The BBC have DVDs of the money programme of the 12/12/06 which can be used in the courts by request a DVD video monitor to used to show evidence.

Hi fellow conspirators, Regarding the cash offers that the various banks make to mitigate and settle the claim early and in the bank's favour. Please do not sell yourself short as the bank is liable to pay you back every penny of the bank charges plus interest from the date it was deducted. They cannot claim economic loss as an argument for retaining even a small proportion of the bank charge deducted. This is an argument that has been well played in disputes within the building industry in the UK. With the result that an unfair penalty makes the liquidated and ascertained damages clause invalid and unforceable. This applies to all contracts under common law within the United Kingdom. To accept less than what you are legally entitled to means the bank wins in the end!