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    • Just a typo change that I'd make for the last line. Maybe also add something that says "I assume you will be fully aware that you cannot rely on a clause of a contract that you do not produce."
    • Hello, Firstly, and most importantly I am sorry for your loss. I would go back to the bank with the death certificate and ask them to step in. Remind them firmly but politely that there is no limit for DD claims   Please let us know how you get on.
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    • JK: Yeah That's correct. We left rent payment coming out of his bank account from January 2023 - August 2023 until we could find somewhere to sort out his belongings which was fine. I tried to give notice a few times from August 2023 asking for advice from Sanctuary housing how we went about this explaining his condition and that he was in a Nursing home from December 2022. I explained we don't have any legal powers to his account like POT but were in the process of going for Deputyship and that I was the named person to act on his behalf to speak with Santuary housing. I said we could provide details of his condition and proof he was now in a nursing home with date he moved in. This went ignored despite repeated attempts to contact them until a housing manager contacted us end of February 2024 and notice was finally accepted with his tenancy coming to an end March 22 2024. Although they have continued to take rental payments for the flat despite someone else living in it from the 1st April. I wasn't aware payments were still being taken till I checked his May banks statements. I had asked them to back date rental payments to August 2023 when I gave notice rather than just giving notice in March 2024 but they've ignored that bit. I don't see why they shouldn't give it back they've taken money they shouldn't have. Thanks DX, I wasn't aware we could do that for that length of time. I'll ask my wife to check with the bank this week
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andrew hart/hartinvestments/paydayoverdraft.com/Wage Payments and Payday Loans Ltd - claimform - PDL i know nothing about - scam? **Claim Discontinued**


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I think this latest email is a mistake. Looks like it is system generated. Perhaps they are in the process of dealing with the loan account on their records and the email was generated in error.

 

The email is dated 30 jan 2011 and the text talks about payment being due today i.e. 30 jan 2011.

 

As this matter has been the subject of previous correspondence and a withdrawn court claim, I would tend to either ignore it or send it back with a note saying that the email has been sent in error.

 

I think this would be entirely in line with the level of competence demonstrated to date by Mr H. If he's operating a financial service, he ought to ensure that his system is up to the job. It is further evidence of his unfitness to hold a consumer credit licence.

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After what we have seen on CAG. about this company and the MD/owner,account manager??

I am surprised he ever got a licence:!::madgrin:

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New Email from Mr H:

Mr XX,

 

The case has now been closed.

 

 

There are still unanswered questions that need to be answered in relation to the strange circumstances that you state happened in regards to the paypal payment that had to be authorised only by you.

 

 

Can you please respond with the information that we require from previous emails to your good self and why you chose to disclose the information and deny ever having the loan when you had made two separate payments and had signed two loan agreements with us.

 

 

 

Andrew Hart

Account Manager

 

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That is unbelievable, I have stated my doubts about the persona we see

as Andrew Hart, that linguist manner is very reminiscent of West Africa, or Kenyan Asian.

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This get more unusual at every turn, I suspect he is a front man and is not

the author of these e -mails. IMHO.

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Contact the OFT pronto. You have still had no notice of discontinuation, but even if the case has been discontinued, he has no right or reason to contact you further. The man is a plank.

 

Make that plankton.

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How do I go about recovering my costs - I started back to work this week so no longer entitled to assistance..

DO I need to do a fresh claim with the OFT or contact the woman at my local TS first?

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I think you need to confirm the discontinuation firs.

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Do you trust him that it's right ads,pers I would like to hear it from the court.

Brig.

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Ok fine, what exactly are you wanting to claim back as costs.

You need to to make a schedule of costs listed and defined by category and type.

phone calls, postage etc.

Time

Fees if any.

Loss of earnings

have you worked anything out.

As the claim is discontinued I believe you will have to

make a claim yourself which of course ''costs''

 

I may be wrong on that but I am sure I' ll be advised.

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I'd tell him to **** off, sorry but if someone was chomping at me that much about something I had nothing to do with id tell him where to go, tell him no more silly little games and to await bill for wasted costs!

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7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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New Email from Mr H:

 

Ok so if he has 2 signed agreements why did he not produce these months ago when you first asked for proof, and why did he continue to chase a "debt" that had already been paid. As someone else has said, this all needs to be passed to the police and you need to make a counter accusation of harassment against him. If you are supposed not to contact him due to the accusation of harrassment then I would say don't contact him! What a wally this person is (insert appropriate word here !!)

Today is the tomorrow you worried about yesterday, and all is well!

 

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New Email from Mr H.:

 

Mr XX,

 

The case has now been closed.

 

 

There are still unanswered questions that need to be answered in relation to the strange circumstances that you state happened in regards to the paypal payment that had to be authorised only by you.

 

 

Can you please respond with the information that we require from previous emails to your good self and why you chose to disclose the information and deny ever having the loan when you had made two separate payments and had signed two loan agreements with us.

 

 

 

Andrew Hart

Account Manager

 

 

If the case is closed then there is nothing to answer, however, you have already had answers to these questions but chose to ignore them............:-x

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ADS

 

Up to you. But now you have had the email advising it has been discontinued, should you just leave this now ? Yes you could pursue this for costs, but are you likely to be satisfied at the end of the process to a level, where you feel that your continued perseverance has been beneficial to you in all respects ?

 

Mr Hart obviously believes that because paypal was used, that you would have been the only one who had access to this account. It is not normal for several unrelated people to have access to such an account. Remember this cuts both ways. Whilst I have no sympathy for Mr Hart and some of the ways he conducts his business are different (some may say unusual) as witnessed by emails in this thread, I can understand it from his point. It appears that administrative mistakes have been made and this has led to an embarassing situation with an aborted court claim. Perhaps in these circumstances, it would be better for Mr Hart to just close the matter at this point, not to dig a deeper hole and to just move on. If he continues to send emails, he is just inviting ads to continue with his complaint both legally and through the OFT.

We could do with some help from you.

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Ads, have you contacted the police yet about the possible fraud? If you don’t do this, forget everything else, cos you won’t have a leg to stand on.

 

Agree. What ever the reasons that ads might have for not contacting the Police (dropping a friend in it), they will have extreme difficulty in pursuing this any further if they did not.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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I still say Mr Hart should be reported as a vexatious litigant and stopped from taking people to court for such things.. I wonder how many others this has happened to and they have just paid him because they were scared and didn't know where to turn..Anyone taking anyone to court for any reason should be made to ensure they have all the facts and have exhausted all lines of enquiry before proceeding.

 

ads_uk Really does need to contact the Police about this situation just to cover his Own back, it could be construed as assisting or aiding and abbetting a fraud if he doesn't.. We cannot expect anyone to abide by the law/rules and regs, if we don't ourselves eh?..

Great work guys helping ads through this.. You have helped to restore my faith in humanity...

ʎɐqǝ uo pɹɐoqʎǝʞ ɐ ʎnq ı ǝɯıʇ ʇsɐן ǝɥʇ sı sıɥʇ

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