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Will do I know I still have the debts to tackle but now that marker is off I can breathe and focus on getting a plan in place and being debt free in a few years (with the help from this group of course) -
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Also remember to do a DSAR with CIFAS to confirm it has been removed -
You dont use the n244 to request permission to appeal its an appellant's notice N164. You must attach your grounds of appeal to the Appellant’s notice before you can start (issue) your appeal at court. -
Hi everyone, I have had a Final Response from MCB: Hi Michelle, Thanks for waiting while we looked into your complaint. We’ve now completed our review and this is our Final Response. Your complaint · You’re unhappy we have lodged a CIFAS marker against your name for "evasion of payment", which has resulted in you having to change banks, which has been an extremely difficult process because of the CIFAS marker. · You do not feel we have been fair or given us the opportunity to fully explain your situation to us before we lodged the marker against your name. ·You cannot stress enough how much this has affected your mental health. You are having trouble sleeping and your existing health condition has been exacerbated by all of this. Our review We’ve looked into your complaint and agree that we could have supported you better. We’re sorry that we did not provide the level of service that we should have. Our final response: we’re upholding your complaint. To put things right, we’d like to offer you a payment of £100.00. We’ve also: · Removed the CIFAS marker that was applied If you’d like to accept this offer, which is made in full and final settlement of your complaint, please let us know within the next 10 working days. You can call us on 020 3375 0221 or email us at [email protected]. We’re open Monday to Friday, 8am to 6pm (excluding bank holidays). We’ll need your bank details to make the payment. As you have shared with us that this has affected your mental health we would also like to make you aware of the following organisation which offers support - Mind (Mind.org.uk) on 0300 123 3393 9am-6pm Mon-Fri. I have, of course, accepted their decision and have asked if they can put it in writing to me with the date the marker has been or is being removed.
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actually my bad EPC's NTK's serve as the PCN ...in red at top. dx
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If you are buying a used car – you need to read this survival guide.
BankFodder posted a topic in Vehicle retailers and manufacturers,
If you are buying a used car – you need to read this survival guide.-
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Big Motoring World Enfield /Blackhorse - done over on car - @BigMotoringWrld
ATJ posted a topic in Vehicle retailers and manufacturers,
Hello,
On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.
Car was dirty and test drive was two circuits of roundabout on entry to the showroom. Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm. They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.
The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.
I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.
Please can you advise what I need to do today to get this done.
Many thanks-
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A2Dominion - Housing Association property flooding - damning ombudsman report
WanTToMoveOn posted a topic in Residential and Commercial lettings/Freehold issues,
Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299-
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Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available
BankFodder posted a post in a topic,
We have finally managed to obtain the transcript of this case.
The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.
Frankly I don't think that is any accident.
One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.
Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.
We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
This is good ethical practice.
It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.
OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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@royalmail online shopping, Royal Mail delivered my post to someone else who fake my print name as signature
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