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    • Hello!  Wondering if someone can help with this.  I suspect not but worth a go.  I appreciate the "contract is with the seller" line, which is what Evri has fed me but wanted to see if someone with experience in these things could suggest anything else I could do here.  I appreciate there are many topics about lost parcels - My parcels weren't lost, until the driver walked up to my door with them and then decided to make them lost/stolen... I'll summarise what has happened.  Wednesday of last week - Evri delivery driver stole / walked off with 3 of my parcels.  -  Arrived outside my properly, took pictures of the tops of the parcels (pointlessly zoomed in on just the labels, couldn't see anything else), marked the order as delivered and walked off with them.  He's marked on the Evri GPS marked that he was outside.   -  3 different deliveries, from the same company (same boxes etc.), but 3 separate tracking numbers. -  Went through the Evri bot which opened a case on each tracking number.  I then phoned them and left a voicemail explaining what had happened. -  24 hours later had a canned response asking me if the packages had turned up and to check around etc..  I responded explaining again what happened and that they've definitely been taken. -  4 days later,  this morning, I get a response telling me to ask the merchant to refund me. I've responded to this message with a long email, repeating what I said, that I believe the driver has stolen these packages and that he took those suspicious top down shots of the packages, marked them as delivered without ringing or knocking etc.  I've said that I expect them to investigate further, but I gather they won't. In my several messages to them initially and later, I told them I don't care about a refund and wanted the parcels.  They contain some sentimental stuff, nothing of high monetary value, hence me going to this trouble.  I only paid £25 for the contents. I did contact the merchant when this first happened and they asked me to wait a few days.  They ended up refunding me despite me asking them not to and that I wanted them to escalate it with Evri because this appears to be a case of theft.  They didn't seem bothered - Refunded me and told me to go back to Evri and escalate it with them? So - Is there any way to compel Evri to conduct a proper investigation with this driver?  Search for my parcels? Appreciate any assistance - Thanks for reading. Al.  
    • its not a good thing or a bad thing its ongoing. mines gone the same route. these new notifications are equally meaningless.
    • Shein has been linked to unethical business practices, including forced labour allegations.View the full article
    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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how to take legal action against hsbc?


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Fine. This seems to be the equivalent of the MOM. I'd do it to simplify your case just to the point of general damages to creditworthiness. Ditch everything else because it only provides fuel for the bank to argue against.

 

Did you speak to the in court advisor?

 

It seems fairly straightforward. For only £45 it's quite good value. Yes, it's pants that you can't recover this particular £45 but that is the kind of thing (on a small scale) that happens in the higher courts.

 

I don't expect it to be refused. In that case you'd just lodge another claim.

 

Ensure you have a chat with the in court advisor. They are more knowledgable about procedure than me. It is the procedure that can catch you out.

 

Next time, you'll be using the correct words.

 

Cheers,

 

Richard.

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Fine. This seems to be the equivalent of the MOM. I'd do it to simplify your case just to the point of general damages to creditworthiness. Ditch everything else because it only provides fuel for the bank to argue against.

 

Did you speak to the in court advisor?

 

It seems fairly straightforward. For only £45 it's quite good value. Yes, it's pants that you can't recover this particular £45 but that is the kind of thing (on a small scale) that happens in the higher courts.

 

I don't expect it to be refused. In that case you'd just lodge another claim.

 

Ensure you have a chat with the in court advisor. They are more knowledgable about procedure than me. It is the procedure that can catch you out.

 

Next time, you'll be using the correct words.

 

Cheers,

 

Richard.

 

I rang the number on letters received from the court. I didn't physically go in. Do I need to do that? The chap on the phone only said what I have mentioned above!

I went all the way to court to seek compensation for "damage to creditworthiness" against HSBC. I lost unfortunately.

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I rang the number on letters received from the court. I didn't physically go in. Do I need to do that? The chap on the phone only said what I have mentioned above!

 

I assume you're still dealing with Northampton.

 

A chat with the in court advisor at Nottingham may help your understanding of the process and they may be able to give you some good tips.

 

If you're comfortable with the advice you're getting from Northampton or otherwise that's fine.

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I assume you're still dealing with Northampton.

 

A chat with the in court advisor at Nottingham may help your understanding of the process and they may be able to give you some good tips.

 

If you're comfortable with the advice you're getting from Northampton or otherwise that's fine.

 

Ah I didnt get much advice off the phone today. I'll go in to Nottingham County Court tommorow and see if I can get any help/advice.

I went all the way to court to seek compensation for "damage to creditworthiness" against HSBC. I lost unfortunately.

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I have received the defence from the court as well along with a "allocation questtionnaire (small claims track)" which I have to submit by 31/08/12 with a fee of £40. Can I still ammend my particulars?

 

Cheers.

I went all the way to court to seek compensation for "damage to creditworthiness" against HSBC. I lost unfortunately.

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Went to Nottingham Court and they said we dont have any in court advisors as we aren't legally trained...

I went all the way to court to seek compensation for "damage to creditworthiness" against HSBC. I lost unfortunately.

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I was going to send the ammended N1 and N244 forms today until my printer printed out the light blue forms in pink I thought they might be rejected.

 

However, I have noticed on the notes/guidance of the N244 it says "provide the defendant" with a copy as well.

 

Do i need to do this? Because the person I spoke to on the phone didnt mention this.The court will provide them a copy wont they? As I got the questtionnaire and defence from the court as well today!

 

Am going to post it on Monday with 9am special delivery hopefully itl be on their desk by 9am on Tuesday!

I went all the way to court to seek compensation for "damage to creditworthiness" against HSBC. I lost unfortunately.

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I was going to send the ammended N1 and N244 forms today until my printer printed out the light blue forms in pink I thought they might be rejected.

 

However, I have noticed on the notes/guidance of the N244 it says "provide the defendant" with a copy as well.

 

Do i need to do this? Because the person I spoke to on the phone didnt mention this.The court will provide them a copy wont they? As I got the questtionnaire and defence from the court as well today!

 

Am going to post it on Monday with 9am special delivery hopefully itl be on their desk by 9am on Tuesday!

 

 

 

You should as it states send copy N244 to the other side it is part of proceedure. I had to.

Edited by Old Cogger
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Yes, I think it is for you to provide a copy to the opposition.

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What about the N1 form, do I provide that too?

 

Also where exactly can I mention Durkin's case or the other case Durkin's mentioned I could relate to?

 

Cheers

Edited by noddy997

I went all the way to court to seek compensation for "damage to creditworthiness" against HSBC. I lost unfortunately.

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Hi Noddy, what was the exact amount you put on your claim form?

 

I put £5000 and i got issued an N150 AQ and a £220 fee which is fast track, I know earlier you said that you had been issued N149 AQ with a £40 fee?? Just wondering if you are claiming £5000 or is it less than that?

 

I would mention the Durkin case in your POC, I put that I am claiming £5000 for damage to my general creditworthiness as was upheld in the court of session In Durkin v DSG Retail ltd and HFC Bank then explain the very basics of your case

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£5000.

 

Yes its a N149 and the fee I mentioned above £40 I think it was. Well I sort of messed up my POC they want me to edit it line by line and write the ammended version. I havn't got enough room to write all the upheld cases and anything else. I have already used all the space and am thinking of what to edit write now I dont want the judge thinking what the hell you know!

 

I want to do it today and send it today... Also do I send the N1 to the defendants as well?

I went all the way to court to seek compensation for "damage to creditworthiness" against HSBC. I lost unfortunately.

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I would post your POC up here before you submit it... You do not have to go into a great amount of detail, you must mention Durkins case as this will be the foundation of your claim!! that is why you are claiming the £5000, it is for the damage to your creditworthiness!!!!

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I woudlnt have enough time to post it here and wait for replies and then send it, I spoke to the courts today and they said we have a back log to get through and your date is coming to a close.

 

Am not going to edit it entirely but theres a big paragraph where I repeated myself am going to take that out and mention "damage to creditworthiness"

 

Also the advisor on the phone said in the N149 you can state further reasonings for the judge.

I went all the way to court to seek compensation for "damage to creditworthiness" against HSBC. I lost unfortunately.

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got a big problem, I cant copy and paste the original POC in the new N1 CPC it doesnt fit in for some daft reason! Spoke to a woman from HMC she said its over 1080 characters but its only 954! This is driving me nuts!!

I went all the way to court to seek compensation for "damage to creditworthiness" against HSBC. I lost unfortunately.

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ammended and posted! god had to convert pdf to word edit it and do all sorts took a good 6 hours from start to finished!

 

hopefuly this will do it.

 

I have mentioned damage to creditworthiness and Durkin's case.

 

Also sent a copy of N244 to DG and acknowledged their defence, and rejected their £500 offer and told them similar cases are awarded more i.e. Durkin.

 

Will keep this updated!

 

Cheers team :)

I went all the way to court to seek compensation for "damage to creditworthiness" against HSBC. I lost unfortunately.

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Thanks RO.

 

I spoke to the HM courts team on the phone she said you can justify it in the questionnaire and at the hearing as well, and it might take a whole month again. But its worth it :)

 

I hope others agree I have "solid evidence" (lol just noticed my topic title)

Edited by noddy997

I went all the way to court to seek compensation for "damage to creditworthiness" against HSBC. I lost unfortunately.

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Received HSBC'c questionnaire today from DG solicitors which sent out yesterday and have said they will be waiting for a copy of mine. Today they will be surprised hopefully, with the ammended N244 lol!

 

They are disputing the whole amount of the claim despite offering me £500.

 

Also in Section D in the witness section where they ask "what witness of fact do you intend to cal at the trial or final hearing" - they have put "Manager in the employ of the bank" - I thought he would have been my witness.

I went all the way to court to seek compensation for "damage to creditworthiness" against HSBC. I lost unfortunately.

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What a pain Noddy,don't let it throw you off.The manager knows what's what and you have proof don't you so you can challenge what he says if it goes against what you have.I'd look for someone with legal knowledge and see if they can advise on this.

Ro

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Yes but the manager was on my side, when I went into the branch in May 2011, he was the one found the original deal's details as I misplaced the original letter. I went in there before and his staff (the poxy clowns that work there - especially the "meet and greet" ones) could not find any information on the system, he found it and wrote a letter confirming the deal and the error made!

I went all the way to court to seek compensation for "damage to creditworthiness" against HSBC. I lost unfortunately.

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