Can a Judgement and its associated Land Registry Attachment be sold to Debt Collection Company?

[urbanstealth]

Hi Ladies and Gents.

 

I have an old Lloyds bank debt going back to 2008/9.

 

They went to court and got a Judgement and then an Attachment over my house registered with HM Land Registry.

 

However, Lloyds and their solicitors have written to me to say they have sold the debt company.

 

This got me thinking that the Judgement and Attachment are therefore void.

 

Reason being if I paid Lloyds to get a 'Certificate of Satisfaction' to show debt was paid they would be committing fraud as they no longer own the debt.

 

Also, I am not sure whether a Judgement can be sold to a debt company.

 

Can anyone shed some light on my thoughts please.

 

Thanks.

Urban

[citizenB]

I think this question has been asked before, however I cant find the link, so will ask others on the site team for you.

[urbanstealth]

PS:

 

The debt company have written to me, I ignored it and they've not been in contact since.

[citizenB]

Here you go

 

 

 

Yes it can CB - Lloyds should inform who the assignee is and the judgment defendant needs to make fresh arrangements with regards payments to that assignee.

[dx100uk]

I take it you mean there is a Charging Order showing?

[urbanstealth]

Yes a Charging Order.

 

I am going to write to Lloyds to try get them to confirm there is no longer any debt owed to them.

 

If they do it I can then go straight to County Court where Charging Order was issued and apply to have it removed.

 

If it is removed before debt company (DLC) contact me again and when they do they will have no recourse, I don't think.

 

Let you know how it goes as and when things change.

 

Urban Stealth

[dx100uk]

cant see any point in that.

 

 

all they have done is sold the CCJ/CO

 

 

doesn't mean the debt or the CO is void or 'gone'

 

 

dx