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    • Ok i think we may have the issue, so its been just over 6 months since i was banned and when i defended the case and it should have been rescinded. I have just spoken to the courts, and they informed the DVLA that the ban should have been overturned. Now you need to reapply for your license when you have been banned, and they give a window of 45 days i believe after it has expired. The dates add up, what i think has happened is that my details have been removed from the system because i was banned for 6 months (when i shouldn't have been) and the additional days on top. If this is the case then i surely i can sue these idiots until the cows come home, i have been driving whilst banned (again when i shouldn't have been)  and this can affect my job, imagine i had been pulled over with my son in the car, they would have just arrested me and not listened to a word of my story.  
    • First thing to do is what the the DVLA website extract says - write to the Central Casework Group with full details of your licence, adding that you spoke to DVLA call centre xx/xx/xxxx and they told you they couldn't see the details either.  Get proof of posting. Are you in physical possession of your Driving Licence Photocard? And the card shows it is still current? If so include a photocopy of it when you write to DVLA. There's no reason for you to assume that the licence has been cancelled or that you have been banned. Just some IT problem at DVLA. I wouldn't go into all the stuff about your court case last year. There's no evidence that the current glitch in the DVLA system is anything to do with it and it will just muddy the waters.  Most comparision sites ask for your licence number. You can get quotes without the licence being checked but when you take up an insurer's quote they then check your licence number against the DVLA website to make sure it is valid and to check if any Points for motoring offences are recorded. If you are unable to access your licence details on DVLA then insurers won't be able to either so they will refuse to proceed and cancel their quote. 
    • How about posting the full email, rather than just the bits you want us to see??
    • Hi Folks,   Thank you for your help so far. Please find below the correspondence so far from various parties. If I've missed anything, please let me know. Again, apologies for not posting the correct stuff. I thought I'd lost it all, turns out it was on a rarely used pc Letter advising of change of address will be posted shortly, with proof of posting not tracked. Buncrana 1 Edited Notice To Keeper ECP.pdf 2 ECP Back of PCN.pdf 3 DRP Edited 25012021.docx 4 DRP Back of letter.docx 5 POPLA Appeal redacted.pdf 6 DCBL 30:04:24 Redacted.pdf ESSO Cobham Signage.pdf
    • Thanks just looked at SARequest It wouldn’t make ebay have to say why they suspended me. all their email said was that it was related to buying activity. But under that bike buying activity there are about five different reasons why it could’ve been. But they haven’t specified which of these five reasons it was.
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Moorcroft chasing debt that has no CCA


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Ceck ur credit file has it now fallen off or been updated.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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A DCA or Creditor can if they wish

''ask'' for payment even if the debt

is in ''dispute'' for non compliance

with a cca request, the only restriction

is they cannot enforce in court.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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A DCA or Creditor can if they wish

''ask'' for payment even if the debt

is in ''dispute'' for non compliance

with a cca request, the only restriction

is they cannot enforce in court.

 

 

Ok thanks. I didn't know that. I assume they can't get bailiffs in either without a CCA.

 

The entry has dropped off my account now.

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OK, When was the last payment or acknowledgment

in writting made to this debt?

No bailiffs without a CCJ that you have failed to pay!!

This may be statute barred but you must be sure of

the default date and last payment date.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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something is fishy here

 

if the debt is settled and does not show

you owe no one anything

 

as for payng them since 2006, i wonder if lloyds wrote it off then!

 

but at least your payments have gone off the [non] debt and not to ccs pockets

 

pers i'd stop paying

 

how much was the loan for

how much have you been paying

how much is claimed to be left

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The credit entry showed that Lloyds had marked it as settled but wrote a note that it had been passed to a DCA (which I thought was weird as i would have expected it to have a default status. The entry has dropped off as the settled status was added more than 6 years ago.

 

I haven't made a payment since June 2011 to CCS.

 

CCS have stopped contacting me.

 

Moorcraft contacted me a few weeks after I told CCS the debt was in dispute. I wrote to Moorcraft saying it was in dispute and haven't heard from them since August until yesterday.

 

Loan was for £10k I think.

Paid £55 a month to CCS.

Outstanding balance according to Moorcraft is £4400.

 

My main concern is that they can't knock on the door and demand payment. I thought it was all sorted as they had no CCA and that I wouldn't hear from them again.

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NO DCA can knock on anyones door and demand payment

 

THEY ARE NOT BAILIFFS!!

 

NO LEGAL POWERS WHATSOEVER

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Just a little update....

 

Just got a letter from "Midas" which I know is part of Moorcraft and another tactic but aren't they now harassing me as they know the debt is in dispute with Lloyds. They sent me another "statement" which appears to be on dodgy Lloyds headed paper (another tactic?!).

 

Do I carry on ignoring them or write them a reminder that the debt is still in dispute and that if they contact me again I will report them for harassment?

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The absence of a CCA means that they cannot

enforce the debt in court, however the ' normal''

collection activity can continue.

Send them a reminder they may stop.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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pers i'd ignore everyone now

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

just on a phishinglist

 

--- here you try and fleece him....

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...
  • 1 year later...

Fast forward 2 years and now I have 1st Credit on my case.

 

Sent them the same letter I sent Moorcraft so we will see what happens. They are calling my work now too though which is quite annoying. Shame I still have 3 years before it's SB'ed.

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Ok, Have you sent an "in writing only" demand to them?

 

 

What sort of offers are they making?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Only the "in dispute" letter so far.

 

30% reduction if I pay within a week, 20% within 2 and 10% within 3 (I think).

 

Sound a bit desperate don't they, what paperwork do you have on this?

No CCA or recon agreement. I wonder if 1st Crud no this?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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