Jump to content


  • Tweets

  • Posts

    • Hello, firstly thank you for reading this. I know no one wants a long winded back story. So I’ll be breif. I entered a local store to buy some paint (which I did pay for) I am honestly not a bad person or a theif.   Didn’t have a basket or trolly as was on my lunch break. Whilst picking up the three tubs of paint placed some masking tape in my pocket (it was hanging out of so I had every intention to pay) just didn’t have a hand free. Paid for my goods (forgot about the £4.39 masking tape) I’ve got so much going on and im not well at all (like I say no one cares I get that) also have autism so wasn’t thinking particularly like others do maybe (who knows my minds going around and around) I left the store after paying, was pulled back in by security. Asked for the tape which I gave immediately  shook up. Gave them my ID and details. I was given some paper and told to expect a large fine in the post for their time and the tape and sent on my way. my questions are: I hardly ever go out without support so the ban I guess I can’t go there now for anything (their loss) - ok but is my photo going to be all over with my name? how much am I expecting in the post as a fine? I have sent them cash in the post recorded signed for delivery to arrive tomorrow (incident happened today) for my error. Their Address was on the bit of paper. i have read two posts on this page but they were from many many years ago so I hoped for updated advise please? 
    • V important you read lots of BMW threads too !  
    • So should I send them a new SAR and put my date of birth on it? Or do I need to send them some proof? Driving license? 
    • Thanks so much for your help!! I've emailed them, and when they reply saying they can't do it I'll reply and state my rights. I'm so glad I found this forum, and will read all of the posts I can find and help guides available for the future. Really can't thank you enough.
    • utter BS, doesn't matter you signed it. pers i'd be writing as per the other threads here rejecting the car as not as described under CRA etc and be done with it. as its a debit card you could also do a full chargeback within 120 days to your bank and simply dump the car back to BMW. 100's of like threads to read here. get your ducks inline. make sure you know what you are doing and off you go. dont take any BS from BMW, no matter what you sign it does NOT remove your consumer rights. p'haps it might be on the off chance you are a good manager , a quick phonecall tomorrow saying you dont want it because (no bla bla fitted) it might be resolved in 5 mins..i will guess to date you not tried
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

School dinner debt - cheque bounced 6 months ago


LarissaJ
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4207 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Sorry if I've posted this in the wrong section,

 

I had a look around and this seemed the most appropriate, please move it if it's in the wrong place.

 

the story is that 6 Months ago I paid a cheque for £90 for school dinner money.

 

This cheque was not from my bank account and I hadn't realised that it had bounced.

 

The school never informed me either.

 

However, last week I was sent an overdue invoice for £100, when I queried it, they mentioned the cheque. First time they have mentioned it.

 

I checked and yes, it did bounce, I am willing to pay this money as it is owed.

 

However, I can't pay it all at once and have told them this.

 

I have offered to pay £30 a month and top it up with more if I can.

The school will not accept that and have said that it must be paid by Monday or no school dinners!

 

I am quite furious with this tbh, because I have not received a sealed letter with this info,

I have heard it through the teacher writing in the home/school book.

So all the teachers and teaching assistants are aware of it.

Plus, my daughter goes to a childminder and they also have read this.

 

I feel it should be confidential information.

My daughter has special needs and will not eat a packed lunch,

I'm afraid that they are going to make her skip lunch!

consumeractiongroup.co.uk

Link to post
Share on other sites

Have you thought of having a word with your local Councilor or MP about their threat of withholding meals from your daughter?

 

Also you mention she has special needs, do you have access to a caseworker who can intervene?

 

Other than that you could apply for a crisis loan from the DWP.

Link to post
Share on other sites

Thanks for your reply! She goes to a special school, so all the professionals are based there. I never thought of going to my MP, but I suspect this will be more of a long process, and I hope to have paid the debt off within 3 months, hopefully sooner. I am quite annoyed that they gave me such short notice and are now not allowing any extra time to pay it, also because it's not been kept confidential.

consumeractiongroup.co.uk

Link to post
Share on other sites

There is recourse to the board of guvernors available the management must be called to answer for not informing you personally and immediately of the bounced cheque.

The fact that the informationa has negligently been passed to others is a breach of the DPA.

A formal Complaint to the chairman of the board is what must be done.

 

(Brig, Chair of a board)

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

I don't know whether your local Councilor is as approachable as mine, his name's in the 'phone book and accepts calls to his home from constituents.

 

Given both your and your daughter's circumstances I find it abhorrent that the school has the temerity to threaten to withhold meals from her. A debt may well be owed, but to use this as a weapon for debt recovery is absolutely disgusting & I would be tempted to contact my local paper & get them to report it.

 

Who is it who is refusing payment in installments, the Head or one of the office minions?

Link to post
Share on other sites

Yes Cerbs you are right, this is disgusting as a school guv. I would be horrified if this was put before me someone here is verging on vindictiveness and should be removed.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

I'll put a letter together for you during the evening!!

I find this disguting, so I'll calm down first.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

The Chair is usually a parent or sometimes a person from the local community who has an interest in the running of the school can be involved.

 

So if you are not aware of the name don't worry just address the complain to the Chair.

 

So>...........

 

The Chair of the the Guvs

xxxx School.

 

Formal Complaint/ Mismanagement of school administration.

 

Sir/Madam.

 

I am the parent of xxxxx xxxxxxx and I have to make a formal complaint regarding the conduct of those involved in the administration of the school the facts of my complaint are as follows.

1. On xx xxxx I made a payment of £xx for my daughters school dinners unfortunately without my knowledge this cheque was returned by the bank unpaid, the shool did NOT inform me of this at any time.

 

On xx xx xxxx I was presented with an overdue invoice for £100.00 some 6 months after the cheque was returned.

 

I approached (name or position of person) and offered to repay this account at £30 per month as I was unable to afford to pay £100 in full at this time.

 

It was stated by xxxxxxxxxxx thai I must pay this money by (date) or my daughter will not be permitted to have school meals at no time did any memeber of the school staff

approach me reagrding this matter and I have since discovered that this matter has been entered into a document that has been seen by various personnel including my child minder.

 

That such a matter should be published in a ''book'' that is seen by all members of the teaching staff and teaching assistants has causec me imence embarassment.

 

The threat it cannot be described otherwise that my daughter will be denied her food is abhorrent I have offered to pay the debt and have been denied the opportunity to do so.

 

My feeling is that punitive disciplinary action is required in regard to the conduct of the school staff.

 

I expect this matter to be dealt with expediantly, and subject to the outcome I reserve the right to report this matter to the Education Authority without further reference to the school.

 

Send the letter by redorded delivery to the school . addressed The Chair oof Governors ** PRIVATE & CONFIDENTIAL**

  • Haha 1

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

I would still contact your local councilor from that list I PMd you. The school governors won't receive that letter for a few days whereas if you email your councilor he will get the message tomorrow and may well be able to intervene forthwith. ;)

Link to post
Share on other sites

I cant believe I am reading this. It is absolutely disgraceful..

 

Please keep up to date..

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

Hi

 

Agree with all advice and Brigs letter is great.

 

Now just a suggestion I would also add:

 

That you require copies of the following:

 

1. Schools Complaints Policy and Procedure.

2. Schools Equality Policy and Procedure.

3. Schools Dinner Money Policy and Procedure.

4. Schools Data Protection Act Policy and Procedure with full details of the Data Controller.

5. Schools Registered Body.

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

Link to post
Share on other sites

  • 3 weeks later...

Hi all, sorry for the late update, the school have now decided to let me pay it in installments :-) So I'm happy now and have already paid half of it! It turned out that it was the council (who provide the meals) that have set down the rule that anybody in arrears must take in a packed lunch and not the school. The school too were only informed of the bounced cheque a few weeks ago, so they couldn't inform me earlier. Thanks for all your help!

consumeractiongroup.co.uk

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...