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    • Asset Link filed for a default CCJ against me, in relation to an old Barclaycard debt which I apparently signed an agreement for back in 2000.   I did not own a Barclaycard in 2000 so I know this is not true.  The CCJ notice was sent to an old address so I did not receive it.  Years later when I found out about the CCJ when I applied for credit, I put an application in to have the CCJ set aside.   As part of the set aside case, I was asked by the judge to provide a draft defence, should the CCJ be set aside.   The defence I provided was that I did not admit to the debt as I had not been provided with any evidence of an original loan agreement.   I won the case and the CCJ was set aside.   Link then filed to court again to make me pay the debt.   We both filed directions questionnaires and the judge allocated the claim to the small claims track.   As part of the directions, additional directions given were as follows ' Additional Directions in a claim for an Assigned Debt - Because the claim is in respect of an assigned debt the Court makes the following directions for the management of claim.  The claim shall be automatically struck out at 4pm on 3 April 2024 unless, before that time, the Claimant delivers to the Court and to the Defendant the following documents'  It then listed various documents such as an original agreement, deed of assignment, notice of default, statement of account setting out how the alleged debt accrued under that agreement etc.     The Claimant failed to provide these documents within the deadline provided and instead I received a copy of a bundle of documents provided by them in preparation for the court date, this was received weeks after the deadline.    I have called the Court to ask if it has been automatically struck out and they advised that it is not automatic and that I should still send my witness statement by the deadline provided, which is Wednesday.  This does not give me much time to prepare my witness statement.   I have never done anything like this before and I am unclear what my witness statement should include.  My thoughts were that I should keep it simple and stick to the facts, like the fact thy have not provided evidence of the original agreement, or the deed of assignment of the debt.   They have provided a copy of a default notice from Baclaycard dated 2015, this states a figure of £550 but the debt they say I owe is £10k.   I am not sure what makes a valid default notice?   I have previously requested proof of the debt from Barclaycard directly and have evidence of emails between us where they have been unable to provide me with the agreement or any documents at all relating to the debt.   Should I include these as an appendix?  Are there any other documents I should include in my bundle?    I have also tried to mediate with the claimants, to save the court costs and time, on a without prejudice basis, but the claimants solicitors refused to mediate.   Should i state this in my witness statement too to show the judge that I have been reasonable and they haven't? Many thanks   Louise
    • Right that's exactly why so many drivers got caught, it had been that way for many years then suddenly changes with no warning
    • The hearing is 25th June, I have downloaded items to different organisations previously but they do it a simple way and I just cross out private things with a felt tip and sent to an email address.  I have looked at the instructions for CAG it seems extremely complicated especially this about having to use a system MSPAINT.EXE that removes your personal information. I am hoping one of my Grandchildren understands things to give me help, I have shown one of my daughters she said she does not understand the instructions. I have a PC and I mainly use a lap top, as previously advised I only understand the straightforward things, sending an email and using my scanner to send a document that I save in a file or send it to an email. I will try and find someone to help me, thanks for your help you have given me so far appreciate it        
    • Yes, it would. Especially as they are supposed to put up extra signs to show that parking restrictions have changed, which of course they won't have done.
    • Right would that be grounds for a dismissal right there then, 90 seconds?! Lookingforinfo - you're getting crossed wires buddy, we're in the hospital thread here, the ICO complaint was my other appeal the Locton estate one   Regards
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Is This Lawful?


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Hi,

 

I know next to nothing about Employment Law so hope you may be able to help.

 

A friend of ours, employed by a company set up by Staffordshire County Council and Capita (Entrust Ltd),

received a letter yesterday (dated Feb 13th) asking her to attend a meeting today to discuss whether or not

she should receive a warning regarding her absences over the past 12 months.

 

Now,

my friend has had three absences over the entire 12 months,

all accompanied by a doctor's note

- 2 lots of sickness and diarrhoea

(1 x 5 day and 1 x 3 day absence)

and a one day absence for sunstroke.

 

Today she attended the meeting.

 

I advised her last night that if she was going to attend she should do so with her supervisor (she's not in a union)

and should record everything 'for the avoidance of doubt'. I don't know whether this happened.

 

What I do know is that she received a formal warning from the company, and was told she would be receiving a letter 'that she wouldn't like'.

 

I question the lawfulness and legality of a company being able to issue a formal warning for 9 days of absence in a 12 month period.

If it is lawful, where is this stated?

Equally, if it is not lawful, where is this stated so she can appeal the warning?

 

Any comments would be very gratefully received. Thank you.

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Sadly for your friend, absolutely lawful - provided that everything has been done in line with 1) Their own sickness and absence policy and 2) That your friend was given the statutory right to be accompanied to a disciplinary hearing.

 

Any company can have an absence policy which imposes whatever restrictions they like, so long as it is applied equally - 9 days as a trigger point is actually pretty lenient!

 

So - what is the organisation's policy regarding sickness absence? This should be contained either within her contract or within the company's Handbook. Does she have a copy? If not she should ask where it is available for her to view - a noticeboard perhaps? How long is the warning to stay on her record?

 

The only grounds for appeal will be if she was genuinely unaware of the policy - and having simply not read the rules will not be enough if there is a handbook or policy document somewhere accessible to employees, or if the rules have not been applied fairly. Sorry

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I agree, it totally depends on their absence policy which your friend agreed to by signing a contract. You essentially agree to their terms. Let's not forget as well, anything under two years and they don't even have to give a reason to end the employment, it seems harsh to me, but I guess fair.

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Thank you both, that's very useful information. I've seen the letter and she clearly had the opportunity to be accompanied, and it mentioned the handbook. She's worked for the same place for over 23 years, so it would seem unlikely they're desperate to get shot of her. It is 'only' a part time cleaning job in a school - she holds down three jobs to make ends meet, so I admire her enormously.

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Yeah, sorry I mis-read I thought she had only been employed for 12 months. Drs notes aren't necessarily mitigation, but if she can show she did everything possible to attend work, she might get lucky. Is there any other mitigation that she can mention in the meeting? Worst case scenario is that warning may only be there to let her know her sickness needs to come down going forward, which hopefully she has every chance of doing.

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you might find the local union rep might well like to attend.

 

I was not ever in a union, but, where the subject matter concerned the general approach toward all employees

many times I was accompanied by them.....

 

just a though

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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she only needs to show an improvement, ie; one less day sickness.

 

Policies can also work against the employer, some people use it as an entitlement and abuse the system.

 

Sadly she got caught in the system, it looks like the line is 3 periods in 12 months, how has her absence been previous to this?

 

My opinion on the limited facts, another example she could have had 2 months each time and been no worse off.

 

The statement she will get a letter she will not like is puzzling .

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the original post doesnt make it clear as to whether it was notified that is was a disciplinary meeting, sounds like a preliminary meeting so employer really should sort itself out and make its intentions clear.

Also garee that these Bradford type sickness schemes are a total pain as they cannot differentiate between someone who has odd days off for minor things and (for example) a cancer suferer going for chemo on a regular basis.

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