Thanks

[GlasowGuy]

Just wanted to say thank you to everyone here.

 

I'm not a big poster but i visit a couple of times every day to see what i can learn from you guys.

 

I do not no what position i would be in without this forum, it kept the wolves from the door

 

I finally saved up enough cash to declare personal bankruptcy - not an easy decision or one i would recommend without a LOT of research and reading.

 

I called some of my creditors yesterday to inform them, just for my own peace of mind and also to bring some closure to my financial situation.

 

 

Thanks again

[Conniff]

It comes to something when you have to 'save up' so you can declare bankruptcy. It all seems silly, you can't afford council tax so they bung another £100 on to it and give it to bailiffs who do the same. Funny old world.

 

We're always here when you need up GG, look after yourself.

[citizenB]

It is a sad day indeed when we hear that someone has had to declare personal bankruptcy in order to get their lives back on track.

 

However, I am really pleased that your financial nightmare will finally have an end to it. Please let us know how you deal with this over the term of your BR - it will likely help others to come to a decision such as this.

[GlasowGuy]

Thanks for the replies.

 

If it helps anyone,

 

The court process felt more like a rubber stamping exercise. Sometimes you need to see the judge, luckily i did not.

 

The main areas they are interested in,

 

 

Making sure your forms are correctly filled out

 

Making sure you have sought proper advise and you understand what you asking the court to do

 

 

Mr OR interview is at the end of the month - this will be the hardest thing i think

[citizenB]

Thanks for the replies.

 

If it helps anyone,

 

The court process felt more like a rubber stamping exercise. Sometimes you need to see the judge, luckily i did not.

 

The main areas they are interested in,

 

 

Making sure your forms are correctly filled out

 

Making sure you have sought proper advise and you understand what you asking the court to do

 

 

Mr OR interview is at the end of the month - this will be the hardest thing i think

 

I imagine so - I wish you the very best and hope it isnt as traumatic as you are thinking

[GlasowGuy]

Had the dreaded interview this week from the OR

 

very professional and wanted to no everything but also non judgmental and corrected my Budget i had filled in.

 

more or less all over now from the OR's point of view

[stu007]

Hi GlasgowGuy

 

Is there any specific advice you are looking for, If so it may be useful to others to give a brief outline minus any personal information

[GlasowGuy]

Sorry - should have tagged that reply onto my original post

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?385482-Thanks&p=4173668#post4173668

[stu007]

Hi GlasgowGuy

 

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