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Experto Credite folding, should i still pay MBNA debt to them?


Essayy
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There are posts on forums that Experto Credite are about to go belly up. If you search "Experto in trouble" in google you will find the posts.

Posters are saying that Experto Credite can't pay some government department (HMRC/VAT?) and they have stopped paying staff.

 

I have plans with them for debt they have bought from MBNA (Varde?). Should I keep paying them? I am worried that my payments will go missing or be frozen if they go bust.

 

Anyone else here have payment plans with them?

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question is

 

 

should you be paying them anything from day one?

 

 

did you ever send them a CCA request?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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What is the debt you have?

 

That's more important than a DCA going too the wall!

Shame there isn't more of them going bust.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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You dont know if its owed, and you dont know if the debt is actually legally enforceable. If you have never checked, youa re being cash cowed.

 

You owe the money to the OC, not a tin pot DCA.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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and ask yourself this...

 

 

just WHY did a multi-million pound company sell my debt

and not take me to court....urm...........

 

 

sadlyme thinks you've wasted £1000's here paying these debts off

 

 

prob not even on your credit file?

and even if they were a partial settlement marker mean stuff all.

 

 

and wont ever improve your rating.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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They sent me copies of the agreement and I got a letter before action after which I started paying installments. how can I check if it is enforceable? looks like they wont be around for long so I may be off the hook.

 

 

who said the CCA return was enforceable?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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