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By occysrazor · Posted
Thanks, how did you find out its going ahead and the length of the list? Does it show where my case is on that list, or the time of my case? -
I have nade a repayment plan for all my outstanding debts as follows: ZOPA BANK LOANS - £6,319.54 - 35 mths - £180.56 MY COMMUNITY BANK - £6,149.12 - 35 mths - £175.69 CAPITAL ONE - £979.87 - 35 mths - £27.99 SANTANDER - £605.00 - 35 mths - £17.28 Does that look alright? Also, I have been using the saving pots with Monzo and have been putting away £400 minimum each month since March and where possible a little extra too. So if my offers are accepted I know I can afford £400 and I will be debt free in 3 years. Even when the marker is removed from me for good, I am going to stick with Monzo. It is exactly the sort of bank I need. The rubbish thing is that when I realised I was in trouble financially, I asked MCB if I could just extend my loan to 36 months instead of 24 but they said no Should I make my offer to the creditors now or should I still wait a few more months? The letters are starting to filter through and are all saying pretty much the same, get in touch, we can help, if I don't get in touch it could go to DCA etc. Sorry, I think I have another thread for all this debt stuff but just replying to your message here. -
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Going forward - Build a repayment plan that works for you with MCB as 5k outstanding to them is a lot. Im sure they will be accommodating Also Monzo is very good with its budgeting tools - Pots and the like... Also the Packaged Accounts with Virtual cards are immense. I use them all the time. -
Amazing group of people x
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I've spoken with a number of others who have confirmed their issues MUST be from new leaks from lyca, not the october '23 leak. That the regulator is NOT on this is shameful Also alleged SNOWFLAKE leak with vast amounts of ticketmaster and santander data - now its in the news - data allegedly advertised for sale $500,000 Snowflake denies cyber-thieves broke through its security • The Register WWW.THEREGISTER.COM Infosec house claims Ticketmaster, Santander hit via cloud storage Overview of the Snowflake Breach: Threat Actor Offers Data of Cloud Company’s Customers - SOCRadar® Cyber Intelligence Inc. SOCRADAR.IO Reports of the Snowflake breach have emerged suggesting unauthorized access to its systems, which may have compromised...
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Big Motoring World Enfield /Blackhorse - done over on car - @BigMotoringWrld
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Hello,
On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.
Car was dirty and test drive was two circuits of roundabout on entry to the showroom. Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm. They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.
The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.
I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.
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A2Dominion - Housing Association property flooding - damning ombudsman report
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Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available
BankFodder posted a post in a topic,
We have finally managed to obtain the transcript of this case.
The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.
Frankly I don't think that is any accident.
One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.
Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.
We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
This is good ethical practice.
It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.
OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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