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Northern Debt Recovery - Help with fees added on and general correspondence


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apologies for being inquisitive, does it go to any of the users of the site team - like as a revenue stream or dividend payment?

 

No, Site Team are all volunteer's, personally my reward is being able to point people in the right direction and give advice when I can :)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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:-D very good answer...

 

Thank you kind sir :)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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As Maroondevo said we are all volunteers, with other occuptions in wide spectrum of jobs.

 

Your donation is much appreciated.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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ok. do you want to PM me instead, as I feel bad for high jacking this post...

 

It's ok that's how admin will contact you.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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this is going to suck - i think i just made a donation through paypal - but a) dont know if it went through and b) sent it from the wife's account... any advise here?

 

if it went through you should see it on her account transactions too

click details

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I will be sending both letters by recorded delivery this lunch time.

 

Just had a thought, should I make any mention of the other payment plan I have with NDR in respect of a speed credit loan.

I am currently paying £75 per month and will be due to make another payment on friday

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If it was me, i would say to continue. This would show anyone in position of authority that you are still willing to repay as agreed. Plus your debt will go down while they mess around and stall.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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ok, would you recommend that I keep paying the £75 per month or should I hold out and wait for a response to the formal complaint before making a decision

 

Yes continue this is entirely seperate.

  • Confused 1

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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I have received yet another text from NDR stating that bailiffs will contact me in 1 day.

 

Would you recommend sending a copy of the complaint via email as well?

 

Letter was sent recorded delivery 1st class earlier today

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It's nonsense Liam baliffs CANNOT operate without a Court order/warrant.

 

Send e-mail ''OH no they wont'', no warrant no visit''!!

I'll guide you through this right to a conclusion.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Contact the oft. those texts are sadly standard threat texts.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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This must go in as a complete complaint to the OFT there is no point reporting bit here and there.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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I have recently received this email from the OFT

 

 

 

 

I refer to your email to Polly Ashford at the Office of Fair Trading (OFT) dated 21st January 2013.

 

I work in the Debt Collection Team of the OFT and your email has been referred to me to follow up.

 

 

 

I am very sorry to hear about your complaint regarding Northern Debt Recovery.

 

Unfortunately as you have correctly stated because of our position as regulator of the credit industry we are unable to provide advice for individual complaints and cannot become involved in disputes between consumers and traders. However there are agencies that may be able to assist you. These are detailed below:

 

 

 

Agencies that might assist you

 

For specialist face-to-face assistance or intervention you may wish to seek legal advice through a local Citizens Advice Bureau or directly from a legal advisor. You will need to check the phone book for the address of your nearest Citizens Advice Bureau. Their website is http://www.citizensadvice.org.uk/

 

 

The Financial Ombudsman Service can help with most complaints about consumer credit products and services if you have failed to satisfactorily resolve the matter directly with the company/companies concerned.

 

 

Financial Ombudsman Service

South Quay Plaza

183 Marsh Wall

London E14 9SR

Tel: 0800 023 4567

Website: http://www.financial-ombudsman.org.uk

 

 

 

We would like further information from you

 

Complaints such as yours are vital in helping us to evidence business practices that might cast doubt upon the trader's fitness to hold a consumer credit license.

 

There are some serious issues in your complaint that we would like further information on. Could you please contact me to discuss this further. We may wish to take down the details of your complaint in the form of a witness statement.

 

Please email or telephone me on 0207 211 8991 .

 

 

 

Kind regards,

 

 

 

Elizabeth Membe

 

 

 

Elizabeth Membe| Debt Collection Team| Corporate Services | Office of Fair Trading

Fleetbank House | 2-6 Salisbury Square | London EC4Y 8JX | T: 0 20 7211 8991 | [email protected].u

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That's fine complaint has been logged with all the others and will be used when NDR try to renew the CCL.

So the more complaints logged the better, as the OFT cannot divulge what action they may or have taken we have to see what transpires.

They may well contact NDR soon.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Just to note, the OFT said they want more info from you. This means that they are concerned by the complaint you made, and want more info. This usually happens before they plan to take action against the creditor.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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It's good to see the OFT plan to clamp down on NDR though. About damn time!

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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