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    • thread title updated. so a sold debt. who are the solicitors? TM legal? why didn't ovo do this themselves as they do but chose to sell the debt on for 10p=£1? funny debt you state you reived a letter of claim, why did you not reply too it.? also is there is no indication of the date this bill comes from on the claimform? how do you know its from 2022? what other previous paperwork have you received? please scan page 1 of the claimform and bothsides of ALL previous letters upto one mass pdf read upload carefully. .................. pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website https://www.consumeractiongroup.co.uk/topic/466952-lowelloverdales-claimform-old-cap1-debt/?do=findComment&comment=5260464 .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
    • Thank you again. I'm hoping it will come out in the wash and will endeavour to check my online account. I'm a bit unsettled by not hearing from Booking.com but the host is sounding helpful at the moment. HB
    • I've just remembered that a friend of mine had bookings cancelled on Booking.com about a month ago - and the good news is that all worked out in the wash. I'm at work now but will scribble properly in a couple of hours with the full tale.
    • Thank you Dave. I've had nothing from Booking.com, just a message via the site from the host. I know I need to check my bank account, just trying to resolve some technical issues. HB  
    • Which Court have you received the claim from ? Civil National Business Centre Name of the Claimant ? JC INTERNATIONAL AQUISITION How many defendant's  joint or self ? Self Date of issue – 22 May 2024  Particulars of Claim What is the claim for – 1. The def owes the claimant £300 in respect of gas and electricity charges supplied by OVO. 2. Debt was assigned to the claimant with notice given to the def. 3. Despite formal demand the def has failed to pay the debt and the claimant claims £300 and further claims interest pursuant to s69 of the CCA 1984. What is the total value of the claim? £385 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Energy debt When did you enter into the original agreement before or after April 2007 ? After Do you recall how you entered into the agreement...On line /In branch/By post ? Moved home and they were the current energy supplier  Is the debt showing on your credit reference files (Experian/Equifax/Etc...) ? No Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt assigned to JC International Were you aware the account had been assigned – did you receive a Notice of Assignment? Not sure probably  Did you receive a Default Notice from the original creditor? Again can't remember but probably  Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? No Why did you cease payments? Changed supplier What was the date of your last payment? Never  Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No
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Doing 78 MPH in 50MPH variable speed limit


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Hi Guys,

 

I have read a couple of posts regarding having to go to court due to going over the speed limit by quite a margin

but none to the exace same case as myself.

 

I was caught around 7:00am doing 78mph on the M1 at a point in which the speed limit was all ready changed to 50 mph overhead.

 

I have all ready received my mail confirming that my case has been refered to the law clerks and will get back to me in due course (after calling them normally 6 weeks).

 

I am in my second year of driving and wondering what I can expect as a punishment for this case?

 

I have been doing the same journey for over a year (in which the variable speed limit has been turned on many times)

and not once been pulled/caught for this offence.

 

Also I rely heavily on my car to get me to and from work every day.

 

Any advice from you guys on what to expect and how to go about a court case if/when there is one?

 

Much appreciated,Cian

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You were 56% over the limit. "Only" isn't going to help. Assume this is your first offence?

 

I would think your best bet is to plead guilty, but make clear the impact a ban would have on your ability to earn a livelihood, and the hardship a ban may cause you. Appear remorseful - you may avoid a ban by the skin of your teeth.

 

Some of the longer term CAG'ers may be along shortly - and be able to offer you more support.

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"Only 28 mph" over the limit .... I wouldn't advise saying "I was ONLY 28mph over the limit" in court.

Looking at the CPS guidance http://www.cps.gov.uk/legal/p_to_r/road_traffic_offences_guidance_on_fixed_penalty_notices/

You might have got a FPN for between 57-76 mph, but 77mph or over -> summons

 

"78mph on the M1 at a point in which the speed limit was all ready changed to 50 mph overhead" .... I gather the 50 sign was visible in advance, in a correct font? (In which case you need to be doing 50 or less as you pass under the sign).

 

Saying to a court "I need my car for work, 6 points will get me a ban" (how many points do you have? Do you count as "a new driver"?) might engender sympathy, but might earn you the bench saying : "shouldn't speed or attract penalty points, then".

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As I understand it, 6 points - likely for flagrant speeding - doesn't mean a ban but simply revocation of the licence if it's less than two years old. You'd have to apply for a new provisional licence and take and pass new theory and practical tests, on whatever timescale suits.

 

If you do plead hardship then they might let you off with say a £300 fine and 5 points, which is typical for this kind of offence. It won't do much good for your insurance premiums but would at least let you keep your licence.

 

I've driven through plenty of these variable sections myself, on the M25, M1, M42 and elsewhere, and given that the maximum speed limit anywhere is 70mph, you'd have a hard time arguing that 78mph is reasonable unless there are some very special mitigating circumstances that might have made it dangerous or otherwise unreasonable to observe the variable limit.

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I was caught around 7:00am doing 78mph on the M1 at a point in which the speed limit was all ready changed to 50 mph overhead.

 

I am in my second year of driving and wondering what I can expect as a punishment for this case?

 

I have been doing the same journey for over a year (in which the variable speed limit has been turned on many times)

and not once been pulled/caught for this offence.

 

Also I rely heavily on my car to get me to and from work every day.

 

What is your work by the way ?

 

Unfortunately the use of your car if it is simply for commuting will do nothing for you in court, so don't use it in mitigation.

Can you prove you have a good previous driving record ? Were the other six points for something other than speeding ?

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Im an IT support analyst for a bank.I dont have 6 points all ready. Just because im a new drive 6 points would mean license would be taken of me due to only being in my second year of driving.As for "only doing 28mph" I meant it as in I wasnt doing 30mph or over which I thought was the line in which they pretty much ban you anyway.

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Im an IT support analyst for a bank.I dont have 6 points all ready. Just because im a new drive 6 points would mean license would be taken of me due to only being in my second year of driving.As for "only doing 28mph" I meant it as in I wasnt doing 30mph or over which I thought was the line in which they pretty much ban you anyway.

 

To benefit from "don't get a ban for less than 30 over" : you'd have to have held your licence for more than 2 years, although (as others have noted), you'd only have your licence revoked for 6+ points in the first 2 years, and you are looking at 3 to 6 points : could you aim for e.g. 5 points and a fine, and might a specialist motoring solicitor help you achieve this?

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Im an IT support analyst for a bank.I dont have 6 points all ready. Just because im a new drive 6 points would mean license would be taken of me due to only being in my second year of driving.As for "only doing 28mph" I meant it as in I wasnt doing 30mph or over which I thought was the line in which they pretty much ban you anyway.

 

From memory, a ban is usually for travrlling at 50% over the existing speed limit of the road in question. A 50mph road would be 25 over, 40mph would be 20 etc.

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But then theres the added caveat of breaking the national speedlimit too. Although there may be mitigating circumstances.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Unfortunately the use of your car if it is simply for commuting will do nothing for you in court, so don't use it in mitigation...

 

I thought the same when I was in court last year for a possible ban. I claimed a ban would cause exceptional hardship and the first thing the magistrates asked was If I needed my car for work. As I commute about 25 miles each way and could not use public transport in a reasonable time (

 

Afterwards, I asked them about not taking commuting into account and they said to me, "Don't believe everything you read on internet forums".

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  • 2 weeks later...

I agree with Kaiserfarrow - admit guilt and then as you are and there is no doubt about this, an immediate ban would be 75mph so you are over. I would ask if the camera can be confirmed to be valid I think its a calibration report of some sort given it is 3 miles over and you need to get supporting evidence around your job ie it needs a license for x / y and your hardship if you lost your license. the mess you have is the rule of 6 points and you lose your license during the first 2 years though. So I think your only hope is the calibration report being out so you can try and argue this but still be guilty and then take the fixed 3 point and fine option that should be available to you... anything over 75 expect the court to ban you for a period of time and if they give you 6 points then retest also so it is really important you get a decent lawyer to support you here with supporting evidence from employee's partners family etc and somone that can argue against the ruling that the motorways are 70 normally, unlucky yada yada yada ... best of luck

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