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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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      Bit unfair to come back here the day it's due to be filed.... Looks like london1971 one?  I'm not sure if they did Inc point 5, let @AndyOrch confirm it should be there before filing please A day late won't hurt Dx
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    • zyghom
      Lowell/Overdales Claimform - Paypal Credit

      By zyghom · Posted

      Hi, I just wanted to update the post and ask some further advice  I sent the CCA and CPR request on the 14th May, to date I have had no reply to the CCA but I received a load of paperwork from the CPR request a few days ago. I need to file the defence today and from the information I have read the following seems to be what is required.  I would be grateful if some one could confirm suitability. Many thanks   Claim The claim is for the sum of £255.69 due by the Defendant under an agreement regulated by the Consumer Credit Act 1974 for a PayPal account with an account reference of xxxxxxxxxxxxxxxx)  The Defendant failed to maintain contractual payments required by the agreement and a Default Notice was served under s.87(1) of the Consumer Credit Act 1974 which has not been complied with. The debt was legally assigned to the claimant on 15-09-21, notice of which has been given to the defendant. The claim includes statutory interest under S.69 of the County Courts Act 1984 at a rate of 8% per annum from the date of assignment to the date of issue of these proceedings in the sum of £0.00. The Claimant claims the sum of £255.69   Defence  The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 1. Paragraph 1 is noted. I have had financial dealings with PayPal  in the past but cannot recollect the account number referred to by the Claimant. 2. Paragraph 2 is denied. I am not aware of service of a Default Notice by the original creditor the Claimant refers to within its particulars of claim.  3. Paragraph 3 is noted. On the 17/5/2024 I requested information related to this claim by way of a Section 77 request, which was received and signed for by the claimant on 20/5/2024. As of today, the Claimant has failed to respond to this request, and therefore remains in default of the section 77 request and therefore unable to enforce any alleged agreement until its compliance. 4. Therefore it is denied with regards to the Defendant owing any monies to the Claimant, and the Claimant is put to strict proof to: (a) Show how the Defendant has entered into an agreement and: (b) Show the nature of the breach and evidence by way of a Default Notice Pursuant to s.87(1) of the Consumer Credit Act 1974. 5. Paypal (Europe) S.A.R.L is out of the juristriction of English Courts. 6. As per Civil Procedure 16.5 it is expected that the Claimant prove the allegation that the money is owed. 7. By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed, or any relief.
    • Jaksmyboy
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      By Jaksmyboy · Posted

      Thanks @dx100ukI followed the advice given on here... then it went very quiet!  The company was creditfix I think then transferred to Knightsbridge (or the other way around) The scammer independent advisor was Roger Wallis-having checked his LinkedIn profile just this morning, it does look like he's still scamming vulnerable people... I know I was stupid for taking his advice, but i do wonder how many others he has done this to over a longer period of time (it came as a  massive shock to him when our IVA suddenly failed). Lowell have our current address (and phone numbers if the rejected calls over the past couple of days is anything to go by!) No point trying the SB because of the correspondence in 2019? Thanks

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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Question about ingeus

mickymouse19

By mickymouse19
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mickymouse19

mickymouse19

Posted
Posted

i was reading DWP Provider Guidance Chapter 5 Annex 1 and i dont exactly understand it... im told that if i withdraw my signature i will no longer need to go to ingeus? ( they are useless for me, they are constantly sending me on the same programs done 1 of them 3 times now, they are making me apply for jobs that i cannot do... they are putting me forward for jobs without informing me ).

 

so is anyone able to explain this to me in a stupider way please? :)

 

i would have provided a link to it but im not allowed...

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antone

antone

Posted
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You can't withdraw from all participation in the Work Programme. What you can do is withdraw your consent for them to contact employers with a view to receiving outcome payments. Outcome payments are made to Ingeus when you find work and so on. You have a right to do this under the Data Protection Act.

 

The main benefit to you is that many companies don't feel it's worth dealing with you too often if they won't be paid for any results. The other side benefit is that companies such as Ingeus will get less money. You must, however, continue to carry out mandatory activities that are notified to you correctly and which are "reasonable under your circumstances".

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The idea that all politicians lie is music to the ears of the most egregious liars.

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mickymouse19

mickymouse19

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You can't withdraw from all participation in the Work Programme. What you can do is withdraw your consent for them to contact employers with a view to receiving outcome payments. Outcome payments are made to Ingeus when you find work and so on. You have a right to do this under the Data Protection Act.

 

The main benefit to you is that many companies don't feel it's worth dealing with you too often if they won't be paid for any results. The other side benefit is that companies such as Ingeus will get less money. You must, however, continue to carry out mandatory activities that are notified to you correctly and which are "reasonable under your circumstances".

 

thank you...

another question though...

 

why are you not allowed to join A for E or whatever it is if you don't sign?

 

+ they are making me do stuff i cannot do... even one of the other advisers i spoke to there said it was stupid

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antone

antone

Posted
Posted
thank you...

another question though...

 

why are you not allowed to join A for E or whatever it is if you don't sign?

 

+ they are making me do stuff i cannot do... even one of the other advisers i spoke to there said it was stupid

 

Not quite sure what you mean. Are you asking why you can't change to a different Work Programme company? If that's the question, the only answer is "Because the regulations don't allow it."

 

As to signing or not signing, as I said, what you're doing is by withdrawing your consent is trying to make yourself less interesting to Ingeus or whoever in the hopes that they'll stop wasting their time on you and, by extension, stop wasting your time as well.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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mickymouse19

mickymouse19

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Not quite sure what you mean. Are you asking why you can't change to a different Work Programme company? If that's the question, the only answer is "Because the regulations don't allow it."

 

As to signing or not signing, as I said, what you're doing is by withdrawing your consent is trying to make yourself less interesting to Ingeus or whoever in the hopes that they'll stop wasting their time on you and, by extension, stop wasting your time as well.

 

im asking why A4E refuse you if you dont sign that paper?

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antone

antone

Posted
Posted
im asking why A4E refuse you if you dont sign that paper?

 

Ah, I see. Well, they can't exactly "refuse" you as such - they're still supposed to work with you.

 

What happens is that the WP companies (known as "providers") are paid money when you are referred. They then get further payments when you find work, and they go to great lengths sometimes to contact you and find out where you are working. They also contact companies they think you might be working for, since they need to prove to the government that you're working in order to get these payments, known as "outcome payments".

 

When you withdraw your consent, the provider will have a much harder time finding out what you're doing, and so a much harder time claiming their payment from the government. Because of this, they are often less inclined to hassle you into doing pointless "jobsearch" stuff that you could just as easily do at home, and other wastes of your time. So many people find that they are left alone a lot more.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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antone

antone

Posted
Posted

No problem and best of luck. If that answers your question, I'll move these posts into our general 'Ingeus' thread which will keep all inquiries about the Work Programme together.

 

Also, that thread is a useful resource for anyone dealing with WP providers.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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RebeccaPidgeon

RebeccaPidgeon

Posted
Posted
Ah, I see. Well, they can't exactly "refuse" you as such - they're still supposed to work with you.

 

What happens is that the WP companies (known as "providers") are paid money when you are referred. They then get further payments when you find work, and they go to great lengths sometimes to contact you and find out where you are working. They also contact companies they think you might be working for, since they need to prove to the government that you're working in order to get these payments, known as "outcome payments".

 

When you withdraw your consent, the provider will have a much harder time finding out what you're doing, and so a much harder time claiming their payment from the government. Because of this, they are often less inclined to hassle you into doing pointless "jobsearch" stuff that you could just as easily do at home, and other wastes of your time. So many people find that they are left alone a lot more.

The Work Programme Provider will also generate money from the taxpayer - £215 for every 4 weeks - if they can persuade any candidate to become self employed.

 

If you have an interest in becoming self employed, or starting a business, speak to your local Business Link Organisation, and arrange a meeting with a Professional Advisor. Unfortunately, Clerks within your Welfare To Work Organisation are unlikely to possess the competence to manage their way out of an open and transparent paper bag with the Exit clearly marked, let alone something more demanding such as telephone an employer to arrange a job interview for you, or even offer advice to start a business.

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mickymouse19

mickymouse19

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hello, i have another question about ingeus...

 

recently my adviser has told me it is mandatory for me to apply for 10 jobs that are hiring within my area ( i have looked there aint 10 ) she says i could get sanctioned for it... is this correct?

also she is making me apply for jobs i cannot do... ( jobs that involve having a driving licence and a car ).

she is making me do 100 spec letter per appointment and doing training courses that i have already completed while being there.

what can i do about this?

 

thank you in advance

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Nystagmite

Nystagmite

Posted
Posted
hello, i have another question about ingeus...

 

recently my adviser has told me it is mandatory for me to apply for 10 jobs that are hiring within my area ( i have looked there aint 10 ) she says i could get sanctioned for it... is this correct?

also she is making me apply for jobs i cannot do... ( jobs that involve having a driving licence and a car ).

she is making me do 100 spec letter per appointment and doing training courses that i have already completed while being there.

what can i do about this?

 

thank you in advance

 

You can't be made to apply for jobs that aren't there or that you can't do.

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impecunious

impecunious

Posted
Posted
hello, i have another question about ingeus...

 

recently my adviser has told me it is mandatory for me to apply for 10 jobs that are hiring within my area ( i have looked there aint 10 ) she says i could get sanctioned for it... is this correct?

also she is making me apply for jobs i cannot do... ( jobs that involve having a driving licence and a car ).

she is making me do 100 spec letter per appointment and doing training courses that i have already completed while being there.

what can i do about this?

 

thank you in advance

 

"She" seems to think she has an awful lot of power!!

 

100 spec letters --- does "she" expect you to print off and post 100 letters per week?? That's fine if you have a never-ending supply of free postage stamps and a printer. Do you have prospect research experience to enable you to carry out this task? Have you had training in intelligence gathering and evaluation techniques? Hmmm, didn't think so! (I never sent out a 100 letters a week when I was a PA/Secretary!)

 

As for applying for inappropriate jobs! Potential employers would think you're an idiot if you apply for a driving job and can't drive, don't have a licence, don't have a car and aren't qualified - definitely wasting their time and yours and lots of valuable resources.

 

If you really are mandated to send out TEN inappropriate applications a week, start each letter with:

 

"Although I know I have absolutely no experience in this field and do not possess even the basic requirements or abilities to undertake this role, "SHE" says I must make this application and 9 other similar applications to local companies for which I am not in the slightest bit qualified. In addition, in order to meet the requirements of "SHE" who must be obeyed, you'll be hearing from me on a regular basis.

 

If this behaviour is unaccepable to your company, please contact your local Member of Parliament and the Secretary of State for Works and Pensions to voice your concerns."

 

Sorry, it's people like "she" would should be looking for work! I certainly wouldn't employ her.

 

No wonder we "rant"!!

 

 

Impecunious! :-)

 

P.S. I'd rather send out one well-crafted application per week where you meet the potential employer's person specification and their job description. Apparently, there are at least 24 applicants for every available job vacancy now .... Only those with the relevant skills, experience and qualifications will succceed. Some of the application forms I've completed can take up to 3 days to complete!

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Charlotte_Henderson

Charlotte_Henderson

Posted
Posted

 

If you really are mandated to send out TEN inappropriate applications a week, start each letter with:

 

"Although I know I have absolutely no experience in this field and do not possess even the basic requirements or abilities to undertake this role, "SHE" says I must make this application and 9 other similar applications to local companies for which I am not in the slightest bit qualified. In addition, in order to meet the requirements of "SHE" who must be obeyed, you'll be hearing from me on a regular basis.

 

 

:lol::lol::lol::lol::lol::lol:

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