Hey Poppy! Its lovely to hear off you, its been ages!!! Have you had your baby????? Yep this thing is dragging on far too long, but one day it has to be resolved and fingers crossed we get our money when it does!!!

Thanks guys! I suppose its just a case of wait and see!

If this 'test case' gets to the House of Lords then what happens with our 'stays' do they get lifted after the test case because they mention that or will banks then request another stay until its been decided by the house of lords? This probably doesn't make much sense sorry, but I can't see how this test case is really going to settle anything!

I would love to, but I can't:( ! Does anyone know what has happened and come about because of the petition we all signed? Coz if anyone can take that along at least I'll be there in name if not person!

The case starts on the 14th and who knows how long it will go on for?! The only thing you can do is just get yourself familar with the court bundle just in case we need it, but other than that its just a waiting game:) Tori:)

Obviously the above is assuming you want to send the letter:)

They would probably tell you about those charges in their T&C's when you first opened the account. Helpful Bug**rs! Maybe it would contradict your offer, but really, all you've done is seek advice and thats the latest/best advice you've got, so you're using it! Your offer would then become redundant.

Is the account in dispute have you wrote to Barclays asking about the charges and getting them back?

Hey! Could you ring them again and ask if the 'lump sum' be paid by monthly payments rather than in one go? I'm sure they would prefer to get the money eventually rather than not get it at all! Maybe you could lie and say that you are considering going bankrupt and having all debts wiped!!! That will probably get them to except!!!!! There's probably much better ideas that will come flooding in, but its just my opinion and I suppose it wouldn't hurt to try! Good luck Tori:)

My Pleasure!!! I was having a senior moment!

Sorry I have obviously forgot how to quote

Hey Giley quote{How will I know if they acknowledge or defend? Would I need to contact the Court? Obviously they will 'defend' or apply for a 'stay'.... }quote I did mine on MCOL and they let me know on their site when it was acknowledged, but with regard to the 'Defend' you'll get a letter from the courts, whichever way you went about starting proceedings! Tori:)

Thats cool, its all really interesting!

Hi Rhi! I'm in (and I'm sure others) in the same boat, the bug**rs like to keep us waiting!!! Slick said on my thread to Koala, to have a look and get re-aquainted with the court bundle just incase we need to use it! I mean we probably won't but it doesn't hurt to be prepared! Tori:)

Nice!

Oh cool I'll have a look at the bundle and get myself acquainted!!! Don't they have to automatically refund everyone who has had charges or only for those that have a case against them at present?

Hey Slick, Johnny! Now, now Johnny, you know the Courts are for masses and always do the right/moral/legal thing!!! I wonder who the poor Jodge is, you never know he may have had charges himself when he was at Uni, but then again maybe not! Tori

Saintly that is the best news I've heard in ages!!! Do they have any idea how long it will take? I mean could it be months even years?!! Hope you had a nice break over xmas and it wasn't too hectic!

Hi! Not been on here for like ages!!! Just seeing if anyone knows about the test date? Any dates? Anything???? I hate being 'stayed' they may as well call it 'limbo'! Any how I hope you all had a wonderful Christmas and New Year, and 2008 hopefully will see our money coming back to us! Tori:)

hey D Dangermouse is sooo cool, but Penfold is my favourite! I need to have a look at electricL's to see what you mean by getting the money be Feb, has there been news?!! Take Care

You actually read the whole thing?!!! Thanks - that must of taken you ages, there is a lot of chatter in here!!! So you're a fellow Norfolkian? Bring on Norwich CC and I'm definatley up for drinks once we've won this thing!!! Tori:)

You sounded bloody marvelous! (excuse typo's!) Well done chick, you went and fought your corner. Sorry it was stayed, but at least you were prepared for that. Try the application to get the stay lifted, you never know! If not then just think of the mounting interest - which is what I'm doing now!!! God what a confidence boost for you! Keep feeling proud you did good. STAR!!! Tori:)

You're fine, go get your money and don't let them stay your case (well, try not to let them;) ) I've got all my fingers and toes crossed for you!! I'm off to London this afternoon so won't know the outcome till Monday, but best of Luck and stand your ground - You know what they do is wrong and so do they, if not then hundreds upon hundreds of people wouldn't of got their money back!!! Big email hug and ooodles of support Tori:)

Go get your money! We're behind you 110% Tori:)

Hey Dickeggsy! So are you doing Euro or National or both? The only way I have to think about it now is that the interest will mount up! This was such a great/fun experience, I won't change it at all. It just seems that as the customer - we have no rights, even with the courts - who in my opinion are just being extremely lazy (lets see how this one goes and then we'll do the same!) Rather than listening to everyone who has a complaint and deciding the fair way to deal with these claims! Fight On Guys - this is NOT over!!!! Tori:)