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    • Thanks dx for your kind words. I plan to renew my season ticket and write a new begging letter as following, can I ask for any suggestion about it?   Dear Investigator/Prosecutor,   Thank you for your reply. I deeply regret my actions and the inconvenience they have caused.   I’m extremely remorseful for my crime. and regret it everyday. I often ask myself ‘’how can I do that thing just because I felt it is interesting. There are a lot of crimes in the world, but feeling it’s interesting is certainly not a reason to crime. I should not crime with any reason.’’ I think about these things every day, and I understand that I can’t blame anyone but myself.   I thanks to the staff who stopped me, as this is a valuable lesson in my life. I told myself that I should never ever repeat such a thing again, and never ever do anything which is possible to be in breach of any law. As a result, I carefully tap my oyster card every time before I enter the station now. I remind myself that I did a wrong thing before, and I should never let it happen again.   Although my monthly travel expenses do not warrant a season ticket, but I just renew my season ticket (please see the attachment). I understand that a crime cannot be truly compensated for, but purchasing a season ticket offers me a small measure of comfort, knowing that my actions caused a loss to the public interest.   I received an email which ask me to negotiate being class teacher in this summer (please see the attachment). I hope that I could teach the lovely students again, which may not be allowed with a criminal record. I would please ask that you would please provide me a single opportunity to settle all outstanding sums owed outside of court without the need for legal proceedings which would have a determinantal impact on my teaching career.   I sincerely apologise again for my crime. If you need anything further from me to help you please let me know.    Yours sincerely,
    • You did what??? You asked them to send you the documents that without them you had  a 100% ironclad win in Court. Why on earth would you do that? As it happens in this case, there is still enough mistakes in their PCNs and the NTH to have your case cancelled. Amd it may be that not sending those documents in the first place along with the ICO complaint and the letters from Alliance themselves which would confirm by the dates on the letters may be enough to cancel it anyway. I hope you have kept their letters as evidence? The chances are that Alliance will not actually take you to Court because of their errors but you never know.  You have made so much extra work for yourself in your WS if they decide to push their luck.though. Can you please post up their letter where they give the reason why I wasn't sent with the NTH.
    • I'm not sure that I fully agree with my site team colleague above.  My understanding is that there is nothing to stop you recording but it is strictly for your own personal use.   
    • I live in a student house, with 5 tenants, unihomes is our utilities provider, who we each have a direct debit set up with and have paid each bill every month. Two letters were sent in my name by BWLegal saying I had two outstanding payments due adding up to over £3500, I have tried to contact british gas (as that is apparently our houses provider) as well as Unihomes. Nothing has helped and BWlegal are pursuing legal action if these debts are not resolved by the 1st May. What do I do? I've called Bwlegal when i bring up that the debt isnt for me and for unihomes they hang up on me. so I am stressed and do not know what to do
    • cant do either if its not in a public place or on your land. dx  
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R&J Auto Finance/GB finance and investment claimform


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click the black links and read all the posts of each link.

 

 

if there no address for return of docs then the cpr goes to him too

probably wont have a Scooby's what it means mind!!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Good morning,

 

i've just logged in to money claims online, and it won't let me respond online, I

 

 

have to fill out the response pack and post it back.

 

 

so obviously I need to fill out the defence section,

 

 

but do I need to send the acknowledgement of service too, to ask for 28 days to prepare the defence?

 

 

And if this is the case the defence section has a box where I need to state my defence,

 

 

what do I put in it?

 

Thanks,

Dan.

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At the moment ALL you need to do is acknowledge the claim and say you will defend in full.

 

DO NOT put ANYTHING in the defence box as it may be construed as a defence- not even defence details later

Any opinion I give is from personal experience .

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Don't you just love these DIY POCs

 

Just acknowledge , defend all and get the CCA and cpr31.14 requests sent

PLEASE HELP US TO KEEP THIS SITE RUNNING

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Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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no rush on the response pack

try mcol over the w/end

you've got till the 8th to AOS.

I would nt be using the claimform.

 

 

get CCA/CPR running..

this looks fun.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Good evening,

 

Just a quick update

- As there was no solicitor listed on the claim form I posted the CCA request, postal order and CPR 31.14 to him yesterday, first class & signed for which I checked earlier and have confirmation was delivered to him at 1.05pm.

 

the next step is responding to the claim,

as it still wont let me respond online so I'm going to post it back to them.

 

 

Am I right in saying that I need to send both the acknowledgement of service, and the defence and counterclaim forms but I do not write anything in the defence box,

I just leave it blank?

 

I've printed out all emails sent to and from him,

along with spare copies of the CCA and CPR request,

as well as the information found on R&J and GB financial from companies list.

 

 

I've also printed out the details about the company from the FCA,

and I searched the FCA number stated on the claim form which is registered to a R&J auto finance that is registered at his dads address, but in the Son and his mothers name, with a date registered as 27.02.17.

 

I have also printed his dads obituary from the local paper, which states that he died suddenly on the 16th January 2017, as his son is claiming he was instructed to collect the debt on that day.

 

Do I need to post any of this off with the acknowledgement, or do I just sit on it for a while?

 

 

Also the 28 days to submit a defence

does this start from the date of service stamped on the claim form which is the 21.04.17,

or the date printed on the claim number sticker, which is the 18.04.17?

 

sorry for all the questions, just a little puzzled as to where to go from here.

 

Thanks,

Dan.

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now go back and read the link in post 40 properly....

 

 

on the claimform in the information box

is their a password right at the end?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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then its come from Salford not northants?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Good evening,

 

Just a quick update...

 

I've still not heard anything from GB regarding the requests,

 

i have today received a letter from Salford saying my defence has to be submitted by the 18th May.

 

I have a day off on friday so i'm going to start penning a few notes ready for submitting my defence.

 

Dan

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Good evening,

 

So yesterday i recieved a response from GB finance and investment, letter states as follows;

 

R.E court proceedings.

 

I write regarding your recent correspondance and enclose a statement of your account as requested.

 

Our records note that you wish to dispute the amount owed and so we will be attending court to discuss this matter further. Please advise if you require and additional information in order to assist you with the pending court proceedings.

 

Then attached is 3 pieces of paper where hes typed out the dates, a balance and an amount paid, another piece of paper that is typed up stating that R&J auto assigned the debt on 16.01.17 addressed to whom it may concern, and a copy of one of the contracts.

 

I've also recieved a N180 form from Salford which i have to fill out and send back by the 18.05.17.

 

I'm presuming that this is supposed to be my response to the CPR snd CCA request.

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" I've also received a N180 form from Salford which i have to fill out and send back by the 18.05.17. I'm presuming that this is supposed to be my response to the CPR and CCA Request "

 

No...this is to allocate the the claim to track and transfer it to your local county court.

 

Andy

We could do with some help from you.

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I'll get that sent back this week.

 

Do i have to send my evidence/defence off or do i just sit on it until the actual court date, because when i rang to ask them to send me a N180 form out they told me that i have failed to submit any evidemce to support my claim?

 

I'm so confused by the whole process and its stressing me out big time.

 

Thanks,

Dan.

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No...once you submit the N180 you will receive notification by way of a Notice of Allocation...this contains the directions and dates for disclosure and witness statements.

 

Sounds like the Court Staff are also confused with the process:wink:

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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