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    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
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LLoyds have sold credit card debt to marlin europe


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can you please scan up hat you have got please

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If you had an agreement with the bank, and they broke it and flogged this on, then start their complaints procedure.

As for Marlin they don't get to decide what you pay them, it is entirely YOUR decision, and they will accept it, they don't like it and will always demand more, but as long as you're paying something, then there is very little they can do.

£1 a month is perfectly fine, and get onto the bank and exhaust their complaints procedure.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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dx100 do you want me to scan the agreement and put it up ?

 

 

yes please

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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how and where do i start i start complaint against the bank.

 

BCOBS

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

post 68

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...

been trying for a fair few days trying to post the agreement up on here,with no luck

 

i have word,paint,

 

any one give a easy way to post docs up.

 

dx did give me a guide

 

but can not get it to work.in

 

the mean time i sent a proposal to marlin on the 20th of march.

 

i got a letter from marlin to day asking me to fill a statement of means

 

,asking for my bank details,

employment details,

 

but in the letter i sent them i explained to them that i have just finished treatment for cancer,

 

and that i am only working part time and that my ofter was the same as i was paying lloyds,£40 pcm.

 

now what i would like to ask is do i have to fill in the statement of means is it law,

 

many thanks if any one can help.

 

all i want to do is pay the money back.

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Do not fill it in - only a judge can order you and it will not reach court - you tell them how much. i used dca last letter asking for an i+e to thank them for getting me to work out a new budget and then reduced the monthly payment. Is £40 affordable - if not then reduce.

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As above, only a Judge can ask to see such personal information.

 

Never give a DCA your employment details, they will only telephone your employers to embarrass and humiliate you into paying a lot more than you can afford.

 

£40 on part-time, can you comfortably afford this? If not you drop it, if it's only £5 a month, so be it.

 

Thank Marlin in your next letter, tell them you have now completed your own I&E and can only afford £x per month, this is my final offer.

 

Before doing the above, please have another go at uploading documents.

 

Stigman

NEVER telephone a DCA

If a DCA rings you, refuse to go through the security questions & hang up!

 

If I have helped you, click on the star & say thank you

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CAB and National Debt Line for eg have authoritative common I and E forms for download.

 

could do one of those for yr eyes only. and then could for eg say, when/if writing, something like; having done my own form (eg cab) i can only pay x per mth. then just pay it/mth,

 

if thats what you want to do.

 

only do what you can afford, and then what you want out of whats spare.

priority debts/bills, and a bit of r n r, come first. (cred card debt is not classed as 'priority')

 

re bcobs, note for eg

 

http://www.consumeractiongroup.co.uk/forum/content.php?834-Fair-Treatment-for-Credit-Card-Holders-and-Borrowers

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here is the CCA

 

thinks its enforceable

though you have PPI to reclaim

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

thanks dx s

 

o what are my next steps,

 

claim ppi s

 

o what should i do with marlin they want statement of means.

 

i have told them what i can pay them each month,

 

they also want a reply within 5 days.

 

write to them with my outgoings and my income.

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no they are not a judge

 

you have all the statements?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

so no ppi to claim. anything else eg lots of charges?

 

if deciding to pay, just pay/mth, what you can afford having done one of those I and E for your eyes only, not theirs.

 

if they want an actual written reply; as before, could be something along lines of what stig etc say, and then just pay it/mth.

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been looking at the statements

 

seems there are some charges so i will be asking for them back

 

what template will i need,

 

i also sent the i and e ofF today and told them what i can afford and what i offer them is my final offer.

 

but would like to say many many thanks for every one who has given advice.

 

i now feel more in control.once again thank you all.

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