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    • Before you start this claim you need to have a lot more confidence in what you're doing which means that you need to understand the way forward in the principles involved more thoroughly. We will help you and you will probably get your money back but this is a self empowerment forum and so you have to do your bit as well. Please will you spend at least the next couple of days reading through the stories on this sub- forum. Try to understand them thoroughly. We have lots of stories very similar to yours but even those which are not similar, have principles in them which apply. In particular you need to read and understand the information in the pinned topics at the top of the sub- forum. I know that you have been reading around here for the past couple of hours but it needs a lot more. You aren't in a huge hurry. Wait a few days before sending a letter of claim and also that needs some amendment as well. Come back here when you've done your reading and then we will have a look at your letter of claim and help you to refine it Also, please tell us the value of the laptop. Was it properly declared as a laptop – and was the value properly declared
    • Unsure what would be classed as appeal I first contacted the applicant then IAS. I am not aware I could appeal again as Bank state I was informed that is news to me. I would have to look through the paper work, I apologise I forget so much due to my caring duties wish I had quality time to get so much done. Will try and look tomorrow, appreciate everyone's time and input.
    • Regular savings accounts are accounts designed for savers who put money aside every month and reward them with a generous interest rate.View the full article
    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
    • The date was 3 June. Get on MCOL now. The legal principle is that, even if you defence is late, if the other party hasn't requested judgement, then your defence takes priority and is accepted. You might be in time. When I say now I mean now.  Recently we had someone who was nine days' late and this was pointed out to them at 5:30pm.  They faffed around till 11pm.  When they went on MCOl they saw that judgement had been entered at 7pm. Every minute is vital. File the below standard defence if you still can - 1.  The Defendant is the recorded keeper of [motor vehicle]. 2.  It is denied that the Defendant entered into a contract with the Claimant. 3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.    4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.  6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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ocharged v halifax ***SETTLED IN FULL***


ocharged
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Hi, no you can list the charges by date on a seperate sheet of paper, thats what i have done writing all "charges as notified" down

 

Good luck and keep us posted

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It is, just remember to use the letters from the templates library and follow the http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-step-step-instructions.html and that way you will be less likely to make mistakes

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:D HI,EVERYONE,GOT ALL OF MY STATEMENTS BACK TODAY,SENT THEM RECORDED LETTER ASKING FOR REPAYMENT.WISH ME LUCK.:D

PHONED HALIFAX AND PAYED FIVE POUNDS FOR STATEMENTS.

MONDAY 25TH SEPT 2006.STATEMENTS RECIEVED.:D

MONDAY 25TH SEPT 2006.RECORDED LETTER SENT ASKING FOR REPAYMENT.:D

:p
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:confused: GOT A LETTER TODAY SAYING SORRY YOUR NOT HAPPY,DO I STILL WAIT 14 DAYS TO SEND LBA?:confused: THANKYOU.

MONDAY 25TH SEPTEMBER.RECIEVED STATEMENTS.:D

MONDAY 25TH SEPTEMBER.SENT LETTER FOR PAYMENT. :p

THURSDAY 29TH SEPTEMBER.RECIEVED LETTER FROM HALIFAX SAYING SORRY YOUR NOT HAPPY.:rolleyes:

:p
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I've had a similar letter, i was going to send the LBA straight away but am going to wait a couple of days now so it arrives on schedule. Don't want to jeopardise my claim! sound slike you're at the same stage as me, good luck :)

-------------------------------------

Action againt Halifax:

01.08.2006 Sent S.A.R - (Subject Access Request)

25.08.06 Statements received

Calculated - they owe me £797.50 :eek:

15.09.06 Sent preliminary letter

26.09.06 received "sorry you're not happy" letter

29.09.06 LBA posted

14.10.06 Halifax offer me £439

16.10.06 Moneyclaim action filed

22.10.06 Claim acknowledged - Halifax to defend

02.11.06 SETTLED IN FULL!!!

 

Action against CapitalOne:

15.09.06 Sent S.A.R - (Subject Access Request)

26.09.06 Received letter acknowledging S.A.R - (Subject Access Request)

20.10.06 Statements received

Calculated - they owe me £392 :lol:

25.10.06 Sent preliminary letter

9.11.06 Sent LBA

--------------------------------------

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I used the LBA to update my schedule of charges and added the following into my letter,

 

I now calculate that you have taken £xxxxx.

I have enclosed an up-to-date schedule of the charges for which I am claiming. Please now disregard previous schedule, already sent you in my original letters of the dates quoted above, and these have now been updated to the current date.

 

I require repayment in full of this money. If you do not comply fully within 14 days then I shall begin a claim against you for the full amount (including any further charges you levie against my account before this date), plus interest, plus my costs and without further notice.

 

If any further charges are taken out before I file the case, I will also add them in at that point

 

Good Luck

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Guest ian cognito

Not alwys no, it does seem to be getting more common but they still seem to be making offers, particularly on realtively small amounts.

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wow,lucky you,they told me I had to pay no matter what.There are a few people that got them for nothing,I suppose its just who you get on the phone.

I noticed a few people have had offers from Halifax before LBA is due to be sent,I haven`t had an offer yet.

 

 

 

MONDAY 25TH SEPT 2006.recieved statements.:D

MONDAY 25TH SEPT.sent letter requesting repayment.:D

THURSDAY 28TH SEPT.recieved letter from Halifax saying(sorry your not happy):(

:p
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:( Hi,I`m getting a bit worried about the money claim bit,I`ve read all I can,but still dont understand it,who does the claim form go to? and how do I work out the 8% interest?I know i`m a few weeks off yet but if I don`t work out what I`m doing I`m concearned its all gonna go belly up for me and 2`144.00 pounds is a lot to lose again.THANKYOU ANY ADVICE YOU CAN GIVE WILL BE MUCH WELCOME.:(

 

 

 

 

monday 25th sept.got statements back.

monday 25th sept.sent first letter for repayment.

28th sept.recieved letter from Halifax saying(SORRY YOUR NOT HAPPY)

:p
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Hi Ocharged

Where exactly are yo with your claim? Have you sent the LBA(letter before action) yet?

14 days after your LBA, if you havn't treceived your money back then you either file a moneyclaim form, which is online and directly linked to Northampton Court, or you go to ypur local county court and get an N1 form which you file at the court. In the templates library there are suggestions for how to complete both forms.

There are excel sheets availble also int he templates library which will calculate your interest for you when you fill in the charges. It's a good idea to familiarise yourself with all this so that you feel really ready to file when the time comes. It is daunting actually suing the bank, but look how many of us have managed it!!

Good Luck and keep us posted

Nona

Edit:Sorry just noticed dates on your post! Send LBA 14 days after you sent the Preliminaery letter. Stick to your timetable. Don't be put off by delaying tactics etc

[CENTER][SIZE=2][I][COLOR=DarkOrange]Any advice offered is only my opinion, based on my experience with my claim [/COLOR][/I][/SIZE] [SIZE=3][COLOR=Blue][SIZE=2] I won my case because[/SIZE] I READ THESE FIRST[/COLOR][/SIZE] [URL="http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/"][COLOR=red]http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/[/COLOR][/URL] [/CENTER] [FONT=Comic Sans MS][SIZE=1][COLOR=magenta][COLOR=Black][SIZE=3]Halifax[/SIZE][COLOR=YellowGreen]-[/COLOR][/COLOR][B][SIZE=4][COLOR=Red][COLOR=YellowGreen]SETTLED IN FULL[/COLOR] :D:D:D[/COLOR][/SIZE][/B][/COLOR][/SIZE][/FONT][FONT=Comic Sans MS][SIZE=1][COLOR=magenta] [COLOR=SeaGreen]Prelim letter sent [COLOR=Black]10/07/06[/COLOR] Moneyclaim issued [COLOR=Black]07//08/06[/COLOR][/COLOR] [COLOR=Red]Settled in full[/COLOR] [COLOR=Black]15/08/06 [SIZE=2] [/SIZE][/COLOR][/COLOR][/SIZE][/FONT][CENTER][FONT=Comic Sans MS][SIZE=1][COLOR=magenta][COLOR=Black][SIZE=2][COLOR=DarkOrchid][SIZE=1]Survey completed. Donation made[/SIZE].[/COLOR][/SIZE][/COLOR][/COLOR][/SIZE][/FONT] [/CENTER] [CENTER][FONT=Comic Sans MS][SIZE=2][COLOR=magenta][COLOR=Black][COLOR=Navy]Thanks to Dave and Bankfodder, and all who have given their time and advice[/COLOR]:)[/COLOR][/COLOR][/SIZE][/FONT] [/CENTER] [FONT=Comic Sans MS][SIZE=1][COLOR=red][COLOR=Black]Co-op Bank Visa[/COLOR] Settled after LBA (only £61 but hey ho, every penny counts) [/COLOR][/SIZE][/FONT][FONT=Comic Sans MS][SIZE=1][COLOR=#00bfff] [/COLOR][/SIZE][/FONT]

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Thanks,I have gone through the f&q many times its just when I get to the court bit, it`s all a bit much to take in cause you know if you do it wrong that`s it,I lose.

I`m due to send my LBA on 9th october.

:p
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Guest Niklowe

Don't worry ocharged. You'll find there'd all the help you'll need here on this site. If you think you are getting into difficulty you've only to ask:D :D

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