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Cabot Claimform - vanquis debt


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ok update. defence went in. no reply of court of cabot until today.

 

cabot have said they cannot provide the info i require in the allocated time. agreement is unenforceable at present but i should negotiate a payment plan.

 

no news from the court as yet........

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Not even a Court acknowledgement of defence and that it has been served on the claimant?

We could do with some help from you.

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no, nothing. i phoned the court to ensure they received my defence (which i got an automated email from). they just said the case is placed on "stay"?? and awaiting claimant response. no judgement has been made

 

they had got my defence. just said claimant has a period of time to come back with evidence

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Thats fine skyblue...its stayed..... ignore Cabot.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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28 days from defence date....hence the begging letter above:-D

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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  • 5 months later...

had a reply from Cabot today some 6 months after original defence.

 

Cabot have sent me statements going back to 2007,

a reconstituted version of my credit agreement which they claim to be true

 

along with copies of digital signatures.

 

They are giving me 14 days to reply from 4/3/15.

 

i was not sure reconstructed agreements are eligible?

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urm so you took this out june 2007

 

so a recon could be ok?

 

can you scan it up please?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

still not had chance to scan but will attempt to at weekend.

 

cabor have sent me the following:

all statements back to June 2007,

last payment May 2010,

digital signature and application details along with agreement and full terms which is pages long (photocopyed)

 

is there anything in particular i should be looking for?

 

 

im a little concerned they will start the court process again.

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well they have to pay to unstay it.

 

 

get that scanning done

and

sit tight me thinks.

 

 

as said, this could get sticky as its post apr 2007

and a recon might suffice

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you don't convert or put anything on gmail

 

 

if you are on a PC follow this:

 

 

HOW TO UPLOAD DOCUMENTS / IMAGES ON CAG IMMEDIATELY YOU DO NOT NEED 10 POSTS

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IMPORTANT To protect your IDENTITY and ensure you remain ANONYMOUS on CAG

YOU MUST ensure that you REMOVE all Personal Information including Barcodes, Names, Addresses etc

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ENSURE: To leave all Monetary Figures and Dates.

.

DO NOT USE A BIRO, PEN, SEE THRU TAPE OR LABELS TO EDIT THE INFORMATION

.

1. SCAN YOUR DOCUMENT

.

- Set your default scan page size to A4 less than 300 DPI (150 will do)

- Scan the required letters/agreements/sheets - as a picture (jpg) file

.

- Don't forget you can use a mobile phone or a digital camera too!!

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- If you have multiple scans/pictures

please put these into WORD and make a multi page document

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first ensuring you have removed all Personal Information before converting to PDF.

if you dont have MSOFFICE, use openoffice its free and has a PDF converter.

- IPHONE ONLY: Take a picture and Convert to PDF via an APP

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2. HOW TO EDIT (Remove Personal Information)

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- Do this using MSPAINT.EXE or any Photo Editing program and ensure to save the document.

PLEASE TRY AND REFRAIN FROM POSTING FILES OF +1Mb in size

a single sheet of a4 should be about 50kb.

.

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- If you have OFFICE installed this has an installable PRINT to PDF option so use this and save as PDF.

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OR Go to one of the many free online pdf converter websites:

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- http://freejpgtopdf.com/

- http://www.convert-jpg-to-pdf.net/

- http://www.freepdfconvert.com/

- http://www.pdfmerge.com/

- http://www.primopdf.com/

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PLEASE REMEMBER: It would be better to upload a Multi-page PDF rather than multiple Single PDFs.

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4. BEFORE UPLOADING YOUR DOCUMENT ON CAG

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- Logically Name your PDF File so Users know what it is. DO NOT NAME YOUR FILE USING BANK NAMES OR CAG IN THE TITLE

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IMPORTANT To protect your IDENTITY and ensure you remain ANONYMOUS on CAG please ensure that you do a final check that all Personal Information including Barcodes, Names, Addresses etc. are REMOVED before carrying out the NEXT STEP

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5. HOW TO UPLOAD YOUR DOCUMENT ON CAG

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- You DON’T have to put a link to the attachment in the msg box just upload it ……… JOB DONE

- You can click on your links to check them too!!

.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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So that letter will be six years old this May?

 

And all for the princely sum of £25!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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your online agreement was signed online in march 2007

 

those T&C [if you look at the little numbers in the margins/bottom]

 

are from a later date.

 

nice try cabot

 

next time get the right st of T&C's out of your filing cabinet when trying to magic up a supposed enforceable CCA return.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Good spot DX,

 

Dodgy bleeders! 2014 & 2008 documents cut and pasted?

Scandalous!

FCA is a definite to complain to....

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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