Robinson Way Limited

[av0607]

I have recently had correspondence with this DCA representing a Lloyd s bank with regards to a loan.

 

I made them a offer of 50% however they did not accept it and have said that I have to pay at least 65%.

I have explained that i cannot get that sort of funds and have thus said that i will pay£50 per month.

 

I have paid the 1st payment however after reading a few threads on this site it has been brought to my attention that every time I make a payment the default starts its 6 years all over.

 

I have thought that maybe i should send them a CCA( which if I am correct is a request for the original credit application forms).

 

what would you recommend and can someone please direct me to a template for the CCA.

 

I was thinking of maybe getting them to accept a lower m monthly payment until they accept my full and final offer of 50%.

 

Any advice would be greatly appreciated.

[rebel11]

Hi av

 

The Templates are found in the library on the black bar above. Have a read of 4, 5 and 6 in my signature. Have you been mis-sold PPI on the loan? You should only pay what you can comfortable afford, food, bills etc come first. If it's a £1 so be it.

Also don't speak to them over the phone, everything in writing.

 

Also read 8,7 and 9.

[BRIGADIER2JCS]

No there is only one default date for the debt,

but a default drops off after 6 years paid or not.

Templates are all in the CAG library link at the

top of the forum.

It's a request for a copy of the original signed

and executed credit agreement,regulated by

the CCA 1974.

[dx100uk]

urm...

offering a discounted settlement ...something smells here robberaway.

 

tell us the history of this loan with rough dates etc

 

dx

[Bazooka Boo]

I bet robbersway have nothing to enforce, or it is all charges.....