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    • I’m 17 years old and Received 2 letters from dwf with my name spelt wrong and they are asking for for £230.40. I rang dwf civil recovery the first time upon taking advice from citizens advice to explain to delay to deadline as I was in the process of receiving advice which wasn’t much help. When that deadline was done I then called again to delay the deadline as I’m struggling financially and it’s lot of money they are asking for and I tried to dispute the cost to which they said okay we will delay it another 7 days for you to dispute the cost but I asked them how do I dispute this to you or Sainsbury’s and they said “we can’t advise you on this matter” I’ve read a lot of threads saying to ignore them but I was unsure now as I’ve made contact and have tried to dispute the payment and pay it which might mean I have admitted. Would they just persist harder and take me to court eventually or file for a ccj.   I would like to ignore them still but I would like to send a strong email so they know I’m clued up and then ignore them. I also want to pay the reasonable amount and get this matter solved. any advice on the law or similar situations are helpful £101 stolen goods  ( supposedly caught me because they watched me on cctv over the duration of the week) also why did they not stop me in the first day. £20.40 recovered goods £150 security costs     Thank you 
    • Theirs does, it’s the first line of it confirming name, occupation and address  thanks again though jk for highlighting! 
    • Hello,   Thoughts on this for the contents of the bundle Andy?   also looping in @BankFodder in case you have anything you think I should/shouldn't include   Thanks Draft 1 D.(95284319.DSPS).pdf
    • Did the Claimant's WS not have an address on it? If they're doing no witness attendance and their WX doesn't have address pers i'd be asking judge to not allow it under CPR r3.4 2(c) based on the Defendant's failure to adhere with the N157 directional notice which shows clear disregard for CPR. Evri's been caught out for non cpr compliance so worth a shot in any case imo
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Ozzy, you get 342.17 if you assume that the APR is perfectly accurate at 11.9%. Within the bounds of ordinary rounding, never mind the statutory tolerance, the APR could could be 11.85% to 11.949'%, so that regular payments could be between £341.86 and £342.43 and the APR would still be stated as 11.9%.

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By clicking the scales of the person who has made a post that you think is helpful/useful etc

 

The scales are on the left at the bottom in the middle :)

 

Ozzy how do you see ya blobs and what they say??? Ive still only got one booohoooo

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I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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why thank you pears :) nothing like a good tickle :lol:

 

hmm me thinks ozzy has stolen all the green blobs for himself coz mine arent changing :'( and i duno how to view them tut

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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I found um lol :D

 

In control panel

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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haha Beyond, so you found em huh . . lol . . . you should be going too 2 blobs soon i know I clicked your scales at least twice but it only lets you do same person once for a while and you gotta do somone else in betweeen :shock: . .

 

Now here is the catch, the more blobs yuo got the more influence you have on tickling somone else, so the tickle pears gave you doesnt give as moch points as if I tickled you and my tickle is so small compared to a site admin tickling you. Post could give a good tickle if he wanted too lol.

 

It kinda works on points, so its hard to get up there, now dont forget look at my blobs but I been here for 4 years lol and I spent like 2 years solid in the utility forum helping out there getting tickled lol.

 

 

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Why thank you for the lesson in tickling im a very good girl and always tickle those that help :lol: Ive only just grasped the basics so i dont expect to be tickled often yet although I will continue to tickle :lol:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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PMSL and guess what I cant tickle you either so now we will have to wait for tickles from other people :lol: You tickle tart you spreading it around :lol:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Whenever you do tickle somone always put your name in the comment box, it is so annoying when you get a tickle with a real good comment and you dont know who it is who did the good deed. lol . . if your like me and got a nosey nature anyways. lol . .

 

 

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I agree and will ensure I leave a personal stamp on all future tickles :lol:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Haha Mark coz ive tickled you a few times in the past but fear not i always use plastic gloves and anti bac gel :lol:

 

Im not having this now Mark has a + too :'( I want one :'(

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Beyond it`s you that has the +. What Ever that means? Is it the same as ringing a bell when you have Lepracy? ¬Cause OZZ`s had his for a while now!!! LOL :D

 

I`ve already got one of those Red Blobs!!! I Call Her The Wife!!! LMFAO ;) Hope she dosen`t see this post or I will be a Red Blob. LOL:cool:

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hahaha Mark . . funny. . . .

 

Seriously though I seen this guy once on here about 2-3 years back and he had a red blob, supposedly it is somthing an admin can give to somone who gives bad advise. oh and 2 red blobs and they are like a suicide bomber type kinda guy planning to blow up the forum. . . .

 

 

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hahaha Mark . . funny. . . .

 

Seriously though I seen this guy once on here about 2-3 years back and he had a red blob, supposedly it is somthing an admin can give to somone who gives bad advise. oh and 2 red blobs and they are like a suicide bomber type kinda guy planning to blow up the forum. . . .

 

Well hopefully I haven`t given bad advice at all. Then again there are enough in the Know Now here on the **** Forum, like your good self, emanevs and beyond and of course post, to ensure all the advice is relivent and Good.

 

We must all keep an eye on this sort of thing. there will be times when the advice given, in good faith may be Errant and will need to be corrected, but that is just a Learning Curve, and will be spotted by some one.

 

There is always the possibility of someone Giving wrong advice, to mislead and cause confusion, but I like to think we are all wise enough to spot these people when they appear.

 

It is better to question these people, and find they are genuine but don`t know the way CAG works, than to just let them get on with it. Major Player is the perfect example. We ALL jumped on him, questioned his methods and his intentions. Now he is One of the Most Important people on the **** Forum. His knowledge and Opinions are Now Invaluable. But we where right to question him when he first appeared. And I think WE are Forgiven.

 

Cheers, MARK

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