MKDP LLP ( Trade Pro ) fuel card Debt ?

[postggj]

did they say when the account had been assigned (date) important

 

that is from trade pro to mkdp

[Piston Broke]

The letter states the date of transfer as April 11th 2012 .

 

The letter sent to me is dated as June 25th 2012

 

Phil

[postggj]

thats what i wanted to know

 

we cant do alot now until you receive your SAR back from trade pro

 

you mention the repayments are crippling you

now they have defaulted you i want you to do and income and expenditure sheet

 

list your priority payments first

 

rent

mortage

gas/electric

council tax

food etc

 

then inform mkdp that all you can afford is xyz

cancel your direct debit and set up a standing order to make payments to mkdp

 

you need to start taking control now and not let them bully you

 

a roof over your head comes first, nothing else

[Piston Broke]

thats what i wanted to know

 

we cant do alot now until you receive your SAR back from trade pro

 

you mention the repayments are crippling you

now they have defaulted you i want you to do and income and expenditure sheet

 

list your priority payments first

 

rent

mortage

gas/electric

council tax

food etc

 

then inform mkdp that all you can afford is xyz

cancel your direct debit and set up a standing order to make payments to mkdp

 

you need to start taking control now and not let them bully you

 

a roof over your head comes first, nothing else

 

I will send off for the sar and the cca this week from trade pro and let you know what they reveal.

 

I didn't have a direct debit or standing order, I have been ringing every month and paying by debit card

 

Thanks for all the advice

 

Phil

[postggj]

i would get your debit card changed before they start raiding it without your consent to be on the safe side and set up a standing order on an amount you can afford

[Piston Broke]

I'll get onto my bank in the morning and get my card changed .

 

 

I will probably need their bank details to set up a standing order , when they call me ( which they haven't yet done )

 

 

I am intend to say I am only going to respond to mail in the future and not phone !! Correct or not ?

[postggj]

yes

 

all future contact by letter, not by phone

 

when you send the cca request to mkdp, ask for their bank details as you are going to make future payments by standing order

 

and decide an amount you can afford, not what mkdp want you to pay

[Piston Broke]

If I send what I can afford and not the ' minmum payment ' won't the debt go up with interest ?

[dx100uk]

i'd use your internet banking site to pay them

 

no need for any DD or SO then.

 

the debt will go up with int whatever you pay them.

 

something smells with this debt....

 

i bet they owe you!!

 

 

dx

[Piston Broke]

I really hope this is true , I could do with a little bit of good luck at the moment !!

 

Thanks all

 

Phil

[Piston Broke]

When I send the sar to trade pro, who do I address it to and do I need to send it recorded delivery ?

 

Phil

[BRIGADIER2JCS]

The Data Controller.

[Piston Broke]

The Data Controller.

 

Do I need to send it recorded delivery ?

[BRIGADIER2JCS]

I would so you can check delivery.

[thrubolt]

Hi pistonbroke,

 

 

don'tworry about these lemons,

they tried to get 10 grand out my mate,

and took him to court,

only for them to have not one person in the whole of the organisation to sign a cheque for 600 quid that the court needed for case to go ahead

- as a result the case was vacated by judge,

 

 

I fought for him and half the amount was illegal charges. all went quiet, and then a letter came saying Raven were chasing the amount - incompetant fools - I faxed the court ruling and said go on pal - you have a go, heard nothing since