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    • is the side street solely for access to your garages? who owns the land and thus the road? dx  
    • A local business has been parking on an off-street parking space in front of my garages (in a side street).  I wasn't using them for a while so didnt bother to do anything.  But now a second local business is also using the osp - taking it in turns with the 1st biz.  This has started to nark me.    The employees choose to drive to work.  There is no private parking in their business's street.  But there are some underground secure garages in their street - which cost apx £2.4k/y to rent - which works out apx £6.60/d. (I believe one of the biz owners already rent one for storage purposes).  If the employee had to park on a meter it would cost them £6.60/h - £66 for 10h and have to move every 4h.  They just don't want to pay for parking. I haven't confronted either of them.  Instead I just put 2 clear "no parking" signs in front of the garages. And a note on one of the cars specifically saying that as they don't live or rent in the street and it's private land could they stop parking.   They ignored that.  And just put notes on their dash with a # to call if one needs the car moved.  There is a sign and they've been told in writing to stop parking. And they are just ignoring it.    I don't what a confrontation.    I don't want to go to the expense of bollards (other than maybe traffic plastic ones - but they'll probs just move them).  Council won't do zilch cos it's private land. And police won't get involved - unless I clamp/ tow the cars and then they'd be after me, not the drivers!    What's the best thing to do?
    • yes might be the best idea. you'd only at best get 8% flat interest and that unusual on a GOGW if this was what it was. simply contact the FOS and let them know its resolved. dx  
    • If you’ve ever wondered how you might fare in armed combat, the first 20 minutes of Steven Spielberg’s Saving Private Ryan is likely to make you thank your lucky stars you were born too late to storm the Normandy beaches on June 6 1944. I suspect many of us might be driven to identify with those men who were absolutely turned to stone by fear. And yet these young men, mainly conscripts, screwed their courage to the sticking point and did the job the fate had chosen for them, heroes all.   .. UK PM Sunak perhaps thinks he understands mind numbing fear better than many as he dishonorably fled the beachhead to do nothing more than double down on dishonest spin and lies from the safety of a UK studio .. The Normandy heroes who not only held their positions, but advanced through hell to a victory that changed the entire course of history .. undoubtedly hold a different perspective.     from a perspective in TheConversation     .. 'That was the slot that sunaks team offered for the interview
    • Yes, send a message to the purchaser but keep it very friendly and simply that you noticed that the package has now been delivered.  I suggest that you ask them if they want to keep the package still or if they would rather return it and that if they want to keep it then please will they return your payment to you to your PayPal address. Keep it as polite and friendly as possible and then we will decide what to do if he doesn't reply or refuses.  Meanwhile I will have a look at Google earth and see if you are able to spot the gas meter outside the house to get an idea if the delivery is real. Get a screenshot
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Big Fight With NAT WEST ***WON***


Deller
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Hi, I will be opening a new thread when I start my fight with Nat West, but thought I would share this with you, the week before Christmas, I cancelled quite a few direct debits as I knew there would be no money in the account, on 2nd January, nat west tried to pay them, therefore resulting in over £300 charges on my account, so when my wages went in yesterday, it just left me with enough to pay my mortgage & nothing else, so I would not be able to pay other bills or buy food for the rest of the month. I was on the phone to them constantly, but they weren't a bit concerned about the situation they had left me in & told me they were not going to refund the money. So I fired of an angry email late Thursday night to them, and told them that if they didn't refund the charges, as it was their mistake, I would be getting in touch with the press. This morning I received a letter of them to say that they were going to refund all the charges from this week and it will go straight back into my account, so hooray. This has now spurred me on to get everything back from them from the last 6 years, so once I start the ball rolling, I will open a new thread and keep you informed.:-)

NatWest

 

S.A.R - (Subject Access Request) sent - 02/01/07

Statements received - 15/01/07

Prelim sent - 24/01/07

LBA sent - 15/02/07

Claim filed in court - 20/03/07

Court date received for 26th June - 01/06/07

Received offer for full & final settlement from Cobbetts - 22/06/07:D :D

 

 

Capital One

 

S.A.R - (Subject Access Request) sent - 26/06/07

Statements received - 03/07/07

Prelim letter sent - 17/07/07

Letter received - 07/08/07 - WON!!:grin:

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Guest Battleaxe

mazza,

 

Well done. I hope any interest they have applied with these charges, even if it is pennies, also got refunded. i love p[laying devil's advocate these days.

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It has included interest, but only pennies though, but better in my pocket than theirs!!

NatWest

 

S.A.R - (Subject Access Request) sent - 02/01/07

Statements received - 15/01/07

Prelim sent - 24/01/07

LBA sent - 15/02/07

Claim filed in court - 20/03/07

Court date received for 26th June - 01/06/07

Received offer for full & final settlement from Cobbetts - 22/06/07:D :D

 

 

Capital One

 

S.A.R - (Subject Access Request) sent - 26/06/07

Statements received - 03/07/07

Prelim letter sent - 17/07/07

Letter received - 07/08/07 - WON!!:grin:

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Don't know if anyone can help me on this, but when you have been charged, are you supposed to get a letter of nat west saying you have been charged for unpaid items, I have never received a letter of them.

NatWest

 

S.A.R - (Subject Access Request) sent - 02/01/07

Statements received - 15/01/07

Prelim sent - 24/01/07

LBA sent - 15/02/07

Claim filed in court - 20/03/07

Court date received for 26th June - 01/06/07

Received offer for full & final settlement from Cobbetts - 22/06/07:D :D

 

 

Capital One

 

S.A.R - (Subject Access Request) sent - 26/06/07

Statements received - 03/07/07

Prelim letter sent - 17/07/07

Letter received - 07/08/07 - WON!!:grin:

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Don't be alarmed, Allyxia, was just making an innocent comment!

 

 

You're always welcome here Mupster!!

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Guys, get your lips around this post!

 

KAZZAW v Lloyds Asset Card - EVERYONE READ POST 15 !!!!!!

 

General Form of Judgment or Order

 

To the Claimant

 

kazzaw

 

 

Before District Judge ................. sitting at Lincoln County Court.

 

EX PARTE

 

IT IS ORDERED THAT

 

The Court of its own motion is considering striking the Defence out as an abuse of process on the basis that it has settled all previous claims of this nature. If the Defendant objects to this course of action it is to file at Court within 14 days, a Schedule setting out a list of all claims it has pursued to trial and all claims it has settled.

 

Dated 28 December 2006

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Don't know if anyone can help me on this, but when you have been charged, are you supposed to get a letter of nat west saying you have been charged for unpaid items, I have never received a letter of them.

 

NatWest haven't sent letters for years.It means you might not find out about a returned item until it is represented and they charge you a second time. Nice bit of extra income for them.

I know Lloyds still send letters but not sure about other banks.

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It emphasises that they're actually doing nothing for these so-called 'sevice charges'.

W

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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It emphasises that they're actually doing nothing for these so-called 'sevice charges'.

W

 

 

Precisely!!

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Received cheque yesterday for the £100 AQ fee, so that seems to be Nat West done and dusted. I will still make them wait a bit though before sending in the Notice of Disscontinuance, afterall they certainly made me wait!!

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Guys, get your lips around this post!

 

KAZZAW v Lloyds Asset Card - EVERYONE READ POST 15 !!!!!!

 

General Form of Judgment or Order

 

To the Claimant

 

kazzaw

 

 

Before District Judge ................. sitting at Lincoln County Court.

 

EX PARTE

 

 

 

IT IS ORDERED THAT

 

The Court of its own motion is considering striking the Defence out as an abuse of process on the basis that it has settled all previous claims of this nature. If the Defendant objects to this course of action it is to file at Court within 14 days, a Schedule setting out a list of all claims it has pursued to trial and all claims it has settled.

 

Dated 28 December 2006

 

 

Hmm that is very interesting indeed - maybe the courts are sick and tired of being inundated with these claims and they are doing this as a whole!!!

Lig 24 :p

Claiming £3,000

Claim filed 16.11.06

Acknowledged 29.11.06

Defence filed 19.12.06

50% offer made 3.1.07 - declined 5.1.07

Paid in full February 2007!!!!!

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i HVAE JUST ISSUED AN OL-LINE SUMMONS FOR THE AMOUNT OF MY CLAIM WHICH IS GBP4,531.00 PLUS INTEREST AND HAVE SENT A STATUTORY DEMAND TO GORDON PELL AT NATWEST HEAD OFFICE. THEY HAVE ONLY SENT A PARTIAL REPLY TO MY FULL SUBJECT ACCESS REQUEST, IF THE BALANCE OF THE INFORMATION IS NOT RECEIVED WITHIN HE SPECIFIED TIMESCALE I WILL FILE A COMPLAINT WITH THE INFORMATION COMMISSIONER AND NOTIFY THE FSA. I WILL POST FURTHER UPDATES AS THEY ARIS

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Hi TideTurner,

Thanks for your comments. I used to be a director of a bank in London so I am quite familiar with the compliance people at the FSA. I have notified Clive Briault, their Managing Director, Retail Markets, of the poor standard of management and NatWest and suggested that the FSA should commission a Section 39 report in accordance with the Banking Act 1987 as amended to cover the staff training and continuing professional education standards applied by NatWest/RBS. In the event that NatWest do not provide in a timely manner all of the data I have requested in my SAR I wil be sure to notify the Information Commissioner. Regards & thanx again

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Received cheque yesterday for the £100 AQ fee, so that seems to be Nat West done and dusted. I will still make them wait a bit though before sending in the Notice of Disscontinuance, afterall they certainly made me wait!!

 

Well blow me down, what a porker you've played. Me thinks Natwest wont forget your name in a hurry:D

 

Good on ya', mate, couldn't have happened to a nicer bloke:cool:

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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Well blow me down, what a porker you've played. Me thinks NatWest wont forget your name in a hurry:D

 

Good on ya', mate, couldn't have happened to a nicer bloke:cool:

 

Cheers muggins, I do like to try and leave my mark. :D

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Well blow me down, what a porker you've played. Me thinks NatWest wont forget your name in a hurry:D

 

Good on ya', mate, couldn't have happened to a nicer bloke:cool:

 

 

Nice Bloke - you are having a laugh aint you muggins??????

 

This is deller you are talking about after all!!

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

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Nice Bloke - you are having a laugh aint you muggins??????

 

This is deller you are talking about after all!!

 

 

Now come on Ally, you have to draw the line somewhere. :D :D :D

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Ooooh!

 

Anyone got a saucer of milk?

 

W

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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I really don't know what's got into everyone Westy!!! :confused:

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Hi Deller1,

Humble apologies if I have caused the confusion on this thread, perhaps my posting about NatWest and my reply to TideTurner's comments was the one on which Muggins73 was commenting, hence the gender confusion. I had better sort this out by starting my own thread.

At least my letter of complaint and a Statutory Demand sent to Gordon Pell (copied to Clive Briault at the FSA) have prompted an instant response from Aslam Abid at Group Customer Relations in Bishopsgate. I await a warm and encouraging communication from Cobbetts in due course....

Cheers,

TedRob512

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Don't worry tedrob, the confusion on this thread was caused way way back!!!

 

Probably a good idea to start your own though so your queries don't get lost amongst the waffle.

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Nice Bloke - you are having a laugh aint you muggins??????

 

This is deller you are talking about after all!!

 

Ooooh!

 

Anyone got a saucer of milk?

 

W

 

I did mention to the both of you that I am seriously poorly at the moment, didn't I? Maybe it is affecting my judgement:D:D:D

 

Only joking, deller (got to be nice to you as you give me pips if i suck up enough...wouldn't want to bite the hand that feeds me now, would I!!!)

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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