/ex107.pdfThere is no automatic free transcript. It is completely different from the remission of court fees. A free transcript can only be ordered by a judge at his or her discretion. It of course helps though if you give the judge some evidence of impecunity, low income etc. You don't use the Ex107 form in requesting a transcript at the court's expense. You just write a begging letter!

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