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    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. Anyway I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
    • Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.
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dwp overpayment


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:-xhave received a letter from iqor stating that we have to pay £3157.17 due to an overpayment of jobseekers allowance from sept 2003 to may 2004.

we were first contact in 2008/2009 and we were told to appeal the decision which was then thrown out as it was too late to appeal????

but then we were not aware of anyting wrong until about 6 years later so that was not our fault surely.

now iqor are on to us and we were wondering how this debt stands as far as time limitations as now its up to nearly 8 years sonce the apparent overpayments were made.

 

please please any help would be greatly appreciated.

 

thankyou

:|

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It's not quite true about being out of time on an appeal; http://www.newcastle.com/core.nsf/a/wr_hchallenge

 

2. ‘Any time revisions’

These do not have a time limit but specific grounds have to be shown for this type of revision (for example the decision maker made an 'official error')

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Has there been a clear 6 year period where you have not made payment OR acknowledged this? (5 years in Scotland)

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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If you havent made any payments or acknowledged the debt since may 2004 the its statute barred.

Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (CAG),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

 

By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

 

If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phinishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.

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If it is over six years since you last heard of this, or indeed contacted the debt collectors who are chasing you, then leave it to the dwp to sort out. iQor can do nothing, the only way the dwp will get there money back now is by deductions from any future or present benefits you are recieving. They cannot take you to court, or deduct from any employers wage given to you. Although this does, if it has been six years since last contact, mean the debt is somewhat statue barred, because it is a government debt that you may or may not owe, they still have the rights to reclaim it, BUT NOT IN COURT.

 

Quote:

 

Benefit Overpayments & Social Fund Loans

 

The Department of Work & Pensions (DWP) has 6 years to take action through the courts to recover benefit overpayments and social fund loans. This time starts running from the date of the final decision made on the overpayment and from when the social fund loan was due to be paid. But the DWP are still allowed to make deductions from your benefit for a debt over 6 years old as they don’t need to go to court to do this. This applies to overpayments of benefits such as income support, job seekers allowance, pension credit, housing benefit, council tax benefit and paying back social fund loans.

 

End Quote

 

Hope that helps

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More often than not the DCa has no paper work on this at all just an authority to collect on behalf of the DWP

asking the to prove the debt has shut them up, this is from experience of fighting this kind of thing for others.

Just because they are working for a government dept. does not give the DCA any special rights all the current regs and guidance

still apply.Hve you had any correspondence from DWP Debt Management?

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I did a couplle of Subject Access Requests under The DPA for a relative result no a word apart from returning the

£10 SAR fee 2 years ago.

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The the documentation provided actually prove ant thing?

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I have an ongoing ''interaction' with my MP on the use of DCA's which has been passed to the U.S of State for Welfare Reform.

So Iwould be interested to hear what occurs in your case lolo.

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They did show that I actually did owe them the funds, however due to me moving out of the UK for 7 years they only found me again when I moved back and started to recieve JSA after losing my UK job due to redundancy. But it is well worth approaching them again and asking why no SAR has arrived to use in your case if you need to. I explained that I knew they kept them in archived vaults in Newcastle, unfortunately at this moment I do not know where that information (Address) is.

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The access to this information is through the Debt Management Department, or your MP

may be able to secure the data.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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