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    • Firstly, I would like to thank everyone for their help in this matter. Since my last post I have received a reply from Plymouth Council Insurance Team concerning my wife’s accident (please see enclosed letter and photo of the offending Badminton post) which they deny any responsibility for the said accident. I feel that the Council is in breach of their statutory duties under the following acts: The Leisure Centre was negligent in its duty of care and therefore, in breach of the statutory duty owed under section 2 of the Occupiers’ Liability Act 1957. Health and Safety at Work Act 1974 (the Act) to ensure, so far as is reasonably practicable, the health, safety and welfare at work of all their employees, and others who might be affected by its undertaking, e.g. members of the public visiting the Leisure Centre to use the facilities. The Management of Health and Safety at Work Regulations 1999 that requires employers to assess risks (including slip and trip risks) and, where necessary, take action to address them. The Provision and Use of Work Equipment Regulations (PUWER) require the risk to people’s health and safety from equipment that is used at a Leisure Centre be prevented or controlled. I would like some advice to see if my assumptions are correct and my approach to obtaining satisfactory outcome to this matter are accurate. Many thanks   PLM23000150 - Copy Correspondence.pdf post docx.docx
    • Talking to them does not reset the time limit, although they will probably tell you it does, they'd be lying. Dumbdales are the in-house sols for Lowlife, just the next desk along. If Lowlifes were corresponding with you at your current address then Dumbdales know your address. However, knowing that they are lower than a snake's belly, you would be well advised to send them a letter, informing them of your current address and nothing else. Get 'proof of posting' which is free from the PO counter, don't sign it, simply type your name. That way then they have absolutely no excuse for attempting a back door CCJ.   P.S. Best course of action, IGNORE them, until or unless you get a claim form......you won't.
    • A 'signed for' Letter of Claim has been sent today so they have 14 days from tomorrow... Lets wait and see what happens but i suspect judging by their attitude they wont reply 
    • I am extremely apprehensive about burning our files.... I do not know why, so it is becoming an endless feedback loop. Scared to pull the trigger to speak in the desire not to mess up my file. 
    • Hi All, So brief outline. I have Natwest CC debt £8k last payment i made was 7th November 2018 Not a penny since. So coming up to the 6 year mark. Can't remember when i took out the  credit card would be a few years before everythign hit the fan. Moved house 2020 - updated NatWest as I still have a current account with them. Then Lowells took over from Moorcroft and were writing to me at my current address. I did get a family member to speak to them 3 years ago regarding the debt explained although it may be in my name I didn't rack it up then went contact again. 29th may received an email from overdales saying they were now managing the debt. I have not had any letter yet which i thought is odd?  Couple of questions 1. Does my family member speaking to lowell restart statute barred clock? 2. Do you think overdales aren't writing to me because they will back door CCJ to old address even though Lowells have contacted me at current address never at previous? ( have no proof though stupidly binned all letters  ) Should I write to them and confirm my address just incase? Does this restart statute barred clock? 3. what do you think best course of action is?   Any help/advice is appreciated I am aware they may ramp up the process now due to 7th December being the 6 year mark.   Many Thanks in advance! The threads on here have been super helpful to read.  
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New House Problems


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Hi

 

We have recently (12 days ago) moved into a new (not brand new, 15 years old) house.

 

There are numerous problems, including it just being really dirty but there are three problems I would really appreciate the forums thoughts upon.

 

There are three radiators that just do not work. We have tried bleeding them but are resorting to get a plumber around as that has not worked.

 

We have today found that the drain for one of the bathrooms is blocked and is overflowing on the patio.

 

Lastly, there is a damp roof - we think from a bath overflow/shower leak rather than "damp" as such.

 

I have just looked at the form the seller completed where they have said that they are not aware of any defects in the central heating system, that there are no drainage defects and that there is no damp.

 

Appreciating Caveat Emptor, is there any comeback given they have issued signed statements on each of those matters?

 

Cheers

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You need to go through the exact wording of each of the statements made in the form one by one and assess whether or not, objectively speaking, the statements are untrue.

 

Statement that they are not aware of any defects in the central hearing system - You would need to prove (1) that the problems you are encountering are problems with the central hearing system and (2) that the seller must have been aware of this.

 

Statement that there are no drainage defects - this is self-explanatory.

 

There is no damp - self-explanatory, although not sure a damp roof would classify as damp.

 

If the seller has made a false statement which you relied on to make the purchase, then yes you can pursue the seller through the county court small claims track for misrepresentation.

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Thread moved to General Legal Issues

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Hi

 

We have recently (12 days ago) moved into a new (not brand new, 15 years old) house.

 

There are numerous problems, including it just being really dirty but there are three problems I would really appreciate the forums thoughts upon.

 

There are three radiators that just do not work. We have tried bleeding them but are resorting to get a plumber around as that has not worked.

 

We have today found that the drain for one of the bathrooms is blocked and is overflowing on the patio.

 

Lastly, there is a damp roof - we think from a bath overflow/shower leak rather than "damp" as such.

 

I have just looked at the form the seller completed where they have said that they are not aware of any defects in the central heating system, that there are no drainage defects and that there is no damp.

 

Appreciating Caveat Emptor, is there any comeback given they have issued signed statements on each of those matters?

 

Cheers

 

As regards the dirt, surelyyou must have been aware of this when you viewed the property – yes or no?

Did you not instruct a surveyor (RICS) to undertake a full structuralsurvey and valuation of the property?

Have you spoken to any of the neighbours as regards theseproblems? They could be potential witnesses for you.

You purchase a property and within 12 days you encounter allof these problems! Of course the sellerwas aware of the same, on the balance ofprobabilities that is. Did youinstruct a full structural survey by a Royal Institute of Chartered Surveyorsin this matter (RICS) before you exchanged and completed on the property?

The overflowing underground pipework for the bath can becured by simply rodding the drain yourself, through the inspection chamber or employinga Co. to do the same.

This damp roof from the bathroom/shower, is there any signsof mould on the walls or ceiling to the bathroom, if there is, this brings me back to my fiurst question asregards a surveyor (RICS) who would have highleted the same and any defects infact, in his report on the property.

As regards compensation for any of the above, you will need to establish one of 3 things; a) that the Estate Agent was aware of thesedefects and misrepresented the same; b) that the vendors knew of these problems andmisrepresented the same; or C) that your surveyor knew of the same and thathe misrepresented the same.

In a nut shell, youwould need to establish that the matters set out in sentence 6 above are in fact a deliberate misrepresentation bythe vendors.

Kind regards

The Mould

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Many thanks all.

 

Our survey was conducted by our Mortgage Company for their needs only. There were various issues with the purchase and I - foolishly in hindsight - chose to rely on the limited information in that, rather than the fuller survey (it would have added to already lengthy delays and put the purchase at jeopardy).

 

There was nothing from the surveyor about any of the specific issues, but of course he was just looking at critical issues for the lender rather than issues that I could rectify, so I appreciate there is likely to be no claim there. Similarly the estate agents did not state anything particularly about the property.

 

Fortunately I have managed to get the drain cleared via the emergency help included on my home insurance policy, so at least that is one less issue.

 

The damp roof is just due to overflowing bath/shower spray because of poor sealant imo and is not "damp" per se, so I suspect I'm struggling there.

 

We are going to get a plumber round to see about the heating issue and if there are any sizeable costs I will contact the previous seller and highlight the various issues they left us with and what they stated. I would be hopeful that they would want to be reasonable, but I was very interested in the legal position given my initial reading of Caveat Emptor.

 

Apologies for posting this in the wrong forum initially btw.

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might be worth contacting the seller via your solicitors

 

we had various promises off our seller (carpets would be left etc)

we moved in to find all carpets taken, talked to the solicitors and they arranged to get the carpets from the seller

 

on getting the carpets they had been cut down to fit differnt rooms, solictors again and seller paid to fit new carpets

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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  • 2 weeks later...

Thanks for that labrat. The solicitors we used were not much use during the sale but I will contact them at first instance.

 

Solely concentrating on the central heating issue, we have been in contact with the seller who is stating that they only put the radiators on in other rooms, rather than the three that were not working. Therefore they are saying they completed the form in good faith as they did not know that the central heating was not working. They also advised that they paid British Gas to conduct annual services of the system (not sure if the sellers really know whether BG would have checked all radiators or just done the boiler as we have none of the records).

 

Our plumber has said the system does need power flush due to the build up of sludge which is stopping the system working and that this will not have just happened since we moved in. I will obtain a written statement from the plumber on the system as this would presumably required for any legal action.

 

The sellers have clearly stated the following on the SPIF: -

 

- Does the property have central heating? "Yes”.

- Is it in good working order? “Yes”.

- Are you aware of any defects in the heating system or boiler? “No”.

 

What is the forums view of these answers as creating a misrepresentation?

 

How would you best take this forwards, through a solicitor or issue proceedings through a small claims court myself?

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BG just service boiler no doubt, after many years I have never known them check radiators on on one instance at the very 1st service visit and that is visual not tested.

 

If radiators are not working might be an air lock and the system may simply need bleading to let the air out whilst the pump is working, you will not have much lee way from the comment on the form (as I found out in the past as is there proof that the incident started under their occupancy?

 

Just bleed the system at the Radiators and hopefully the radiators will start to heat up, but getting the air out can take a while but stay with it until it start dripping water, be honest the radiator on has an open end one end and another open end the other, so water is pumped thru it.

:mad2::-x:jaw::sad:
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Thanks Mike, the plumber has already tried bleeding the radiators and after 4 weeks has said that the problem has to be sludge (already drained a fair bit when trying to sort one of the radiators).

 

We have only been in the house four weeks and the radiators did not work from day 1. They were here for 8 years previously, so surely this would be a balance of probabilities position regarding when the issue has happened? Appreciate any correction on that if I am wrong though!

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try this:

Shut off all radiators except one of the not working.

Run the central heating for half hour by putting the thermostat on max.

The offending radiator should get hot.

Blead the offending radiator.

Follow the same procedure for the other two radiators not working.

If this doesn't work then you need a power flush at a cost of £300/£700 depending on size of the property.

Unless they never added a central heating inhibitor, the system should not have sludge after 8 years.

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Thanks King, the plumber has tried all of that. He has been here on various days over the past 4 weeks trying lots of ways to fix it and has just got to the conclusion that the build up of sludge is in the system. He poured out a lot of foul black sludgey "water" on Friday to evidence the problem.

 

I have no idea if there is an inhibitor but the property is 15 years old, it is only the past 8 years that our seller was in the property.

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Power flush it is then.

Good luck recovering the money.

The bank survey only makes sure that the property could be resold to cover the mortgage, so if you have asked £100k in mortgage and put £20k as deposit they would just accept that.

Unfortunately this happens all the time and home buyers are usually ok with spending money to fix a few things.

This doesn't mean it's ok to lie in the fixtures and fittings declaration.

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If you were given incorrect answers on the SPIF, I would think that is enough to justify a misrepresentation claim. You may wish to google for McMeekin v Long.

 

The SPIF says that you should not give an answer unless you are sure it is accurate. I think it was incumbent on the seller to at least check the central heating was in good working order before assuring you of this.

 

Even if the answer was given in good faith, although this sounds doubtful, I'm not sure that matters. Innocent and negligent misrepresentations may be pursued as much as fraudulent misrepresentations.

 

If the amount is less than 10k you may pursue this through small claims track of the county court. You can use a solicitor, but if you are prepared to put the work in it is not necessary. In SCT you are unlikely to recover legal costs. You would of course need to have good evidence to prove what, exactly has gone wrong with the radiators and that the seller would have known about it if they had checked. A good way of doing this is often to get a short report from an independent expert (such as the plumber), and if the case is successful you can recover the costs of this up to 750 if you get the court's permission to use the expert report.

 

Unless you can identify a specific representation made to you in writing about the damp or the drainage a claim for these would be very difficult.

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