Jump to content


EGG want to offset PPI against sold debt - **WON NO OFFSET**


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3386 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • 2 months later...
  • Replies 56
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

UPDATE:

 

After giving it one more shot across the bows as Jedicris suggested I didn't hear from them at all for the past two and a half months, until today. I ended up signing the final acceptance a couple of weeks ago and just resigned myself to the fact that they'd set off the £940 and that once I had some cash from them I could pursue the rest via the FOS.

 

I had a surprise letter back today saying Arrow had after all told them that the account was closed (as I'd been insisting all along, because I settled the debt with them full & final). They must have attempted to pay Arrow the set off £940 after I returned the acceptance offer and amazingly Arrow replied honestly saying that it was closed.

 

As a result their original calculation no longer stood. The actual amount is now over £400 higher, due to the interest that has accrued since their initial offer in July, and now no longer includes £940 being set off. So it's just a simple matter of signing the new acceptance form and they'll be mailing a cheque for just short of £5000. I've actually made more money by Citi taking so long to resolve this, I don't have any other accounts that are earning me 8% interest at the moment.

 

Merry Christmas, and thanks to everybody for their advice!

Link to post
Share on other sites

nice xmas pressy.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 4 weeks later...

Final update - the cheque arrived last week, pretty prompt really considering the time for my signed acceptance to get back to the UK and then the cheque to make it here to the USA.

 

Thanks to all who gave me help and advice, it felt so good to finally have the cheque in hand after such a long time!

Link to post
Share on other sites

Excellent news - you must be well pleased this has now been settled.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

hey got there at last

 

 

dx

 

 

The Consumer Action Group needs help to cover its expenses.

You could help by making a money contribution to http://www.consumeractiongroup.co.uk/paypal.php?go=donate

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...