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One thing i did when i had defaults on my file was negotiate their removal with a F&F settlement. Granted, a few companies were not prepared to do it, but i managed to get rid of 3 defaults that way. After all, you have nothing to lose and everything to gain.

 

Okay as I stated as I paied what I owe I thought that it would change, are these people not obliged to change the status? Thanks G

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The only thing they are obliged to do is keep a true and accurate record of account. So if you have paid it off, then the only thing they are required to do is mark it settled or satisfied, which....

but on my report it states balance satisfied

 

They have done.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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