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    • I do disagree with you regarding one thing - we are not very good with letters or these situations and are slow on the uptake. So far you have stood up to Excel and their threats, immediately given us the information in the sticky, done loads of reading up to educate yourselves, learnt from the mistake of outing the driver so you'll know not to do so in the future, got on to the organ grinder to try to get them to call off their dogs, etc., etc.  Good grief - we wish everyone who came here would do this!!! Most people who get these invoices sadly think they have been fined and if they don't pay a drone from Ukraine will be diverted and will fall on their home (or some such vague grand apocalyptic threat) and they fold and give in.  You haven't.  Well done. Don't worry - you won't be paying a penny.  Although it will take some time to see off this vile company.
    • Spot on!  You learn quickly. Who cares if the case gets sent to debt collectors?  They have no powers.  All the effort you will have to put in will be to open envelopes - and then spend time laughing at their daft "threats".  No stress at all!
    • I did ask them why, but seems they have more spare cash than we do .. ;-( .. I doubt their bank would even support a chargeback after a year has passed. Anyway I've constructed my first DRAFT Snotty Letter .. so here goes ..   RE: PCN 4xxxxx Dear ALLIANCE PARKING Litigation Dept, Thank you for your dubious Letter Of Claim (dated 29th April 2024) of £100 for just 2 minutes of overstay. The family rolled around on the floor in amazement of the idea you actually think they’d accept this nonsense, let alone being confused over the extra unlawful £70 you had added. Shall we raise that related VAT issue with HMRC, or perhaps the custodians of the unicorn grain silos? Apart from the serious GDPR breach you’ve made with the DVLA and your complete failure in identifying the driver, we’re dumbfounded that the PCN is still not compliant with the PoFA (2012 Schedule 4 Under Section 9.2.f) even after 12 years of pathetic trial and error. We also doubt a judge would be very impressed at your bone idleness and lack of due diligence regarding the ANPR entry / exit periods compared with actual valid parking periods. Especially with no consideration of the legally allowed grace periods and the topological nature of the Cornish landscape versus a traditional multi-storey. And don’t even get us started on the invisible signage during the ultra busy bank holiday carnage, that is otherwise known as the random parking chaos in the several unmarked over-spill fields, or indeed the tedious “frustration of contract” attempting to get a data connection to Justpark.  We suggest your clients drop this extreme foolishness or get an absolute hammering in court. We are more than ready to raise the issues with a fair minded judge, who will most likely laugh your clients out in less time than it takes to capture more useless ANPR photos. We will of course be requesting “an unreasonable costs order” under CPR 27.14.2.g and put it toward future taxis to Harlyn Bay instead.  We all look forward to your clients' deafening silence. Legal Counsel on behalf of the Vehicle Keeper.  
    • Hi,t I'm not sure if I'm posting in the right subsection but General Retail appears to be the closest to it I think... About a year and a half ago I got a new phone so I listed my iPhone 10 on eBay.  The listed stated 'UK only' and 'no returns accepted'. Considering I had had the phone for about 4 years, I myself was amazed that I had kept it in such good condition all that time - apart from being slightly scuffed around the charging port there was absolutely nothing wrong with it. It had the original box, its unopened original Apple cable, plug, and earbuds, and I threw in a case for it and It had always had a screen protector on it. Someone wanted it from Armenia, and I stupidly agreed to it.  She paid and I sent it off, fully insured. Not long after she received it, she sent a message saying it 'was not as described', so I asked to see photos of whatever was the problem.  She sent two photographs of the box.  Just the box.  I said I wasn't even going to consider refunding her unless she told me what she meant by 'not as described'.  I thought, if it's been damaged in transit, then it would be covered by the insurance. Anyway, she didn't respond at all, even though I had messaged her several times, so she opened a case with eBay. I have sold a fair few things of mine on eBay in the past buy had never had had anyone come back to me asking for a refund.  I got in touch with eBay several times by phone and by email, and found out they always side with the buyer, no matter what with their 'eBay Seller Guarantee'.  She had been told she could keep the phone and told me they would recover the money from me from my account blah blah.  So I unlinked all of my cards etc and changed my bank account to one that I never use with no money in it. My account got suspended.  I continued to try to explain to eBay that I had been scammed but I got nowhere. My account was permanently inaccessible by this point. I reported the phone stolen and the IMEI blacklisted but I'm not sure if that would make any difference being in Armenia, but it was all I could think of to piss the buyer off. A couple of months later I was contacted by email by a debt recovery company (I can' remember who now), to whom I explained I will not discuss the matter with them until I had received an SAR I had requested from eBay. As I could no longer access my account, I couldn't review the communication I needed to show I was not in the wrong. The SAR was produced but I was advised that the information I was looking for would not be included but I said I wanted it anyway.  There were so many codes etc. and hoops to jump through to access it, that even after trying whilst on the phone to them, I still couldn't get into it, so I never got to see it in the end.  I think they said they would send the code by post but they never did and I forgot about it after a while. I've just come across a couple of emails from Moorgroup, asking me to phone them to discuss a private matter regarding eBay.  I haven't replied or done anything at all yet.  The amount they are trying to recover from me is £200ish from what I remember. I know it's not that much but I don't want to pay the b*astards on general principle. I've had a lot of useful advice from CAG in the past about debt collectors but it has always been about being chased by creditors, I've never been in this situation before. I don't know what power they legally have to recover the 'debt', and most importantly, I am two years into a DRO, and the last thing I want is another CCJ to shake off if I'm cutting my nose off to spite my face.   Any advice gratefully received!!
    • Hi, I have the Sims 4 on Macbook. Over the last year I have paid for multiple add on packs spending a lot of money on them. I bought them all in good faith as my Mac met all the minimum requirements to play them. I have been playing happily for about a year and bought my latest pack just over a week ago. The games were all working fine yesterday. Then suddenly today EA released a new app to launch the games and this new app requires a MAC OS that my computer cannot use. Now suddenly none of my games are accessible and I am unable to play anything. They did not warn us about this change in requirements and if I had known they would be doing this I wouldn't have bought all these add ons as they are now all totally unusable. The games themselves have not changed, only their app to launch them and I can't afford to buy a brand new mac just to play. So my question is how can they change the minimum requirements after I have paid for a game? I agreed to pay for them based on the fact my mac met their requirements and was not informed when purchasing that this would be an issue in the future. I understand new games (like Sims 5 which is to be released next year) might not be compatible but this is a 10yr old game that they have suddenly made inaccessible due to their new launch app. Does anybody know if I can do anything or anyway to get a partial refund from them? Thanks   Here are their T&C... I can't find anything in there about them being able to do this so not sure what to do https://tos.ea.com/legalapp/WEBTERMS/US/en/PC/
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Scottcall and United utilities


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Hi

 

I received an email from scottcall to discuss a debt

 

 

I knew it could only be one thing as I stupidly have not paid my water bill.

 

 

(ILL advised by an ex)

 

 

I got in touch with United utilities who replied saying they had instructed scottcall to take over the account.

 

 

They would even let me set up payment for future water and said they wouldn't deal with the account until scottcall tell them it's clear.

 

 

I know I owe this and want to be sent free but it will be a big amount and I can't pay it outright.

 

 

I'm worried after hearing awful things about this company and

 

 

I did reply to their email after finding out that it was the United utilities debt.

 

 

What is the best way to deal with this company

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ignore them totally

 

 

pay UU directly

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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They are a debt collector they have no powers

Ignore them pay the debt direct to water company

 

I've been in touch with United utilities they won't discuss it and have given me the number for scottcall and said deal with them direct

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doesn't matter if they call around

 

 

THEY ARE NOT BAILIFFS

 

 

and have

NO SUCH LEGAL POWERS

 

 

stay off the phone

 

 

if you have UU account details

use your internet web-banking portal

and pay then direct

they cannot refuse

 

 

give us a bit more history of this 'debt' please

 

 

how old

is it for your current usage

etc etc

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Moved in this house 8 years ago paid for two years.

 

 

Started uni money right and listened stupidly to an ex who said don't pay it they won't cut you off so didn't.

 

 

Now I just want to get it sorted.

 

 

Emailed them and they are not interested at all

 

 

just gave me scottcalls number.

 

 

Emailed back and said this is the debt I want to sort to pay future usage

 

 

to which they replied we will not deal with your account until the debt is paid

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not much of a story there

when is this debt from please

 

 

so you paid for 2 yrs 8 yrs ago

and have remained in the house & paid nowt since?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

if any of the bill is outside 6yrs

they can whistle for it

 

 

so this is quite a sum then?

 

 

something doesn't sound right to me though

I cant see how you can avoid paying UU for 6yrs

and now just when a no powers DCa contacts you you jump

 

 

urm...

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Nothing odd in it.

 

 

I want to be debt free,

 

 

and had got in touch with UU

 

 

I then got emails off both Scottcall and UU the same day.

 

 

I then mentioned the name scottcall and my friend had read something about them.

 

 

I googled them and now I'm worried because they seem like a frightening company

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dunno what threads you are reading

 

 

snortcrawl are a no powers diry mac doorstepper DCA

 

 

no DCA has any legal powers

least of all a doorstepper

 

 

they ARE NOT BAILIFFS.

 

 

now lets get some backfround.

 

 

have you been getting bills from UU regularly over the last 6yrs every year or better?

 

 

on snotcrawls letter

does it mention 'their client' as being UU?

 

 

is this debt on your credit file?

 

 

something smells

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Ignore scotcall totally. They cannot and will not do anything. They are the lowest of the low and will only deal with debts that no other DCA will go near.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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I was initially getting letters from UU but they stopped (can't remember when) I have only had emails from scottcall after I approached UU no letters haven't given them my number but they have my address

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so you've had no bills from UU in 6yrs?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

still cant understand how you've avoided water bills for 6yrs

 

 

they do court at the drop of a hat using the water act of 1925

 

 

you must owe them £1000's

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Well sometimes needs must and

 

 

to give myself a better life I gave up my crappy job went to university and

 

 

worked my backside off on a bursary which was a pittance.

 

 

Keeping a roof over mine and my child's head was my priority.

 

 

Now I have a stable job

 

 

I want to repay what I owe.

 

 

I am well aware it will be a lot and thought I would be able to deal with UU direct

 

 

I just wanted advice on this other company.

 

 

If UU are telling me to pay scottcall is this what I have to do

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ok well find your last water bill

 

 

look on the back

 

 

there are payment details there

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I don't have one Ive been through all my bills so I don't even know my account detail only keep two years at a time and havnt had one then

 

No need to keep putting obstacles in the way

 

If there has been no payment for 6 years it is statue barred

 

Ignore the debt collector that can do nothing

 

Send a subject access request to water company that will give you all the details they have on you

 

This sounds like a unenforceable debt

Just because the debt collector writs to you does not mean you have to pay it

Likewise water company telling you to deal with debt collector does not mean you have to pay it as it may well be statue barred

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

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Now randomly I have a water bill delivered this morning

 

 

so at least I have an account number.

 

 

It's dated from the day I got in touch with them billed as a new move.

 

 

£390.70 for arrears and £111 from now till March.

 

 

I will now pay this and have it cleared for March.

 

 

Should I now ignore scottcall even though they have my address?

 

 

Have UU billed me for what they know they can get back

and have sold on the other because of the length of time ?

 

 

I'm confused

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prob just the bill for 2014-15.

 

 

certainly ignore snotcrawl! totally

 

 

get that sar off to UU

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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