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    • its not a good thing or a bad thing its ongoing. mines gone the same route. these new notifications are equally meaningless.
    • Shein has been linked to unethical business practices, including forced labour allegations.View the full article
    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
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Fighting two banks at once! NATWEST are going to wish theyd never been born...


marieclaire
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oh no. i have been reading threads on these pages now for some time, never feeling the need to ask for advice. but here i am. i have two claims going on at the moment, one for myself, and one i am overseeing on behalf of my fiance. mine is with barclays and his with NatWest. the thing is, they have both been sent off to court now and both claims have been acknowledged. i filled out mine first (rather hastily) with "claiming the bank charges levied against my account over the last six years. this is unlawful at common law and unfair as set by the OFT. This includes £1020 of bank charges and £236.27 of interest as a direct result of these charges" i realised this was probably too hasty when i filled out the next one and put (quoting the template letter) "claiming bank charges levied from my account over the past three years......unlawful at common law......OFT who reported on 5th april 2006......" then i go on to give dates from and to and the total amount. now i have read this thread and i am sorry to infringe on your thread with my problems but now i feel like i have done it wrong too! i havent heard anything apart from that the two have been acknowledged, and intend to make a defence. could they throw mine out for my lack of info at this stage???

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stupidly i saw this after i filled it out, i thought i had read absoutely everything i needed to before hand then when i got the form i got mixed up and thought it was supposed to a kind of summary then i would get to do the big bit later on, but obviously i have since read the site and realised i was meant to do it then. they have both acknowledged and i am waiting for them to now come at me with a defence.....have i screwed it up?

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against barclays i wrote "claiming for bank charges levied against my account over the past six years. this is unlawful at common law and unfair as set by the OFT. this includes £1020 of bank charges and £236.27 ofinterest as a direct result of these charges."

then against natwest i wrote " claiming bank charges levied from my account over the past three years. the regime of fees which you ave been applying to my account in relation to direct debit refusals, exceeding overdraft limits and so forth are unlawful at common law, statute and recent consumer regulations. additionally it has been confirmed that your particularly high level of penalties are condired to be unfair as set by the OFT who reported on the 5th april 2006 and are therefore presumed to be unlawful in the absence of specific proof to the contrary. I wrote requesting 1224.67 plus 231.83 which you have charged me in overdraft interest for the sum which you have taken. total 1476.50. since this letter on the 14th september 2006 you have added a further 213.41 in charges to my account. 31/08/06: 17.26. 04/09/06: 38.00. 29/09/06: 12.77. 29/09/06: 28.00. 29/09/06: 38.00. 02/10/06: 38.00. 31/10/06: 13.38. 31/10/06: 28.00=213.41. Total= 1689.91"

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You need to amend the POC for both claims (£35 fee-unreclaimable) See here for N1 POC:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

 

Download N244 from here:

http://www.hmcourts-service.gov.uk/HMCSCourtFinder/GetForms.do

 

Fill this in and send it with 3 x N1 + 3 X schedule of charges to the court.

They will send 2 back to you 1 of which you serve (send) to the banks solicitors and confirm to the court you have done so.

 

N244:

 

1. Tick © without a hearing

 

Leave rest blank

 

 

Part A

intend to apply for an order that:

amends my particulars of claim

 

because:

my particulars of claim did not state the statutory provisions on which my claim relies

 

Part B

Tick evidence in part c

 

Part C

 

PARTICULARS OF CLAIM

"I respectfully request that the court allows an amendment to my particulars of claim to include the statutory provisions on which my case relies.

 

Please find attached to this application my proposed new particulars of claim, as well as a schedule of the amount claimed in respect of penalty charges levied by the defendant"

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  • 2 months later...

Hi everyone. Havent posted for a while but have been steadily observing quietly, using all the help given on here. Id like to share with you all that after reading the website earlier in the week whilst dealing with a Barclays claim (I know Im in the NatWest section) I found a number to call to ask about the court case (I was due in court on the 2nd feb), no questions asked, he asked for my claim number then told me he would settle IN FULL. I received letter confirmation this morning for £1376.27. I am so happy and so grateful for all the help given. Please keep going everyone its so worth it.

 

On the same day, this morning, my fiance received a cheque and letter from Cobbetts Solicitors (he was also due in court on the 2nd feb - freaky huh) with settlement in full for £1901.91. how amazing that we receive such good fortune on the same day.

 

It has been an exhausting experience, but when every person I knew told me to fold and take the offers I was the only one who continued, and that would not have happened had I not been so inspired by the overwhelming adivce I have received here. You do not realise how much this will help finance our wedding.

 

For everyone who is still at the beginning stages, please dont fold, this is the best thing that came out of my university experience!

 

Thankyou thankyou thankyou you people are the reason why I believe in miracles :-) may you have as happy year as we will:-)

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i submitted the allocation questionnaire on the 10th november and then i got details of the court case on the 4th december. i received the cheque on the 18th january. hang in there dont back down! its been such a long battle and been quite exhausting at times but right now it is so worth it!

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