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    • Hi everyone, Thanks for the responses. Just a few follow up questions in light of what's been said:   If I dont appeal to PPM, who can I appeal to?   Why should the PCN been attached to the windscreen? Is this written in law?   I assumed the document I had received was the NTK, if this is not the case, what does a NTK look like?   Regarding the compliance with the Protection of Freedoms Act, could the "period" of parking not be argued either way? The legislation doesnt state it must have a start/end time of parking, which I assumed an ANPR camera would pick up if it had one. Is 4 minutes not technically enough to show the vehicle was parked?    Thanks !
    • I see jenrick has stuck his head up with them, and I'm sure this wont faze their nasty rhetoric one wit-less UK growth since 2010 has been lacklustre and largely driven by immigration, says report UK growth since 2010 has been lacklustre and largely driven by immigration, says report | Economic growth (GDP) | The Guardian WWW.THEGUARDIAN.COM Resolution Foundation report suggests parties are dodging the economic challenges facing the country   Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it Immigration: how 14 years of Tory rule have changed Britain – in charts | General election 2024 | The Guardian WWW.THEGUARDIAN.COM Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it    
    • Will get them done asap My job changes week to week so at the time I didn’t know. 
    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
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Electoral Register


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Hi,

 

I decided to look myself up and noticed that I wasn't on the electoral register. So I've just re-signed up (third time in 5 years) and made sure that I wasn't on the "open register".

 

Is there anything I can do if people decide to get my details from the "non open register" for business reasons? i.e. debt collectors etc...?

 

Cheers,

 

A

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Electoral register

 

 

 

What is the full register?

 

The law makes it compulsory to provide information to an electoral registration officer for inclusion in the full register. The details you are likely to have to provide are your name, address, nationality and age. The full register is updated every month and published once a year, and is used by electoral registration officers across the country for purposes related to elections. Political parties, MPs and public libraries also have the full register.

 

It is also used by local authorities for their duties relating to security, law enforcement and crime prevention, for example checking entitlement to council tax discount or housing benefit. It may also be used by the police for law enforcement purposes.

 

 

It can be sold to government departments to help in their duties such as the prevention or detection of crime. They can also use it for vetting job applicants and employees if this is required by law. Credit reference agencies are allowed to buy the full version of the register so that lenders can check the names and addresses of people applying for credit and carry out identity checks to help stop money laundering.

 

 

It is a crime for anyone who has a copy of the full register to pass information from this register onto others if they do not have a lawful reason to see it.

 

What is the edited register?

 

The edited register contains the same information as the full register. It is not compulsory to have your details on the edited version of the register and you will be given the chance to opt out on the voter registration form which is sent to every household in the country once a year. The edited register is updated and published once a year and can be sold to any person, organisation or company and used for any number of purposes, including direct marketing.

 

How can I opt out of the edited register?

 

If you do not want your details on the electoral register made more widely available, you will need to show you do not want this by marking or ticking the box on the electoral registration form sent to every household once a year by your local authority. However, you can also opt out at any time of year by contacting your electoral registration officer.

 

 

It is important to understand that if you do not indicate you do not want your information to be made more widely available then, by default, the personal details you provide on the voter registration form will be included on both the full and the edited versions of the register. This means they will be made available to anyone who wants to buy the edited version.

 

 

In addition, those who believe that having their name and address on the electoral register would put them, or anyone who lives with them, at risk can apply for anonymous registration. Ask your electoral registration officer for further information.

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Thanks Conniff,

 

I was more interested in my rights when people use my data for commercial purposes whilst I have specifically applied for the Full Register and not the edited one. In the past DCA's have blatantly ignored this and used my details anyway.

 

What should I do if this continues to happen?

 

Regards,

 

Adrian Sluijters

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The Electoral Registration Officer makes and keeps 2 versions of the Electoral Register, the full and the edited.

 

 

The full register lists everyone entitled to vote. It can be checked at our office by prior appointment. Only certain people and organisations can have copies of the full register and they can only use it for specified purposes.

 

 

These include electoral purposes (including use by candidates and political parties), for law enforcement and also for use by credit reference agencies (so they can confirm you live where you say you do). The law says who can have a copy and what they can use it for.

 

 

The edited register leaves out the names and addresses of people who have asked for them to be excluded from the edited register. The edited register can be bought by anyone who asks for a copy and they can use it for any purpose.

 

 

Anyone can inspect a copy of the full register at the Civic Centre under supervision, but they would have to know your address to be able to find your name. It would be very difficult for them to find your address by just knowing your name.

 

 

It is against the law for anyone to use the full electoral register for any purpose not provided for within the Representation of the People (Amended) Regulations 2002.

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Also, from this year instead of the head of the household filling in the form, it will be the individual who does it so instead of one form to the house, it will be one form to each person in the house.

 

 

We've used the head of the house system for hundreds of years, so why change it and in such an expensive way.

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Also, from this year instead of the head of the household filling in the form, it will be the individual who does it so instead of one form to the house, it will be one form to each person in the house.

 

 

We've used the head of the house system for hundreds of years, so why change it and in such an expensive way.

 

Generates more quango jobs.

 

David

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I am on the full register but still get PLENTY of junk. Also l agree WHY change something thats not broken.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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