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    • HI DX Yes check it every month , after I reinstated the second DD I was checking every week. Also checked my bank statements and each payment has cleared. When responding to the court claim does it need to be in spefic terms ? Or laid out in a certain format? Or is it just a case of putting down in writing how I have expained it on CAG?
    • Come and engage with homelessness   Museum of Homelessness MUSEUMOFHOMELESSNESS.ORG The award-winning Museum of Homelessness (MoH) was founded in 2015 and is run by people with direct experience of homelessness. A very different approach. If you're in London you should go and see them
    • You have of course checked the car is now taxed and the £68 is stated against  the same reg?  If the tax for the same car did over lap, then I can't see you having an issue pleading not guilty Dx
    • The boundary wiill not be the yellow line.  Dx  
    • Afternoon all Looking for advice before I defend claim for car tax payment that the DVLA claim I owe £68 from an idemity claimback from my bank and unpaid tax  brief outline. Purchased car Jan 30th ,garage paid the tax for me after I gave them my card details  first payment £68 out in Feb 24  followed by payment of £31 from March due to end Jan 24 Checked one of my vehicle apps and about 7-10 days later car showing as untaxed? No reason why but it looks like DVLA cancelled it , this could be because I did not have the V5 and the gargae paid on my behalf but not sure did not receive a letter to say car was untaxed.  Fair enough I set up the tax again staight away in Feb 24  and first payment out Mar 31st , and each payment since has come out each month for £31 , this will end Feb/Mar 2025, slightly longer than the original tax set up, all good. I then claimed the £68 back from my bank as an indemity refund as obviously I had paid but DVLA had cancelled therefore it was a payment for nothing?  Last week recieved a SJP form dated 29th May stating that DVLA were claiming for unpaid tax and a false indemity claimback which of course is the £68. It also stated that I had received two previous letters offering me the oppotunity to pay that £68 but as I had not responded it was now a court claim that I must admit guilt for or defend. My post is held for weeks at a time from Royal Mail ( keepsafe) due to me receiving hospital tretament at weeks at a time that said I did not receive any previous letters from DVLA. I am happy to defend this and go to court but wondering what CAG members think? In summary I paid an initial amount of £68 and then a DD of £31 , tax cancelled  I set up a new DD at £31 a month all in the month of Feb 2024, I claimed the £68 back from my bank. DD has been coming out each month without issue and I have paperwork to show the breakdown for both DD setup's plus bank statements showing the payments coming out . The second DD set up has extended payments up to Feb/Mar 2025. DVLA claiming the £68 was ilegally claimed back despite the fact they cancelled the original DD for reasons unknown. Is this defendable ? I will post up documents including the original DD conformations 
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Big Fight With NAT WEST ***WON***


Deller
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I should hope not Muggins

  • Haha 1

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Aren't we the sad ones Deller, you're not up breastfeeding little fella are you whilst the missus has a well earned rest:D:D

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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No, I'm off to bed now!!

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Hi Deller, I sent off my aq on 7th dec, they had till 18 Dec to lodge theirs, I have heard nothing since, should I phone the court and check of progression, thought I might have heard something by now even allowing for the xmas break etc?

 

cheers

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Yes, GRAZEL, chase up the court and ask what's happening with your claim.

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Well this is the moment I've been waiting for, got home from work to find I'd missed a special delivery.

 

Rushed to P.O., and yes, cheque for full amount (bar the AQ fee:( )

 

Letter read as follows:-

 

 

 

Whooopeee!!! I'VE WON :D :D :D

 

XMAS HAS COME EARLY!!

Should I bother trying to reclaim the AQ fee, or is this gonna be more hassle than it's worth??

:confused:

 

I'm just starting to take on Natwest?

How long did it take to beat them? Congrats!! 8-)

what procedure did you follow if you don't mind me asking??

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It took me about 3 months from start to finish but well worth it in the end. I actually used the MCOL route for my claim and you can see the whole process by reading through the thread, it is a bit of a long one but may help you get prepared.

Once you start your claim, start up your own thread in the Nat West forum then you'll be able to post up your progress, and ask questions and seek guidance. We'll be there to help you every step.

 

Best of luck

 

Deller.

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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MCOL is money claim online, you can also use the N1 route which means filing your claim manually through the courts.

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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How long did it take you to read the 36 pages coax??

  • Haha 1

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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  • 1 month later...

Well it's taken me a considerable ammount of time to read this from start to finish but certainly gives us all the encouragement we need. Well done.

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can any one help cobbets put this in section g case management cannot be proposed until the claiment serves a reply for further info which was due on jan i sent all info it says in light of this the defendant may amend itd defence or apply to strike out please help aq was sent in by cobetts on22n jan i had no offers i go to court on 11 april 2007

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  • 2 weeks later...

This is fairly standard from Cobbetts part, did you by any chance receive a cpr18 request from them??

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Hi everyone - first off I am completely new to this forum and have been reading all of your posts with great interest as I have just started the legal proceedings against Nat West for my daughter in law - just want to let you all know that your posts have been invaluable and that I seem to have made a few mistakes with my on line application for court procedures :-( anyway with your advice I may be able to recitify this. We sent our 1st letter to Nat West branch where the account was held - we had a reply saying that we should contact customer services - the 2nd letter was sent to both customer services and the branch bank informing them that we would accept a reduced amount if they would contact us within 14 days - the branch again told us to contact customer services and we have had no reply from nat west customer services - we have today filled out the MCOL form on line - now we are just waiting to see what happend - must admit not looking forward to going to court.

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Best of luck to sproggit, don't think you'll be actually going to court though.

Might be an idea to start a thread in the Nat West forum (if you haven't already done so), you'll be able to post your progress and queries there and you will find invaluable experience from people who have been through or are going through the same procedure as yourself.

Keep us posted.

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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  • 2 months later...

If my advice has helped please click my scales

 

Should you require any further help feel free to pm me.

Nat West 2nd Acc

Prelim letter sent 8th Feb '07

:) Full Settlement Offer 24th Feb '07:)

:pMONEY BACK IN ACC ON MARCH THE FIRST '07:p

 

 

Nat West 1st Acc

Filed at court 2nd of Feb '07

Acknowledged on 15th of Feb '07

:rolleyes: Defence submitted 1st March 2007 :rolleyes:

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