Lottie 36 v Barclays *****WON*****

[lottie36]

Thanks Claire I dont think it will be long until we hear.

[lottie36]

My bundle is now 200 pages long. I am busy copying and hole punching 2 further copies.

 

1. Correspondence.

2. Recent schedule of charges.

3. Statements.

4. Relevant case law Summary.

5. Early Day Motion from the House of Parliment.

6. Dunlop v New Garage.

7. The unfair Terms in the Consumer Contracts Regulations 1999.

8. Unfair Contract Terms Act 1982.

9. Supply of Goods and Services Act 1982.

10. OFT Statement Summary.

11. Data Protection Act 1998.

12. Sales of Goods Amendement Act 1995.

13. Treasury Committee Report.

Daily Mail article- Banking or Bullying?

Lordsvale Finance v Bank of Zambia.

Peter Mcnamara radio interview.

Kendall freeman.

The Money Programme 12 Dec 2006.

I would be grateful if anyone would like to give any advise on a couple of things.

Regarding the UTCCR, also SGSA and also the OFT Statement Summary.=Do I need to Put every page in or just the relevant pages? (it will save me a lot of time and money if not required).

I am also not sure if my bundle is in the correct order?

Also when they are all ready Who do I sent the bundle to at Barclays Bank?(Im going to take them in to my local branch and get a receipt)and ask them to forward it to ........?

Many thanks once again.

[lottie36]

Hello anyone out there?

Computers playing up now:mad: I am trying to copy but when I try to paste it says my memory is full to try and close some programmes down or restart windows.

i have tried all this but it doesnt work.

I have cleaned the disc and also defragmented (which took more than 10 hours) and it still wont let me copy and paste.

Any advice Pleeeeeeeaaaase

Heeeeeeelp!!!:o

[lottie36]

Hello.

Regarding the above post by me,I am not looking for help with pc problems.Whilst trawling through this great site I have come across a thread posted by the moderator - Karnevil.(which is in my favs list).

I am trying to copy and paste:

Case Summary

Disclosure by list

Witness statement

Draft order for Directions Strike out defence due to non compliance of bundles.

But it wont let me,yet I have no problem copying and pasteing anything else?

[lottie36]

Ok Done it.

[lottie36]

I rang the Court yesterday and was told that I was on the list for 26th March in Cardiff.Am now waiting for the post.

Thought I would send my Bundle to Barclays in the next week or two as its ready.Would it be ok to send a letter with it offering them another chance to pay.It might push it along a bit?

If the letter is a good idea, how could I word it.

Getting so close now!!!

[Laineybelle]

Hi Lottie,

 

Have been reading with interest.

 

I have my AQ to send back in then just await a date. Maybe I will also get allocated Cardiff as 26th march is quite a way off yet, hopefully they can fit a few more in!!!!

 

Your Court Bundle info looks good, haven't got as far as that yet, although yours looks like it will be a great help.

 

Best of luck on that FULL settlement beforehand. Keep us posted

 

Regards

Laineybelle

[lottie36]

good luck .I think they must have already decided on a list for the 26th March.Im not sure if they will add more on to this or will set another date.

Does anyone know if I sould prepare:

Case Summary

Disclosure by list

Witness Statement

Can anyone explain when these will be required.Im sure these questions would also help others.

Many thanks for any interest and possibly answers.

One more question;

Should these be added to the bundles or sent to the court?

Ta.

[Welshman]

good luck .I think they must have already decided on a list for the 26th March.Im not sure if they will add more on to this or will set another date.

Does anyone know if I sould prepare:

Case Summary

Disclosure by list

Witness Statement

Can anyone explain when these will be required.Im sure these questions would also help others.

Many thanks for any interest and possibly answers.

One more question;

Should these be added to the bundles or sent to the court?

Ta.

 

My advice is, if the Court havn't asked for the bundle just yet, save your postage money as I didn't need to send mine as they settled before that.

 

What's the point of spending unnecessary money?

[Whateleymoss]

Hi fellow conspirators,

 

Regarding the cash offers that the various banks make to mitigate and settle the claim early and in the bank's favour. Please do not sell yourself short as the bank is liable to pay you back every penny of the bank charges plus interest from the date it was deducted. They cannot claim economic loss as an argument for retaining even a small proportion of the bank charge deducted.

 

This is an argument that has been well played in disputes within the building industry in the UK. With the result that an unfair penalty makes the liquidated and ascertained damages clause invalid and unforceable.

This applies to all contracts under common law within the United Kingdom.

 

To accept less than what you are legally entitled to means the bank wins in the end!

[Whateleymoss]

The BBC have DVDs of the money programme of the 12/12/06 which can be used in the courts by request a DVD video monitor to used to show evidence.

[lottie36]

have received confirmation this morning that I am on the list for the 26 March.The letter states that if I object to the order,I must make an application to have it set aside, varied or stayed within 7 days of receiving it???????

Do I need to do anything ?

[Welshman]

Take the time to prepare your bundle. It's doubtful if you'll need it as it wont get that far but sods law dictates that if it aint ready.they'll ask for it.

[lottie36]

Does anyone know if I sould prepare:

Case Summary

Disclosure by list

WitnessStatement. Do I need these ? The letter states that if I object to the order,I must make an application to have it set aside, varied or stayed within 7 days of receiving it???????

Do I need to do anything ?

[lottie36]

Been reading other threads.

Does anyone know if I should prepare:

Case Summary.

Disclosure by list

WitnessStatement. Do I need these ?

And do I need a Draft order for directions?

I have a directions hearing in cardiff on the 26th.

I have asked this before but no one seems to reply .

Any thoughts would be appreciated.

Also is anyone else in cardiff on the 26 tempted to ring barclays.It would save all this work!!

[lottie36]

I telephoned this morning offering if they would like to settle out of court. Lady dealing with my claim is called Laura Wrage. She said she is dealing with claims which are coming up in the next week or so.She told me that she would be contacting me at the start of March with a settlement figure. Not much longer now.

[lottie36]

RESULT!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!

Letter from Laura Wrage with full settlement (it was short of about 35 pounds) arrived this morning.Crossed out the bit about confidentiality.

I will also enclose a letter that im going to send to the court,stating that it will only be sent when the money is in my account.

Thanks to this website I managed to Fight the big boys and win.

Will be forwarding my donation very soon.

[oneofakind]

Well done Lottie! Your case is a classic example of how someone with little or no legal knowledge, but with determination and a little help, can take on the 'big boys' and win by NOT BEING INTIMIDATED!

 

I'll raise a glass to you tonight. :D

 

David.

[lottie36]

Cheers David.

If I can do it, anyone can. :D

[zootscoot]

Congratulations!!!!!!!!!

:D

Enjoy!

[Vital Spark]

Congratulations Lottie.

 

Also, thanks for all the encouragement this passes on to the rest of us.

 

Have one on me.

 

XX

[lottie36]

Money in my account this morning. What a great feeling that is. I could not have done it without this website, but i still cant help feeling chuffed with myself. My advice to others doing this is :

Look , look and look again because all the information you need is within this site.

Now I have time I will try and help others if i can.

Can one of the moderators put my thread in the winners part.

Thankyou all so much for this website.Now time to donate.

[torigirl_uk]

Nice one Lottie!!!!

I'm sooo pleased for you, what an inspiration! Your thread shows what you can achieve if you just stick it out!!!

Enjoy your money and make sure you treat yourself!

Tori

[dickeggsy]

WELL DONE LOTTIE , got my letter this morning offering full and final settlement , just signed it and bunged it in an envelope ready to send off first thing monday.

i am now off to celebrate by treating the kids to a mcdonalds (the missus is in bed after working nights and i can't be arsed cooking lol.)

well done again , enjoy.

[MARTIN3030]

wow ...good work Lottie.

Seems a long time since October when you said Deal or no deal ?

In the end you won without having to meet Noel Edmunds lol.

 

Gives me great pleasure to change your title and put it with the Winners.

 

Congrats again and thanks for the donation hope that you enjoy spending YOUR money !!