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    • Hi, we are looking to get some opinions on weather or not to bother fighting this PCN. This comes from a very big retail park parking where there are restaurants, hotel, amongst other businesses. The parking is free but I suppose there must be a time limit on it that I am not aware of. We were in the area for around 4 hours. Makes us wonder how they deal with people staying in the hotel as the ANPR is on what appears to be a publicly maintained street (where london buses run) which leads to the different parking areas including the hotel.  1 Date of the infringement 26/05/2024 2 Date on the NTK  31/05/2024 3 Date received 07/06/2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]  YES 5 Is there any photographic evidence of the event? Entry and exit photos however, based on the photographs we are almost sure the photos are taken on public street. This is the location I believe photos are taken from.  https://maps.app.goo.gl/eii8zSmFFhVZDRpbA 6 Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up N/A 7 Who is the parking company? UKPA. UK Parking Administration LTD 8. Where exactly [carpark name and town] The Colonnades, Croydon, CR0 4RQ For either option, does it say which appeals body they operate under. British Parking Association (BPA) Thanks in advance for any assistance.  UKPA PCN The Collonades-redacted.pdf
    • Thank you for posting their WS. If we start with the actual WS made by the director one would have doubts that they had even read PoFA let alone understood it. Point 10  we only have the word of the director that the contract has been extended. I should have had the corroboration of the Client. Point 12 The Judge HHJ Simkiss was not the usual Judge on motoring cases and his decisions on the necessity of contracts did not align with PoFA. In Schedule 4 [1[ it is quite clearly spelt out- “relevant contract” means a contract (including a contract arising only when the vehicle was parked on the relevant land) between the driver and a person who is—(a)the owner or occupier of the land; or (b authorised, under or  by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land; And the laughable piece of paper from the land owners cannot be described as a contract. I respectfully ask that the case be dismissed as there is no contract. WE do not even know what the parking regulations are which is really basic. It is respectfully asked that without a valid contract the case cannot continue. One would imagine that were there a valid contract it would have been produced.  So the contract that Bank has with the motorist must come from the landowner. Bank on their own cannot impose their own contract. How could a director of a parking company sign a Statement of Truth which included Point 11. Point 14. There is no offer of a contract at the entrance to the car park. Doubtful if it is even an offer to treat. The entrance sign sign does not comply with the IPC Code of Conduct nor is there any indication that ANPR cameras are in force. A major fault and breach of GDPR. Despite the lack of being offered a contract at the entrance [and how anyone could see what was offered by way of a contract in the car park is impossible owing to none of the signs in the WS being at all legible] payment was made for the car to park. A young person in the car made the payment. But before they did that, they helped an elderly lady to make her payment as she was having difficulty. After arranging payment for the lady the young lad made his payment right behind. Unfortunately he entered the old lady's number again rather than paying .for the car he was in. This can be confirmed by looking at the Allow List print out on page 25. The defendant's car arrived at 12.49 and at 12.51 and 12.52  there are two payments for the same vrm. This was also remarked on by the IPC adjudicator when the PCN was appealed.  So it is quite disgraceful that Bank have continued to pursue the Defendant knowing that it was a question of  entering the wrong vrm.  Point 21 The Defendant is not obliged to name the driver, they are only invited to do so under S9[2][e]. Also it is unreasonable to assume that the keeper is the driver. The Courts do not do that for good reason. The keeper in this case does not have a driving licence. Point 22. The Defendant DID make a further appeal which though it was also turned down their reply was very telling and should have led to the charge being dropped were the company not greedy and willing to pursue the Defendant regardless of the evidence they had in their own hands. Point 23 [111] it's a bit rich asking the Defendant to act justly and at proportionate cost while acting completely unjustly themselves and then adding an unlawful 70% on to the invoice. This  is despite PoFA S4[5] (5)The maximum sum which may be recovered from the keeper by virtue of the right conferred by this paragraph is the amount specified in the notice to keeper under paragraph 9[2][d].  Point 23 [1v] the Director can deny all he wants but the PCN does not comply with PoFA. S9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN only quotes the ANPR arrival and departure times which obviously includes a fair amount of driving between the two cameras. Plus the driver and passengers are a mixture of disabled and aged persons who require more time than just a young fit single driver to exit the car and later re enter. So the ANPR times cannot be the same as the required parking period as stipulated in the ACT. Moreover in S9[2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; You will note that in the PCN the words in parentheses are not included but at the start of Section 9 the word "must" is included. As there are two faults in the PCN it follows that Bank cannot pursue the keeper . And as the driver does not have a driving licence their case must fail on that alone. And that is not even taking into consideration that the payment was made. Point 23 [v] your company is wrong a payment was made. very difficult to prove a cash payment two weeks later when the PCN arrives. However the evidence was in your print out for anyone to see had they actually done due diligence prior to writing to the DVLA. Indeed as the Defendant had paid there was no reasonable cause to have applied for the keeper details. Point 24 the Defendant did not breach the contract. The PCN claimed the Defendant failed to make a payment when they had made a payment.   I haven't finished yet but that is something to start with
    • You don't appeal to anyone. You haven't' received a demand from a statutory body like the council, the police or the courts. It's just a dodgy cowboy company trying it on. You simply don't pay.  In the vast majority of these cases the company deforest the Amazon with threats about how they are going to divert a drone from Ukraine and make it land on your home - but in the end they do nothing.
    • honestly you sound like you work the claimant yes affixed dont appeal to anyone no cant be “argued either way”  
    • Because of the tsunami of cases we are having for this scam site, over the weekend I had a look at MET cases we have here stretching back to June 2014.  Yes, ten years. MET have not once had the guts to put a case in front of a judge. In about 5% of cases they have issued court papers in the hope that the motorist will be terrified of going to court and will give in.  However, when the motorist defended, it was MET who bottled it.  Every time.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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Being the father of four early 20s kids and having seen everyone of them struggle with these bank charges I have decided to strike back. Not only that, it costs me a small fortune bailing them out on a regular basis. Thankfully now they are getting straight but no thanks to the greedy banks.

 

I have sent a DPA letter to Barclays on the 2nd April on behalf of my daughter, I sent it by 1st class post. Im begiining to think I should have sent it registered. I also never enclosed the #10 fee. I will try ringing the customer services people that are mentioned on this site. It appears that gets more results.

 

DPA letter taken directly to my sons branches of woolwich requesting DPA disclosure. This time I did enclose a cheque.

 

Sending a DPA letter to Barclay card in the next few days on behalf of son.

 

Sending DPA letter to Capital one on behalf of same son

 

Sending DPA letter to Smile. Only a small amount but Im on a roll

 

I still have two more kids which I havnt started on yet.What is dreadfull is that the amount that they have gone over the limit on overdrafts etc has been tiny. In total it probably dosnt amount to more than a couple of hundred quid over the last few years but I anticipate the total charges will be several thousand pounds.Being in the fortunate position of not having to work to hard any more this quest has given new meaning to the day and you never know, when the refunds start coming in they may pay me back what they owe me, Fat chance.I will update this thread when things start happening.

7 actions in progress

 

amount refunded so far £6500

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kaowelcome.gif

 

Please start a thread for each claim, it will help you and people who read your posts to keep track. Post updates on the relevant threads as they come. If you need the title changed to reflect the progression in your claims, pm me with the relevant URL and I'll gladly do that for you.

 

Keep us posted.

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well done, glad to hear you are fighting back!

 

Will look out for your updates (in each specific thread for each bank and person of course as per above post!)

 

I was thinking about it before Christmas, it took me till February to gather up my courage and resolution to fight back a large institution (the bank) and start the process. It's a very satisfying feeling to not take being fleeced, lying down anymore!

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Still waiting for some statements to arrive so I can get cracking. I will split the claims into threads as and when I get the statements. Just one question which is confusing me. If the account was in overdraft when the charges where levied I can claim back the interest on the charges during the initial approach for payment.

 

Is this done using the spread sheet or do I have to try and work out bearing in mind the interest rates vary and change over the years.

 

Do I assume it is 8% from the day of the charge.

 

I appreciate that if it gets to court action you can add the 8% from when the charge was incurred using the spreadsheet.

 

Its about the only thing that is a bit confusing

7 actions in progress

 

amount refunded so far £6500

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The initial claim is for the 'penalty charges' and 'interest charges,' as they appear on your statements. You can use the spreadsheet to add them up if you wish...

 

The 8% APR is ONLY a valid addition once the court awards judgement, although when you send your second letter before action, it includes the line "I will be claiming a refund, costs and interest at 8% APR" or words to that effect.

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Split all the claims, 5 in total. This one will track the Barclays claim.

 

Decided to send another DPA request 18.4.06 by recorded delivery with the #10 this time.

 

At worst Ive lost a couple of weeks.

 

Theres gonna be a big party in my house when all these get paid back

 

all welcome

7 actions in progress

 

amount refunded so far £6500

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I kind of know how you feel, as I am claiming on behalf of my brother who has banked with Barclays for years. A typical example of his is that he had a phone bill direct debit refused and was charged £100 in total (as they resubmitted it a few days later and it was refused again). The more I look at the charges that they have imposed, the angrier I've become, especially as he only earns £5.75 p/h.

 

I feel like a woman on a mission (I have another thread running on this board).

 

I sent my DPA request to customer services in Leicester with a £10 cheque and had all the paperwork back from them within 6 working days (and they returned my cheque too!). So maybe give them a go? (I sent it recorded delivery too)

 

Good luck. I hope you get all of their money back.

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Statements received yesterday no £10 cheque perhaps they have decided to keep those to try and recoup some money.

 

Total charges £975.

 

first letter will be hand delivered to branch this afternoon

 

Rog

7 actions in progress

 

amount refunded so far £6500

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  • 3 weeks later...

Received an acknowledgment from Jay Kandaswarmy on the 4th May usual looking into blah blah blah blah

 

LBA typed, envelope written, press print button

 

Bugger !!! run out of ink in the printer, must be all the letters Im sending.

 

Epson have bought Barclays another days grace !

7 actions in progress

 

amount refunded so far £6500

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  • 3 weeks later...

Letter received from Barclays offering 450

 

I was just about to do the MCOL form.

 

Just to show willing I have accepted the 450 as part payment but as a gesture of goodwill and in attempt to avoid court proceedings I have given them until the 6th to consider my response to their offer and pay me the whole amount.

 

Im not holding out much hope but you never know and I want to be able to show the court that Ive been reasnoble.

7 actions in progress

 

amount refunded so far £6500

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  • 4 weeks later...

If there is a deal to be had they will offer it to you - don't contact the solicitors direct. If you do this they may think you are after a quick settlement and offer you a silly amount.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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  • 2 weeks later...
  • 4 weeks later...

Court date set as the 23 October 2006 10.30am for estimated 2 hours

 

Judge has ordered that all documents are to be served on all parties by the 11th September.

 

I wrote on the AQ that the Judge should ask for Barclays to disclose how their charges are calculated. I think that this is what he has done indirectly by ordering all documents to be served by the 11th Sept.

 

Shouldnt be long now

7 actions in progress

 

amount refunded so far £6500

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  • 4 weeks later...

Decided to deliver a large bundle of statements etc etc by hand to barclays E14 address.

 

If you want to see where all the charges have gone look no further than this place.

 

To describe it as massive dosnt do it justice to be honest I was quite taken aback by it.

 

Security guard reckons about 6000 people work there.

 

ummmmmmmm

 

I look forward to receiving Barclays offering before the 12th.

7 actions in progress

 

amount refunded so far £6500

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Barclays were due to supply me with statements / documents by today but surprise surprise nothing arrived.

 

I have written to the district judge asking for him to issue judgement in my favour due to them clearly ignoring the judges instructions.

 

interesting to see what the judge says

7 actions in progress

 

amount refunded so far £6500

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  • 2 weeks later...

Wish I hadnt written to the judge now.

 

Had a letter today from the court saying theyve cancelled the hearing for the 23rd october and changed it to a directions hearing on the 25th October. The order states both parties must attend.

 

Anyone any ideas whats going on hear.

7 actions in progress

 

amount refunded so far £6500

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I think something like this happened to people with cases in Southend. The court was just trying to collect cases into one session. Barclays (surprise surprise) paid up before the court directions hearing.

 

Spotty

[sIGPIC][/sIGPIC]Statement request 4th May

Prelim Letter sent 24th May

LBA 7th June

Thanks but no thanks letter sent 22 June

MCOL 22nd June

Claim acknowledged 26 June

AQ sent 2nd August

17 Nov Court Date Set for 29 Jan 2007

Settled in full 12/12/06

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  • 2 weeks later...

Nasty letter received from Barclays collections at Leicester stating that either payments are made into the account or they cancel the overdraft and start charging for going overdrawn. This account has been dormant since the claim started

 

They got a bloody nerve. The account is only a couple of hundred quid overdrawn and well within the 500.00 limit and the claim is for 1300.00

I Could pay it off but I aint going to out of principle.

 

Very snotty letter written back advising them if they think threats like this will make me give up theyve got another thing coming.

 

copy it to KJ at Barclays litigation and to the judge at County court where its due to be heard on the 25th October.

 

I think I will put a fiver in the account at least then they cant say I havnt complied with their request.

 

20 days to go and counting

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amount refunded so far £6500

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Rather quick reply to complaint

 

They will not be taking any action on the account until after the court case. Well they wont have to after cause it will be 800.00 in credit !

 

10 days to court and counting

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amount refunded so far £6500

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