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    • Morning, I purchased a car from Big Motoring World on 10th December 2023 for £14899.00. On the 15th December I had a problem with the auto start stop function of the car in which the car would stop in the middle of the road with a stop start error message. I called the big assist and the car was booked in for February. The BMW was with them for a week and it came back with the auto stop start feature all fine and all error codes cleared on the report from big motoring world. within 5 days I had the same issue. Warning light coming on and the car stopping. I called big assist again and the car was again booked in for an other repair in May. Car was taken back in may, they had the car for a week and returned with the report saying no issue with the auto stop start feature and blamed my driving. Within 5 days of having the car back it broke down again. This time undrivable. I had the rac pick my car up and take to Stephen James BMW for a full diagnostic. The diagnostic came back with the car needing a new fuel system as magnetic swarf was found.  I have sent big motoring world a letter stating all the issues and that under the consumer rights act 2015 I have asked for a replacement vehicle. all reports from Stephen James BMW have been sent over to big motoring world. Big motoring world have come back and said they will respond to my complaint within 14 days for the date of my complaint letter. I am not feeling confident on the response from them, what are my next steps?   Thanks in advance. 
    • That is really good is that a mistake last off "driver doesn't have a licence" I assume that should be keeper? The Court requested me to send the Court and applicant proof of my sons disability from their GP this clearly shows he has Severe Mental Impairement, he is also illiterate.  I naively assumed once the applicant received this that they would drop the claim.  It offends me that Bank has asked the Judge to throw the case out at the preliminary hearing and to make us pay up.
    • Hi, we are looking to get some opinions on weather or not to bother fighting this PCN. This comes from a very big retail park parking where there are restaurants, hotel, amongst other businesses. The parking is free but I suppose there must be a time limit on it that I am not aware of. We were in the area for around 4 hours. Makes us wonder how they deal with people staying in the hotel as the ANPR is on what appears to be a publicly maintained street (where london buses run) which leads to the different parking areas including the hotel.  1 Date of the infringement 26/05/2024 2 Date on the NTK  31/05/2024 3 Date received 07/06/2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]  YES 5 Is there any photographic evidence of the event? Entry and exit photos however, based on the photographs we are almost sure the photos are taken on public street. This is the location I believe photos are taken from.  https://maps.app.goo.gl/eii8zSmFFhVZDRpbA 6 Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up N/A 7 Who is the parking company? UKPA. UK Parking Administration LTD 8. Where exactly [carpark name and town] The Colonnades, Croydon, CR0 4RQ For either option, does it say which appeals body they operate under. British Parking Association (BPA) Thanks in advance for any assistance.  UKPA PCN The Collonades-redacted.pdf
    • Thank you for posting their WS. If we start with the actual WS made by the director one would have doubts that they had even read PoFA let alone understood it. Point 10  we only have the word of the director that the contract has been extended. I should have had the corroboration of the Client. Point 12 The Judge HHJ Simkiss was not the usual Judge on motoring cases and his decisions on the necessity of contracts did not align with PoFA. In Schedule 4 [1[ it is quite clearly spelt out- “relevant contract” means a contract (including a contract arising only when the vehicle was parked on the relevant land) between the driver and a person who is—(a)the owner or occupier of the land; or (b authorised, under or  by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land; And the laughable piece of paper from the land owners cannot be described as a contract. I respectfully ask that the case be dismissed as there is no contract. WE do not even know what the parking regulations are which is really basic. It is respectfully asked that without a valid contract the case cannot continue. One would imagine that were there a valid contract it would have been produced.  So the contract that Bank has with the motorist must come from the landowner. Bank on their own cannot impose their own contract. How could a director of a parking company sign a Statement of Truth which included Point 11. Point 14. There is no offer of a contract at the entrance to the car park. Doubtful if it is even an offer to treat. The entrance sign sign does not comply with the IPC Code of Conduct nor is there any indication that ANPR cameras are in force. A major fault and breach of GDPR. Despite the lack of being offered a contract at the entrance [and how anyone could see what was offered by way of a contract in the car park is impossible owing to none of the signs in the WS being at all legible] payment was made for the car to park. A young person in the car made the payment. But before they did that, they helped an elderly lady to make her payment as she was having difficulty. After arranging payment for the lady the young lad made his payment right behind. Unfortunately he entered the old lady's number again rather than paying .for the car he was in. This can be confirmed by looking at the Allow List print out on page 25. The defendant's car arrived at 12.49 and at 12.51 and 12.52  there are two payments for the same vrm. This was also remarked on by the IPC adjudicator when the PCN was appealed.  So it is quite disgraceful that Bank have continued to pursue the Defendant knowing that it was a question of  entering the wrong vrm.  Point 21 The Defendant is not obliged to name the driver, they are only invited to do so under S9[2][e]. Also it is unreasonable to assume that the keeper is the driver. The Courts do not do that for good reason. The keeper in this case does not have a driving licence. Point 22. The Defendant DID make a further appeal which though it was also turned down their reply was very telling and should have led to the charge being dropped were the company not greedy and willing to pursue the Defendant regardless of the evidence they had in their own hands. Point 23 [111] it's a bit rich asking the Defendant to act justly and at proportionate cost while acting completely unjustly themselves and then adding an unlawful 70% on to the invoice. This  is despite PoFA S4[5] (5)The maximum sum which may be recovered from the keeper by virtue of the right conferred by this paragraph is the amount specified in the notice to keeper under paragraph 9[2][d].  Point 23 [1v] the Director can deny all he wants but the PCN does not comply with PoFA. S9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN only quotes the ANPR arrival and departure times which obviously includes a fair amount of driving between the two cameras. Plus the driver and passengers are a mixture of disabled and aged persons who require more time than just a young fit single driver to exit the car and later re enter. So the ANPR times cannot be the same as the required parking period as stipulated in the ACT. Moreover in S9[2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; You will note that in the PCN the words in parentheses are not included but at the start of Section 9 the word "must" is included. As there are two faults in the PCN it follows that Bank cannot pursue the keeper . And as the driver does not have a driving licence their case must fail on that alone. And that is not even taking into consideration that the payment was made. Point 23 [v] your company is wrong a payment was made. very difficult to prove a cash payment two weeks later when the PCN arrives. However the evidence was in your print out for anyone to see had they actually done due diligence prior to writing to the DVLA. Indeed as the Defendant had paid there was no reasonable cause to have applied for the keeper details. Point 24 the Defendant did not breach the contract. The PCN claimed the Defendant failed to make a payment when they had made a payment.   I haven't finished yet but that is something to start with
    • You don't appeal to anyone. You haven't' received a demand from a statutory body like the council, the police or the courts. It's just a dodgy cowboy company trying it on. You simply don't pay.  In the vast majority of these cases the company deforest the Amazon with threats about how they are going to divert a drone from Ukraine and make it land on your home - but in the end they do nothing.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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ESA and occupational pension overpayment


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Hi I'm new on here - I have received a letter from DWP and they have stopped my income based ESA as they now know i have a pension - as a result of this I am now being investigated - my fault - but when I first started claiming I was on IB - when i contacted the DWP and told them the amount - I didn't have to declare as IB was not means tested - that was in 2007 - then I started to receive IS which I now know is means tested - my occupational pension was £120 per month - I am now in a mess - I have not received a letter from my LA yet but I'm sure that will be next - hope this helps - you have to declare all monies - no matter how little - it's an income - I've been reading some scary stories that they film you and all sorts - but I dont work and I do live on my own - I NEED OF SOME INFO - I received the DWP letter on Friday 29 Sept' waiting now for the dreaded letter from everyone to arrive -

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Hi there, and welcome to CAG. I have moved your post to a new thread where it should hopefully get more replies.

 

What letter did you receive from the DWP? Is it an invitation to an Interview Under Caution (if it is, it will say so in so many words)? Or just a request for further information/a Compliance interview?

 

Regarding your Housing Benefit (I presume that's why you're worried about hearing from the LA) it is possible that you have not been overpaid at all. If your pension left any amount of IS or ESA payable then you would probably maintain full entitlement to HB.

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Hi thank you for your reply - DWP letter states - We have worked out your entitlement to Employment and Support Allowance using information about your income given to HMRC by you or your employer or your pension provider - We now know that your average income from my ----------- Pension is £39.69 per wk - this is information that we had not previously been told about. As the amount of Employment and Support Allowance that you get is worked out based on your income - this new information means that your benefit amount has changed from £184.80 per wk to £145.17 -

 

Our new decision on your benefit entitlement means you have been paid more ESA than you should have received - we will contact you about this - it goes on to say - I could face a financial penalty or criminal prosecution - I think im ok for HB - it will be CT

Edited by finn2009
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Hi Antone - I have just read the letter in more detail - on the back it says - There are two types of ESA CB based and Income based - then it says - You are entitled Income based and contributory based ESA.

 

I'm so confused

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Will the DWP write and let me know the amount of monies owing - or will i just receive IUC letter.

 

Jabba Jones knows more about this sort of thing than I do, but I would say you'll probably receive both. The main purpose of the IUC is to gather evidence for use in a possible criminal prosecution (or, if you're lucky, to help them decide not to prosecute). Even if they decide not to prosecute, the overpayment will still exist and need to be repaid.

 

If they do call you for an IUC you are entitled to seek professional legal advice, and I would advise that you do so.

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Hi Antone - I have just read the letter in more detail - on the back it says - There are two types of ESA CB based and Income based - then it says - You are entitled Income based and contributory based ESA.

 

I'm so confused

 

Yes, you can receive both types of ESA - if the amount of contributory ESA is less than the amount the law says you need to live on, and you have little or no other money coming in, you may receive a top up of income related ESA.

 

The way occupational pension income is taken into account is different for each type of ESA.

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Jabba Jones knows more about this sort of thing than I do, but I would say you'll probably receive both.

 

I no longer work for FIS/FES, but from what I've read internally it appears that a specialist team (BIC) are being sent all the Real Time Info cases.

They correct benefit from a current date & then pass the case onto Fraud to arrange an IUC & obtain an overpayment for the past period.

 

An overpayment of less than £4000 will be considered for a 50% Administrative Penalty, an overpayment of over £4000 will be considered for prosecution.

 

I think finn2009 has received the first letter correcting benefit from a current date.

The IUC letter should come next & then the overpayment letter after the interview.

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Morning - well still not had any news on my overpayment - just thought I would let you know - this waiting game is a killer..... I suspect I will receive a IUC letter - but how long the wait for that - how longs a piece of string - anyway will be back when I know more - It makes me feel better when I write on this forum - its hard when you have to keep things to yourself.......

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Hi - can you plse help - Im so confused - I've just had a look at ESA rate's support group - £108.15 so is the rest of my ESA made up of income related -

 

DWP have stopped £39.63 per wk - that is the same amount of occupational pension i am receiving - this to me looks like they will want all the amount of monies I have been receiving from my pension -OMG Overpayment will be huge !!!!!!!!

 

Still not had a letter fro DWP -

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You keep saying "Still not had a letter from DWP". They do not rush themselves.

My wife has been waiting for 4 weeks for the DWP (PIP) to send her a letter

that shows her actual PIP award.

We had her first PIP payment 4 weeks ago and will get her next payment tomorrow

Isn't that a really weird way to run a business... Make payments but don't let the

people who are having the payments know about them via letter.

 

So don't expect a DWP letter to quickly.

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Oh and as for taking a holiday. I cannot see why that would be a problem.

Just make sure you let them know in advance that you will be unavailable

for the period of the holiday.

 

But make sure you tell them by letter and make it either signed for or special delivery

so that you have proof they received it. I say this because many many phones calls and letters

tend to disappear within the DWP departments.

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  • 2 weeks later...

HELP!!!!!!!

 

I phoned DWP y'day re overpayment - the lady I spole to told me there was no overpayment showing - well i clearly know there is - after receiving a letter - she advised me not to worry !!!!!!!!!!!! Well I am worrying - Can someone plse explain - my IS was stopped on 16 September - any advice would be welcome....

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The problem is that you are one of many that have been referred, they have to gather full information and then send it back to the benefit centre for a decision, this takes months to even to get to that stage. I have referrals going back to last year that I am still waiting to hear about. I take it that you are no longer entitled to income base ESA? You need to conctrate on getting your correct enitlement now.

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Thank you for your quick response - this is my previous post:-

 

Hi thank you for your reply - DWP letter states - We have worked out your entitlement to Employment and Support Allowance using information about your income given to HMRC by you or your employer or your pension provider - We now know that your average income from my ----------- Pension is £39.69 per wk - this is information that we had not previously been told about. As the amount of Employment and Support Allowance that you get is worked out based on your income - this new information means that your benefit amount has changed from £184.80 per wk to £145.17 -

 

Our new decision on your benefit entitlement means you have been paid more ESA than you should have received - we will contact you about this - it goes on to say - I could face a financial penalty or criminal prosecution - I think im ok for HB - it will be CT -

 

Yes Im receiving both Contributed and Income related ESA

 

 

 

 

 

 

 

Thank you

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i assume you are getting DLAC at higher or middle rate or PIP(living) at either rate? can you confirm

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the purpose of income related ESA is to top your income up to the level the government says you need to live on (in your case £184.80)

 

if you had no other income you would get the full £184.80 - which is what has been happening

 

however as you already have income, you were only entitled to the difference between the amount the government says you need to live on and your other income

 

so there are a couple of issues here, the first is how much you have been overpaid, the second is whether the overpayment is recoverable, the third is whether the DWP decide to recover it

 

depending upon the outcome of those issues, the remaining issues will be repayment of the debt and whether they take any action against you (such as applying a caution, a penalty or taking you to court)

 

at this moment in time, you need to try to be patient as it can take months to get an overpayment decision and there is very little you can do until you get it

 

the good bit is that if you are getting DLAC at higher or middle rate or PIP(living) at either rate, then your Council Tax support should not be affected

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HELP!!!!!!!

 

I phoned DWP y'day re overpayment - the lady I spole to told me there was no overpayment showing - well i clearly know there is - after receiving a letter - she advised me not to worry !!!!!!!!!!!! Well I am worrying - Can someone plse explain - my IS was stopped on 16 September - any advice would be welcome....

 

No overpayment decision will have been made yet. As its an RTI case the BIC team have corrected you benefit from a current date & passed the case to Fraud to look at the overpayment period.

 

Any decision & overpayment amount will come after you've been interviewed by Fraud, but I believe there's one or two issues with RTI cases at the moment, which might be causing delays in them contacting you.

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