i submitted the allocation questionnaire on the 10th november and then i got details of the court case on the 4th december. i received the cheque on the 18th january. hang in there dont back down! its been such a long battle and been quite exhausting at times but right now it is so worth it!

Hi everyone. Havent posted for a while but have been steadily observing quietly, using all the help given on here. Id like to share with you all that after reading the website earlier in the week whilst dealing with a Barclays claim I found a number to call to ask about the court case (I was due in court on the 2nd feb), no questions asked, he asked for my claim number then told me he would settle IN FULL. I received letter confirmation this morning for £1376.27. I am so happy and so grateful for all the help given. Please keep going everyone its so worth it. On the same day, this morning, my fiance received a cheque and letter from Natwests Cobbetts Solicitors (he was also due in court on the 2nd feb - freaky huh) with settlement in full for £1901.91. how amazing that we receive such good fortune on the same day. It has been an exhausting experience, but when every person I knew told me to fold and take the offers I was the only one who continued, and that would not have happened had I not been so inspired by the overwhelming adivce I have received here. You do not realise how much this will help finance our wedding. For everyone who is still at the beginning stages, please dont fold, this is the best thing that came out of my university experience! Thankyou thankyou thankyou you people are the reason why I believe in miracles may you have as happy year as we will:-)

Hi everyone. Havent posted for a while but have been steadily observing quietly, using all the help given on here. Id like to share with you all that after reading the website earlier in the week whilst dealing with a Barclays claim (I know Im in the NatWest section) I found a number to call to ask about the court case (I was due in court on the 2nd feb), no questions asked, he asked for my claim number then told me he would settle IN FULL. I received letter confirmation this morning for £1376.27. I am so happy and so grateful for all the help given. Please keep going everyone its so worth it. On the same day, this morning, my fiance received a cheque and letter from Cobbetts Solicitors (he was also due in court on the 2nd feb - freaky huh) with settlement in full for £1901.91. how amazing that we receive such good fortune on the same day. It has been an exhausting experience, but when every person I knew told me to fold and take the offers I was the only one who continued, and that would not have happened had I not been so inspired by the overwhelming adivce I have received here. You do not realise how much this will help finance our wedding. For everyone who is still at the beginning stages, please dont fold, this is the best thing that came out of my university experience! Thankyou thankyou thankyou you people are the reason why I believe in miracles may you have as happy year as we will:-)

thankyou. ive just got all the forms and stuff together, ill send it off later today. ill keep you posted:-)

against barclays i wrote "claiming for bank charges levied against my account over the past six years. this is unlawful at common law and unfair as set by the OFT. this includes £1020 of bank charges and £236.27 ofinterest as a direct result of these charges." then against natwest i wrote " claiming bank charges levied from my account over the past three years. the regime of fees which you ave been applying to my account in relation to direct debit refusals, exceeding overdraft limits and so forth are unlawful at common law, statute and recent consumer regulations. additionally it has been confirmed that your particularly high level of penalties are condired to be unfair as set by the OFT who reported on the 5th april 2006 and are therefore presumed to be unlawful in the absence of specific proof to the contrary. I wrote requesting 1224.67 plus 231.83 which you have charged me in overdraft interest for the sum which you have taken. total 1476.50. since this letter on the 14th september 2006 you have added a further 213.41 in charges to my account. 31/08/06: 17.26. 04/09/06: 38.00. 29/09/06: 12.77. 29/09/06: 28.00. 29/09/06: 38.00. 02/10/06: 38.00. 31/10/06: 13.38. 31/10/06: 28.00=213.41. Total= 1689.91"

stupidly i saw this after i filled it out, i thought i had read absoutely everything i needed to before hand then when i got the form i got mixed up and thought it was supposed to a kind of summary then i would get to do the big bit later on, but obviously i have since read the site and realised i was meant to do it then. they have both acknowledged and i am waiting for them to now come at me with a defence.....have i screwed it up?

oh no. i have been reading threads on these pages now for some time, never feeling the need to ask for advice. but here i am. i have two claims going on at the moment, one for myself, and one i am overseeing on behalf of my fiance. mine is with barclays and his with NatWest. the thing is, they have both been sent off to court now and both claims have been acknowledged. i filled out mine first (rather hastily) with "claiming the bank charges levied against my account over the last six years. this is unlawful at common law and unfair as set by the OFT. This includes £1020 of bank charges and £236.27 of interest as a direct result of these charges" i realised this was probably too hasty when i filled out the next one and put (quoting the template letter) "claiming bank charges levied from my account over the past three years......unlawful at common law......OFT who reported on 5th april 2006......" then i go on to give dates from and to and the total amount. now i have read this thread and i am sorry to infringe on your thread with my problems but now i feel like i have done it wrong too! i havent heard anything apart from that the two have been acknowledged, and intend to make a defence. could they throw mine out for my lack of info at this stage???

thankyou

oh no. i have been reading threads on these pages now for some time, never feeling the need to ask for advice. but here i am. i have two claims going on at the moment, one for myself, and one i am overseeing on behalf of my fiance. mine is with barclays and his with natwest. the thing is, they have both been sent off to court now and both claims have been acknowledged. i filled out mine first (rather hastily) with "claiming the bank charges levied against my account over the last six years. this is unlawful at common law and unfair as set by the OFT. This includes £1020 of bank charges and £236.27 of interest as a direct result of these charges" i realised this was probably too hasty when i filled out the next one and put (quoting the template letter) "claiming bank charges levied from my account over the past three years......unlawful at common law......OFT who reported on 5th april 2006......" then i go on to give dates from and to and the total amount. now i have read this thread and i am sorry to infringe on your thread with my problems but now i feel like i have done it wrong too! i havent heard anything apart from that the two have been acknowledged, and intend to make a defence. could they throw mine out for my lack of info at this stage???