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Found 8 results

  1. in December i borrowed some money for 247 money box, the loan with interest came to £288 and was due to be re-payed 26.1.16. on the 26.1.16 i received a email from 247 money box saying my payment had been received, so i thought no more about it. in February i took another loan for a much smaller amount, which i paid off in full at the end of the month - now as far as im concerned my account is settled. today i received a email saying they haven’t received payment in January for £288 and i will need to settle this on my next payday (in 4 days time) i have now checked my bank and
  2. Hi, I am a new user to this website and have found some of the posts extremely helpful. Unfortunately I found myself sucked into the pay day loan trap and ended up borrowing more and more in order to pay off other debts. I am in the process of setting up repayment plans with my creditors and most of the lenders have been happy to accept my plans. I have received numerous email and phone calls from Northern Debt Recovery regarding on of my pay days loans stating that they have taken over the debt. I have agreed a payment plan of £75 per month in order to pay off this debt but not
  3. Hi everyone I like may others have fallen into the pay day loan nightmare and now i'm determind to get out of it. I have read the other threads and theres some great advice that i'm going to follow. I've already opened a new bank account to have me wages paid into and then i can start setting up some sort of payment plans with these pay loan people. I know its going to be a hard struggle but anything is better then having these payday loans bleed me dry every month. My wages will start getting paid into my new account next month which is great. But i wonder if anyone could help
  4. Hi all, Just a quick question as I want to finally sort my finances. I'm looking to go with eithers cccs or payplan (possibly do it myself but I'll ask that in another subforum) and as such I had a look at my experian credit report today. I'm sure there are a few things missing from there (guess I'll have to do statutory with equifax and callcredit soon) but one thing I noticed with all my payday lenders but Early Payday in particular was that the initialloan was for under £200 I defaulted at £460 and now the balance reads £1250ish. I know I should have contacted them sooner but this does
  5. Hi, I have 2 payday loans worth 650 pounds. I am not in a position to repay it. I am also leaving the UK soon and will not be coming back at least for the next 2 years. Will i have a problem entering the UK again if i plan to come back? will i have a criminal record? I am also planning to close my bank account. can the PDL companies still get data about me from my bank? PLEASE HELP..
  6. Hi Guys, Brand new to this site, but it has already helped me so much. It iscurrently 6am, I've not slept. Too stressed, worried and sick. I've been stuckit payday loan debt for ages and barely staying sane or knowing how to dealwith it. It has been going on for years and getting progressively worse. Feltstuck, helpless, ashamed and constantly anxious. Its got to a point now where I just cant take anymore. I feel a completefailure for even getting involved with these loans, but it seemed to be onething coming up after another. Then having to afford the interest charges....so another
  7. Hello, I am in the process of setting up DMP for my payday loans. I have had a reply from Text Loan advising I would owe £554 instead of the £350. What should I do? The email as follows: Dear Richard, Thank you for contacting us. If you require a repayment plan for a period of time exceeding the 60 days of our credit cycle, the full overdue balance to be repaid will be £554, which is fixed as after 60 days the interest and charges are frozen. We are prepared to accept £15.95 monthly payments. Please be so kind as to provide the exact dates we can debit your c
  8. Hello...this is my first time on the forum,so i apologise in advance for not doing something correct. To cut a long story short i have entered into a dmp with cccs who are setting this up now with my creditors.The problem i have is that one of my creditors..wonga...are due to take a payment from my bank account in the next few days.Now i am obviously not able to pay them as i have a dmp in process,but wonga insist they will try to take payment from the account.Knowing this would happen under advice from CCCS i opened another account with my bank (barclays),a basic account as the dmp will inc
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