Jump to content


MT Collect - Letter


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3945 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Does it definitely say call AT your work ?

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites

  • Replies 51
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Aha - threatening to call AT your work is a serious no-no - hope you've sent that to the OFT

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites

  • 4 weeks later...

I have been harangued by Carter Forbes

sending me texts and calling me for several weeks now, threatening doorstep visits etc.

 

I sent the doorstep letter three weeks ago;

it was ignored and I received more threats.

 

I have since reported them to the OFT etc., and on Friday last week sent a VERY strongly worded letter to this effect,

reiterating my 'in writing only' stance.

 

Today I have had a text asking me to 'close my overdue account by paying only the capital plus one months (sic) interest'

 

Since this all, I assume, refers to a Capital Finance One payday loan for which I have already paid back the capital plus several month's interest, I intend to pay no more.

 

Should I now SAR Capital Finance One and get this sorted once and for all, or should I ignore?

Link to post
Share on other sites

If you have paid the capital and more than one

month interest personally I would write as a final

response detailing what has already been paid in

accordance with their offer.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Agree with Brig. Plus, do you have bank statements/receipts proving your final payment of both capital and interest?

 

Make sure you keep copies of anything/everything you send and receive regarding this.

 

 

Link to post
Share on other sites

I have been harangued by Carter Forbes

sending me texts and calling me for several weeks now, threatening doorstep visits etc.

 

I sent the doorstep letter three weeks ago;

it was ignored and I received more threats.

 

I have since reported them to the OFT etc., and on Friday last week sent a VERY strongly worded letter to this effect,

reiterating my 'in writing only' stance.

 

Today I have had a text asking me to 'close my overdue account by paying only the capital plus one months (sic) interest'

 

Since this all, I assume, refers to a Capital Finance One payday loan for which I have already paid back the capital plus several month's interest, I intend to pay no more.

 

Should I now SAR Capital Finance One and get this sorted once and for all, or should I ignore?

 

is there anyway you could ask them to confirm this one month + int in writing?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

who are carter forbes i have only known capital finance one to collect debts under mt collect , mitigate trace and collect and Mc call Repo

 

ok found them :|

 

Name & Registered Office:

TWYFORD DEVELOPMENTS LIMITED

PETER HOUSE

OXFORD STREET

MANCHESTER

M1 5AN

Company No. 06318376

consumer credit licence number 0612733

 

Categories:

Credit reference agency, Debt collecting

 

Trading Name(s) (Current):

 

Carter Forbes, Cash Castle, Cash Cave, Cash Office, Lending Pot,

Twyford devolopments

 

this is a first for capital finance one using a liscened debt collection agency.

 

I doubt carter forbes are chasing you for a CFO loan. Capital finance one prefer to use their own collection monkeys that pretend to be baliffs.

Edited by matt3333
Link to post
Share on other sites

  • 2 weeks later...

about time we had an answer to my question..............nonymouseuser-offline.png

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Not on here much, sorry. Job, life, y'know...

 

Have asked for written confirmation of account balance / payments mde etc but no response as yet, as there never has been in past.mhowever amount of texts and calls has fallen significantly so they obviously read my letter.

Link to post
Share on other sites

nothing yet?

 

this is important

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

No, no reply as yet. They signed for my letter on 15th March so it's been over 2 weeks now. However I have asked them before for proof in writing of the status of my account but nothing has been received.

 

I assume they are waiting for me to pay £10 for a SAR.

Link to post
Share on other sites

  • 1 year later...

I have had an email today from 'CFO Resolve' with the following message:

 

You can now apply for CFO Resolve and get a weight off your mind and up to £200 in your account today! In an effort to get your loan out of default with CFO Lending we would like to offer you our CFO Resolve product.

 

By taking advantage of this offer we will:

 

1) Remove all fines and interest currently on your account. We take your current outstanding balance, including all late interest charges £xx.xx and reduce it to the original £xx.xx that you initially borrowed!

 

2) Offer you a small top-up. We have an available £xx.xx that we can transfer to your account today!

 

3) Set your due date for you next payday. We will set the repayment date for your next payday where you can clear the new balance in full or defer if you choose too.

 

4) Get your account out of default with CRA’s We will advise the Credit Reference Agencies that we work with, that you have resolved your account, which may make applying for credit in the future easier!

 

The Resolve team has been specifically set up to help you get out of debt by reducing your balance.

 

Simply CLICK HERE and complete the simple application form, be sure to enter your details correctly so we can get the cash out to you as quick as possible!

 

Aside from the fact that I do not owe CFO any money (having paid off well in excess of the amount I initially borrowed and then some), surely this kind of email is illegal?

 

A loan to resolve a loan seems... dubious in the extreme!

 

Obviously I've moved it to my SPAM folder but should I report this to anyone?

Edited by citizenB
Link to post
Share on other sites

Don't even think about taking up their "offer". We have heard of people who did apply for this "Resolve" and found they were declined the extra money into their account - not only that they had to give their new bank /card details and gues what ? CFO took the money from there to pay the money they were after in the first place. In other words this "Resolve" is a trap to get new bank or card details so they can take the money you owe.

 

Report that email to the OFT.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites

Don't even think about taking up their "offer". We have heard of people who did apply for this "Resolve" and found they were declined the extra money into their account - not only that they had to give their new bank /card details and gues what ? CFO took the money from there to pay the money they were after in the first place. In other words this "Resolve" is a trap to get new bank or card details so they can take the money you owe.

 

Report that email to the OFT.

 

Oh, I absolutely won't be taking them up on the offer, but just wanted others to be aware. I'll forward the email to the OFT today, thanks.

Link to post
Share on other sites

It's a con used by CFO to harvest your details and strip account. As CB said, you MUST report it to the OFT.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

it's a con used by cfo to harvest your details and strip account. As cb said, you must report it to the oft.

 

 

cb ?

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites

Woops. Trust me to skim the page and not notice the names :lol: Sorry Ell-enn

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

  • 1 month later...

I don't know if I am posting this in the right section but I recently just cleared my account with these cow boys i had taken out a £200 day loan from them in 2012 but tragically I was in a bad car crash two months in to my new job so I was n

Edited by Gthom30
Did not mean to push the post button.xxx
Link to post
Share on other sites

I don't know if I am posting this in the right section but I recently just cleared my account with these cow boys i had taken out a £200 pay day loan from them in 2012 but tragically I was in a bad car crash two months in to my new job so I was not entitled to sick pay and my account went in to default. As time went on the total balance including as cfo quote"fines" was sitting at £495. I started getting bombarded with offers for the cfo resolve offer stating that they will remove all fines from my account etc and take It back to the original loan amount of £200 and credit my account with another £50. To cut a long story short after lots of emails from CFO trying there bully tattics, and trying to bull s**t me by saying that I need to supply debit card details to qualify for the resolve. I stood my ground and told them if you can send me this CFO resolve offer to clear my account for the original £200 then you can accept my offer todAy to close my account for as previously stated £200. They eventually agreed on the £200 which I paid on the 31st of May however it still shows as default on my credit report and I Am trying for a mortgage just now. I emailed them today to get them to rectify it but not heard nothing. Is there anything else I can do as i am sure this company will not be willing to help me. Thanks G

Edited by Gthom30
Link to post
Share on other sites

One thing i did when i had defaults on my file was negotiate their removal with a F&F settlement. Granted, a few companies were not prepared to do it, but i managed to get rid of 3 defaults that way. After all, you have nothing to lose and everything to gain.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Hi bombaymix, please pardon my ignorance but on my report it states balance satisfied but status default? I thought if you paid money due it is no longer default, can someone please explain? Thanks G

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...