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    • is the home in joint names but this is solely your debt? need far more history to be able to comment if it's paid off and was not just written of by one partly on their books and sold to anther, thus the cra file says £0. dx
    • So, Sunak has managed to get someone to 'volunteer to go to Rwanda hasn't he? .. for just £3000 payment to the person plus 5 years free board and lodging isnt it? - cost to UK taxpayer over £300M+ (300 million quid+) isnt it? - Bargain says Rwanda, especially with all the profit we made privately selling those luxury chalets Bravermann advertised for us   I wonder how many brits would jump at that offer? Thousands? Hundreds of thousands? Lets see, up to 5 years free board and lodging and £3k in my pocket .. I'd go - and like that person - just come back if/when I get bored. First job - off to Botswana for a week to see the elephants.   Of course the paid volunteers going to Botswana are meaningless - Rwanda have REPEATEDLY said they wont take any forcibly trafficked people in breach of international law eh? Have the poops actually got any civil servants to agree to go yet - probably end up as more massive payments to VIPal contractors to go and sit there doing nowt shortly eh?    
    • Hi Wondered if I could get a little advise please. I entered into a commercial lease (3 years) and within a few months I had to leave as the business I was trading with collapsed. I returned the keys to the landlord and explained the situation and no money, also likely to go on benefits but the landlord stuck to their guns. They have now instructed solicitors to send letter before action claiming just over £4000. The lease was mine and so the debt. I know this. I have emailed the solicitors twice to explain I am out of work and that with help from family I could offer a full and final settlement figure of £1500 or £10pw. This was countered by them with an offer to reduce the debt by £400, or pay off the amount over 12 months. I went back with an improved full and final offer of £2500 or £20pw. This has been rejected with the comment 'papers ready to go to court'. I have no hope of paying the £4000 and so it will have to go to court. Pity as I have no debts otherwise but not working is a killer. I wondered if they take me to court, could I ask for mediation? I also think that taking me to court will result in a pretty much nothing per week payment from my benefits. Are companies just pushing ahead with action even if a better offer is on the table? Thanks for your help.
    • Hi all, Many thanks for the advice! Unfortunately, the reply to the email was as expected…   Starbucks UK Customer Care <[email protected]> Hi xxxxxx, We are sorry to read you received a parking charge after using our Stansted Airport - A120 DT store. Unfortunately, the car park here is managed by MET parking. Both Starbucks and EuroGarages who own and operate this site are not able to help and have no authority to overturn any parking charges received. If you have followed the below terms then you would need to send all correspondence to [email protected], who will be able to assist you further. Several signs around the car park clarify the below terms and conditions: • Maximum stay 60 minutes, whilst the store is open. If the store is closed, pay to park applies. • The car park is for Starbucks customers only who make a purchase in our store, a charge will be issued if you left the site. • If you had made a purchase and required additional time, you must have inputted your registration number into the in store iPad which would have extended your stay up to 3 hours • To park in a disabled bay, you must have displayed a valid disabled badge. • If Starbucks was closed, you must have paid for parking as charges still apply, following signage located on site. • If you didn’t use the store, you must have paid for parking, following signage located on site Please ensure all further correspondence is directed to MET parking at the above email address, and accept our apologies that we cannot help you further on this matter.  Kind Regards,  Lora K  Customer Care Team Leader Starbucks Coffee Company, Building 4 Chiswick Park, London, W4 5YE
    • Thanks HB edited and re-uploaded. Thanks for the heads up 👍
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Erudio claimform - old SLC loans - stayed - now N244 **WON SJ refused**


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Yes indeed and seeing as they state in their letter it was 2008 = SB

I suppose they could argue i contacted them after, however this was to dispute the fact they had ignored my requests therefore i had no choice to contact them. i dont believe this can reset SB clock

Thanks Andy,

Lets hope they are not successful for a 3rd time

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Scan redact and upload what you have received from the court please.

We could do with some help from you.

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 Appears to only be part of the Court hearing information that has been uploaded.

We could do with some help from you.

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urm so where is page 2 then......

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Im trying to upload but its stating there is a max file size of 293kb.  i'm trying but cant get it that small

the 2nd page is a generic page of the terms of the hearing, apologies i thought it wa incl. i cannot find how to do it

ok guys here you go, apologies, im not sure why i couldnt upload, sorry about that

 

 

n24 full.pdf

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cause nearly all of your uploads were at the 4.8mb limit.

you really should by now have learned how to do document uploads properly

using a pdf editor (of which anyone with a pdf editor can remove your blanking BTW! and see you pers detsails)...is not the way we recommend if you read our upload guide carefully... scan and redact each page as a jpg, redact in mspaint then convert all to one mass pdf using online sites listed in upload

 

your method makes huge 4mb files that fill your upload  limit up each time you upload.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Of course but it showed 3mb on my pc which was confusing me, and i did edit in jpeg then convert to pdf. i didnt know that! ill find another way.

 

how can i delete the upload then so i can redact another way please? i dont want to leave that online

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ive already tidied some of your upload no worries   you have space now

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Back to the General Order/Directions....

 

Points 7 / 14 / 15 / 16 are of importance to you mostly of which you have already prepared for the previous hearing.

Point 9 you must action ASAP this week.

 

Another User had his defence struck out for not complying with this direction on time and now faces the inconvenience of trying to set a side the order.

 

Andy

We could do with some help from you.

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Thanks Andy,

 

Yes I have actioned point 9 already. Indeed I have pretty much prepared. But this is an application hearing not the hearing itself? I thought the application hearing was when the judge will consider the matter being reheard.

 

Typically in an application hearing what should I be saying?

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the debt is statute barred  - there is nothing more for you to say.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Quote

But this is an application hearing not the hearing itself?

 

Given that the court has directed that you submit statements/evidence.....I would take it as duel. Some courts will deal with the application and claim in one hearing....so be prepared for a full hearing.

We could do with some help from you.

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Although I do note that only 30 mins has been allocated...so perhaps just a hearing to consider their application....possibly.

We could do with some help from you.

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Thanks Andy. Yes I recall the last application hearing, I was asked if i had anything to add, i tried to begin stating my defence in short, and I was stopped.

 

So typically with an application hearing, is there anything I can say? It didn't seem like I could say a lot, and more I was just there for the purpose of being present.

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You cant really object to an application to lift the stay...the court did reject the application for reasons which are rather strange and the claimant has corrected them with this new application. You can object to Summary Judgment part of the application as previously discussed with reasons and which you have previously prepared for. (statement /evidence).

 

Just the bundle prep thats different to the last hearing.

 

Normally for this application a court would not give directions for bundle preparation/Directions Questionnaires etc so I think the court may only look at the lifting the stay aspect of the application and disregard the Summary Judgment content...but that's my own personal assumption. 

We could do with some help from you.

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Thanks Andy,

 

I'll be prepared for a full hearing nonetheless, just in case anyway.

 

They have made spelling mistakes and sent the wrong templates before, which i had to call and confirm. i followed the full process and erudio are completely in the wrong here. I just hope i can articulate this/and the judge sees that. i should have atleast been within my right to be granted deferment, which was denied by their ignorance and trickery. Hopefully the judge will be aware of the amount of cases and news articles relating to this.

 

So when you say its strange, you mean technically they should not have rejected the applications previously? 1st time was due to my WS stating SB. Second time was their lack of 'an application must contain a concise statement with reason as to why the claim was let stayed and why the claimant didn't proceed at the time'.

 

Thank you all again, i will keep preparing, much appreciated as always to you all.

Edited by patterns
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  • 4 weeks later...

Hi guys,

 

Just an update, application hearing is a few days away now, i have not received any PDF bundle from the claimant. Should i be concerned or do anything? i have tried calling the courts multiple times. Will keep at it.

 

Hi Andy, i know you mentioned normally in an application, a court would not give directions for bundle preparation/Directions Questionnaires.... im sure they didnt last time either, and that this is just a generic template they use

 

I will keep trying to get hold of the court

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HI Guys,

 

3.5 hours past hearing date/time and nothing. i have checked my email was received successfuly by the courts.

 

Is it normal for this length of delay? What would be the possible reasons unless the court were running late? Previously if they were running late, i got a call to inform me.

 

If the claimant didnt send details for the hearing, or failed to show for the remote hearing, what would happen? Previously they have called and had the claimant on the line before calling me.

 

Again trying the tel number and no joy. i may well drive down tomorrow.

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You win if no show

Prob wont hear till near 4pm end of day admin run before closing

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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