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    • Come and engage with homelessness   Museum of Homelessness MUSEUMOFHOMELESSNESS.ORG The award-winning Museum of Homelessness (MoH) was founded in 2015 and is run by people with direct experience of homelessness. A very different approach. If you're in London you should go and see them
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    • Afternoon all Looking for advice before I defend claim for car tax payment that the DVLA claim I owe £68 from an idemity claimback from my bank and unpaid tax  brief outline. Purchased car Jan 30th ,garage paid the tax for me after I gave them my card details  first payment £68 out in Feb 24  followed by payment of £31 from March due to end Jan 24 Checked one of my vehicle apps and about 7-10 days later car showing as untaxed? No reason why but it looks like DVLA cancelled it , this could be because I did not have the V5 and the gargae paid on my behalf but not sure did not receive a letter to say car was untaxed.  Fair enough I set up the tax again staight away in Feb 24  and first payment out Mar 31st , and each payment since has come out each month for £31 , this will end Feb/Mar 2025, slightly longer than the original tax set up, all good. I then claimed the £68 back from my bank as an indemity refund as obviously I had paid but DVLA had cancelled therefore it was a payment for nothing?  Last week recieved a SJP form dated 29th May stating that DVLA were claiming for unpaid tax and a false indemity claimback which of course is the £68. It also stated that I had received two previous letters offering me the oppotunity to pay that £68 but as I had not responded it was now a court claim that I must admit guilt for or defend. My post is held for weeks at a time from Royal Mail ( keepsafe) due to me receiving hospital tretament at weeks at a time that said I did not receive any previous letters from DVLA. I am happy to defend this and go to court but wondering what CAG members think? In summary I paid an initial amount of £68 and then a DD of £31 , tax cancelled  I set up a new DD at £31 a month all in the month of Feb 2024, I claimed the £68 back from my bank. DD has been coming out each month without issue and I have paperwork to show the breakdown for both DD setup's plus bank statements showing the payments coming out . The second DD set up has extended payments up to Feb/Mar 2025. DVLA claiming the £68 was ilegally claimed back despite the fact they cancelled the original DD for reasons unknown. Is this defendable ? I will post up documents including the original DD conformations 
    • That doesn't look like clacton ... Former Brexit Party leader Nigel Farage buys coastal home in Lydd-on-Sea WWW.KENTONLINE.CO.UK Former Brexit Party leader Nigel Farage bought a coastal home in the county, it has been reported.  
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hi tigger you hav just subscribed!!:-)

 

thanks for popping by..

 

I too had a letter last wk from GPB..mine letter says to still contact Iqor and not them has they are not yet c

going to corrispond with me ....You can just send a letter stating the account is in dispute and you will not be entering in any corrispondence with then ..Ive not bothered replying yet!! some say do reply some say dont ..I get fed up with letter ping pong lol....At the end of the day if they are gonna issue proceeding they will wether keep writing or not ..Is you agreement the same has mine ???

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Hi.. i have just trawled through my old posts.. hope this link works.. it has my 'application form they sent to me' on it.. am also getting sick of the 'ping pong'.. good way of describing it.. :)

 

Tiggerhttp://www.consumeractiongroup.co.uk/forum/showthread.php?164548-Halifax-Credit-Card-CCA-request..-this-is-what-they-have-sent-to-me&p=1768983&highlight=#post1768983

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my GPB letter says CONTACT US NOW.... so no asking me to contact iQor... but it also has the questionable words 'a county court claim may be issued without further warning'

 

i mean i may change my name to elvis and go and live on cocobongo island...... i may turn up on thier doorstep naked to discuss this matter....... you get the drift... ;-) lol

 

Tigger

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Well Yeh thats exactly the way i look at it..what is the point of keep threating..If your gonna do it then do it,,they hav no proof that we actually get their letters has they never sent recorded..In my letter from GPB they said i had 10 days from the date of the letter to respond...The funny thing is there wasnt any date lol..how proffessional is that eh ..tee hee !!

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Hi

 

 

Yep your letter very diff from mine i think mine must be a photo copy as everything in black and white my GPB is in black strange!! do you own ya own property ..hav work etc?? i live in rented hav no assets has such and unemployed!! they wont get much outta me lol

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nope live in rented and dont work.. funny thing is.. i wasnt working back when they threw the credit card at me either.. was cos my ex husband was working.... funny how they will throw credit at you.... then moan when you question it....

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mine started of with Iqor.. they passed it back ,,went trough a few more DCAs now back with Iqor..they didnt get any joy out of me then ..they certainly aint gonna get any now..Even with thier buddy GPB on me case,,funny how they hav set him on me ..Maybe they think im a poodle and not a rotty lol

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see if this works.. :-)

 

http://i373.photobucket.com/albums/oo171/tigger72/Haliprat/GPB.jpg

 

 

and yes, the letter is that wonky.. its not my scanning.. ;-)

 

tigger

 

If I were you tigger, I would erase the balance on that letter. There can't be many people with the exact same balance so it would be quite easy for them to identify who you are.

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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  • 3 weeks later...

UPDATE

 

Well i totally ignored Iqor,,,They hav gone away. Who then passed to geffory parker bourne ..and they gone away .!! now Haliprats Hav got good ole WESTCOT on me case ..Gonna ignore them too..!! fed up with letter ping pong..Wish hali would just issue a summons ..so it can get sorted once and for all.:roll:

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  • 5 months later...

UPDATE!! RECEIVED A SD through the post on Thursday!! postman brought it 1st class!! Account still in dispute!! the last letter I sent capquest was the one in post6!! they hav totally ignored me ..and said ive ignored them !!took them a yr to send the SD ..Has it wasnt properly served Its invalid! will not bother with this one! shud one be hand deleivered I may setaside!! cant see why they would want to make some1 bankrupted that has nothing!!;)..will cost them but not me..and it would do me a favour if they did bankrupt me! they havent sent me a CCA with my old account number just a new version of a CCA from when halifax took over marbles!! theres no sigs and has a new account number !1 would they need the old account number and CCA to make me Bankrutped????..also the debt has gone up over £1.500 due to crappy adding intrest

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  • 2 weeks later...

hi ..

Last yr CCAed crapquest ..they brought an old marbles card ..

Sent me a recon CCA.. new account number and owned by halifax

 

No sigs,,and newly printed out ,,

 

Was a diff account number and owned by beneficial bank when I had a marbles card..so def not the CCA i signed..

 

I wrote to them asking them that i beleive it to be a recon and OFT hav said they now hav to tell us if the hav the original CCA or not...

 

they wrote back asking for full details of the dispute wilh supporting documentation ..

 

I ignored them Purely coz they Ignored me..

 

I received a letter off crappy in march this yr saying the usual that if i dont pay they will start action they didnt give me 14 days to reply like the letter said they would ..

and a wk later an SD arrived ..

 

come by the postman so I aint worried about it ..

 

I wrote to capquest telling them the account is still in dispute and thanking them for the letter in march .

 

.today they send me the same letter as they did in april last yr

asking for any supporting evidence and full details of my dispute..

 

ARE THE THICK OR WHAT .

 

.my letter tells them that i beleive the CCA to be a recon and asking them if they hold the original .

 

.is supporting evidence enough.!!

 

Are they playing games or what ..and has anyone got a letter I could use to shut them up ;) ?????

 

thanks guys

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Had similar fun with CQ, they just ignored my requests, the only way I got them to address my questions was to stick them with a complaint to why they refused to answer my points, they then eventually answer some of your points, then I just fire in with another complaint....all good fun but it keeps them busy..

"Always ask for a CCA, Simples".

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yeah thats the thread ha ha.. Has anyone actually managed to speak to Barry Davies? Im coming to the conclusion that its a made up name.

The views expressed on this website are mine alone and don't reflect the views of my employer!

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Had similar fun with CQ, they just ignored my requests, the only way I got them to address my questions was to stick them with a complaint to why they refused to answer my points, they then eventually answer some of your points, then I just fire in with another complaint....all good fun but it keeps them busy..

 

Thanks Linus!! !! im going to reply Im rather bemused that youe ASKING me for supporting evidence..If you have brought this debt then you will hav all the paper work ..now can you answer my Question RE my letter dated Blah blah Blah

 

and Yellow ..no one has got hold of Barry Davis ;) ..maybe he the INVISABLE MAN ;)

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