Lottie 36 v Barclays *****WON*****

[lottie36]

Please can someone help me.Its not through lack of research from this forum beleive me!!I have not had a reply regarding the LBA i sent to barclays(not that i was expecting one).I will be filling my claim as soon as i can work out my interest of 8%.I am using the simple spreadsheet supplied by vampire claiming statuatary interest of 8%.This is where im having problems: claim date=is this when i file my claim with moneyclaim? Total claim=Is this the total charges im claiming back? Daily interest rate in pence=is this ,amount of chargesx0.00022? total amounts=help im not sure what to put here? Will the spreadsheet automatically do the sum for me once i input all the information?I am not a whizz kid but am taking it in slowly very slowly.Iwould be grateful for anyones help.Cheers:-)

[breadline]

Hi Lottie 36

 

Lottie I'm concerned that your thread is not in the Main forum where we have over 80,000 members that could be helping you with advice from their own experience.

 

I will request that your thread be moved over. if you are worried you will not find it again please PM me and i Will send you directions and ways to get around the site.

 

BL:)

[lottie36]

i have worked out the 8% interest.Does anyone know why the TOTAL AMOUNtS is different to the TOTAL CLAIM.Its £25.00 less than my total charges?

[Welshman]

Please can someone help me.Its not through lack of research from this forum beleive me!!I have not had a reply regarding the LBA i sent to barclays(not that i was expecting one).I will be filling my claim as soon as i can work out my interest of 8%.I am using the simple spreadsheet supplied by vampire claiming statuatary interest of 8%.This is where im having problems: claim date=is this when i file my claim with moneyclaim? Total claim=Is this the total charges im claiming back? Daily interest rate in pence=is this ,amount of chargesx0.00022? total amounts=help im not sure what to put here? Will the spreadsheet automatically do the sum for me once i input all the information?I am not a whizz kid but am taking it in slowly very slowly.Iwould be grateful for anyones help.Cheers:-)

 

Hi. Have you had a reply regarding this post?

 

If not, I'll try and help but not sure if you are having a problem with the spreadsheet or with the moneyclaimonline form?

 

If it's the spreadsheet, your answer is:

 

Welshman - Claim Number:

A1B2C3D4

Barclays Bank PLC

20-10-42

123456

SCHEDULE OF CLAIM FOR CHARGESPERIOD: 1st October 2000 TO 1st October 2006

In Respect of: ----Amount----Date Incurred----Days since offence----Interest 8% APR

Paid Referral---------£20.00--------19/10/2001 -------------1867-------------------------£8.21

Paid Referral---------£20.00--------20/10/2001--------------1866-------------------------£8.21

Paid Referral---------£20.00--------24/11/2001--------------1862-------------------------£8.19

Paid Referral---------£20.00--------19/12/2001--------------1837-------------------------£8.08

 

The amount is self explanatory. the date you put in is the date as at the statement. It then automatically calculates the last two columns.

 

If it's the MCOL form, come back to me.

 

If this posting has helped, please click on my scales above.

[lottie36]

Barclays have until Sunday to defend the claim but because the 28th day falls on a weekend they are given an extra day!I cannot file judgement until midnight on Monday (i was told this by mcol).Can anyone tell me why i am having problems opening the oft summary and the Early day motion from the houses of parliment?I might not need these but I want to be prepared in case they defend.

[lottie36]

Does anyone out there know where my thread is appearing.I thought it was with the barclays forum but i cant find it!!

[breadline]

If you are LOST in CAG

Click the Consumeractiongroup at the top left hand corner of this blue section on your screen.

This will show you a detailed Index of the forum.

Tracking your Claim Thread

Once you have located your bank and have made your thread, select thread tools at the top right of the thread, choose subscribe to thread, then select Yes.

To locate your Claim Threads

Just up from thread tools and to the left click Quick Links, this will offer subscribed threads. In here you will see your claims.

[lottie36]

I am trying to complete my court bundle but am having problems opening the 'OFT Statement Summary'and also the 'Early Day motion from the House of Parliment'.Can anyone help me.Im also a bit concerned as to where my thread is being located.Was tempted to start a new thread but will plod along here.Hopefully someone out there will reply.Only one day and a bit left but they still havent defended,but im not holding my breath.

[Spotted Dog]

If you are viewing in Microsoft word you need to hold down the 'Ctrl' key when you click on these links

 

Spotty

[lottie36]

Thanks I think ive done it now.Do you know if i have to put it all in the bundle or just the relevant paragraphs.My court bundle must be at least 150 pages by now!

[lottie36]

Well just got home from work and guess what Barclays have entered a defence.Just checked online and this is what it said.

 

You are unable to take any further action online on this claim.

 

The Defendant disputes the whole amount you have claimed. Your claim cannot proceed online and will be transferred to the appropriate court for continuation. You will receive confirmation to where the claim has been transferred to shortly.

 

oh well at least I can stay in bed in the morning now.Its what I was excpecting anyway.Will keep you posted.Good luck everyone.

No Not Luck, its whats rightly ours!!!

[Vital Spark]

Still Lottie, given the way these sneaky blighters work, I'll wish you luck and pray that justice prevails for you and all the rest of us.

 

Keep us posted and remember, you're not alone.

 

Maggie

[lottie36]

Received AQ today.Their defence is more or less the same as everyone elses.I am going to send another copy of the schedule of charges with my AQ.Their defence states that quote:

The particulars of Claim do not provide details or particulars of the precise charges alledged to have been unlawful,or the date thereof.

How can they say this when they received a schedule of charges with the LBA I sent and I also sent a copy of the charges by recorded delivery to the court and to the bank when they acknowledged the claim!!

So this is a lie.

Are they allowed to get away with it?

My claim has now been transferred to Pontyridd County Court.My AQ needs to be in by 23 Dec.

HoHoHo

[Spotted Dog]

IMHO , although you have provided them with several copies of your spreadsheet, they need you to prove you haven't made it all up. So what they want are copies of your bank statements. Which they sent you in the first place. The Court will ask you at some point for your bundle of evidence which you will use in court. Included in your 'Bundle' there needs to be copies of your statements (probably underlining or highlighting the penalty charges)

 

Spotty

[lottie36]

Thanks spotted dog . That makes sense.I will be posting aq tomorrow.

[lottie36]

I havent been posting for a while cause theres not a lot to say. Im waiting for a directional hearing date now.

From reading Welshmans thread they cant settle before you get a date.

Unfortunately I phoned Barclays and asked to speak to who is dealing with my claim.They said it was Timmy or Temmie or something like that.They said he would call me back but he didnt.So Icalled him on his number and left a message-no reply.

I have since received another charge on my account but I telephoned the bank and they replied within a couple of days with a refund,but refuse to repay any more!

Considering I didnt have much to say that wasnt bad was it

Typical woman!!

[Welshman]

Temi is Temilope Fatogun - no really. Her direct number is 020 7116 5634.

 

She dealt with my claim and she is very nice to speak to. Make sure that you have your up-to-date figure in front of you so that if she asks, you have the figure to throw back immediately.

[lottie36]

Thanks Welshman.I will try and give her a ring.Would it be best to wait until I get a court date first.I dont want to mess it up now.

[lottie36]

Im not sure if I should send my bundle to Barclays yet or wait until the court asks for it.Any ideas out there?

[dunnie1]

If you're set for a directions hearing the court will tell you u don't need a court bundle, and so won't need to send one to barclays..however, my directions hearing lasted 2 1/2 hours and I ended up arguing my entire case. I was glad I took along my court bundle!

My advice would be to be as prepared as possible, and assume you will be presenting your case. Of course, barclays will probably settle before, but you never know! read my thread for more info on directions hearings

[lottie36]

Just a couple of things really.

I have just about finished indexing my bundle.I am still waiting for a court date but was wondering if I should send a copy of my bundle to Barclays

(and if so who to?),even though the court hasnt asked for it yet.

Also does anyone think its worth ringing Temilope Fatogun and trying to settle the claim before I receive a court date?

Also I would rather not copy another 2 bundles if not needed.

Many thanks for any ideas.

[Welshman]

There's no need to send the bundles just yet. The Court will tell you when.

 

There's NO point phoning Barclays til about a week after you receive the Court date. They will be notified at the same time as you are but allow time for it to filter through their internal workings.

 

When you are asked for the bundles, you should send one to the Court, one to the Bank and keep the original (with all original letters in it) as your own bundle.

[lottie36]

Thanks for that Welshman.Will sit tight.Have been patient so far, not long to go.

Happy New year.

[lottie36]

Telephoned Pontypridd court to see if they are sending me a date to attend.They said that all bank charge cases are being seen in cardiff at the same time.So am waiting for the post man.

I have also been doing this for a friend.She has been offered £1000 out of £2085.But she is so tempted to take the offer.She is holding out to see the outcome of my case but her 8 weeks deadline to accept their offer is slowly ticking away.

She is only watching my progress but I think if she was reading this forum and seeing the results im sure she would be thinking differently.

[why!!!!!!]

Hi Lottie,

My name is on the list for the hearing that is to be held in Cardiff.

Good to know im not the only one so far, I will let you know if i hear anything.

Claire