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recieved at 21:38 gmt:

 

Good evening,

 

I cannot stress enough where your situation is right now.

 

 

As of tomorrow your case will be entered into court at a cost to you of £155.00.

 

 

Following judgement we WILL get a court order to get your debt paid by your employers from your salary at a further cost to you of £250.00.

 

 

In addition we will look at making you bankrupt at a cost to you of £750.00

 

 

We will use all means necessary to recover our debt.

 

 

You do have a choice.

 

 

CONTACT ME ASAP TO GET A FREEZE ON INTEREST CHARGES AND COURT ACTION.

 

 

PLEASE PLEASE PLEASE DONT LET THIS GET WORSE AS I CAN OFFER YOU A REPAYMENT PLAN THAT CAN SPREAD THE REPAYMENT. YOU HAVE NOTHING TO LOSE BY GETTING IN CONTACT.

 

 

07710-111108 DIRECT LINE OR THE NUMBERS BELOW OR EMAIL ME ASAP.

 

 

 

Andrew Hart

Account Manager

 

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He's a busy little bee, that 'phone number on a google search throws this up;

 

2 bed flat Central Muswell Hill, London N10. Just available. privately rented, Large lounge double and single room. newly decorated, 2 mins walk from the broadway. In a 1900,s style building in Queens Avenue unfurnished or furnished for a bit extra. Buses 2 mins away and direct to highgate station(northern line), free parking on the street. Wooden floors, nice neighbours, kitchen, bathroom-shower and bath. Must be seen. [email protected] 07710-111108
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Company Profile Report (CPR)

 

Commercial Debt Management

Company Name: MONEY MONA LIMITED

 

Print Report

 

 

Previous Name(s): NO PREVIOUS NAME HAS BEEN RECORDED DURING THE LAST 20 YEARS

 

Registered Number: 07083024

 

Registered Office: 8 QUEENS AVENUE

MUSWELL HILL

LONDON

N10 3NR

 

Incorporation Date: 20/11/2009

 

Country Of Origin: United Kingdom

Company Type: Private Limited Company

 

Accounting Reference Date: 30/11

Last Accounts Made Up To:

Next Accounts Due: 20/08/2011

 

Last Annual Return: 20/11/2010

Next Annual Return Due: 18/12/2011

 

Company Status: Active

Type of Accounts: NO ACCOUNTS FILED Accounts

 

Nature Of Business: 6523 - Other financial intermediation

 

 

Filing History

 

 

02/03/2011 20/11/10 FULL LIST

02/03/11 STATEMENT OF CAPITAL;GBP 1

10/12/2009 APPOINTMENT TERMINATED, DIRECTOR KEITH DUNGATE

10/12/2009 DIRECTOR APPOINTED ANDREW BARRY HART

10/12/2009 REGISTERED OFFICE CHANGED ON 10/12/2009 FROM

188 BRAMPTON ROAD

BEXLEYHEATH

DA7 4SY

UNITED KINGDOM

20/11/2009 CERTIFICATE OF INCORPORATION

GENERAL COMPANY DETAILS & STATEMENTS OF;

OFFICERS, CAPITAL & SHAREHOLDINGS, GUARANTEE, COMPLIANCE

MEMORANDUM OF ASSOCIATION

ARTICLES OF ASSOCIATION

 

 

Mortgage Data

NONE

 

Company Profile Report (CPR)

 

Commercial Debt Management

Company Name: HART INVESTMENTS LIMITED

 

Print Report

 

 

Previous Name(s): NO PREVIOUS NAME HAS BEEN RECORDED DURING THE LAST 20 YEARS

 

Registered Number: 03412793

 

Registered Office: 8-12 QUEENS AVENUE

MUSWELL HILL

LONDON

N10 3NR

 

Incorporation Date: 31/07/1997

 

Country Of Origin: United Kingdom

Company Type: Private Limited Company

 

Accounting Reference Date: 31/03

Last Accounts Made Up To: 31/03/2010

Next Accounts Due: 31/12/2011

 

Last Annual Return: 31/07/2010

Next Annual Return Due: 28/08/2011

 

Company Status: Active

Type of Accounts: TOTAL EXEMPTION SMALL Accounts

 

Nature Of Business: 7020 - Letting of own property

7415 - Holding companies including head offices

 

 

Filing History

 

 

05/01/2011 31/03/10 TOTAL EXEMPTION SMALL

09/09/2010 31/07/10 FULL LIST

09/09/10 STATEMENT OF CAPITAL;GBP 2

08/09/2010 DIRECTOR'S CHANGE OF PARTICULARS / ANDREW HART / 01/10/2009

15/01/2010 31/03/09 TOTAL EXEMPTION SMALL

25/08/2009 RETURN MADE UP TO 31/07/09; FULL LIST OF MEMBERS

31/01/2009 31/03/08 TOTAL EXEMPTION SMALL

11/08/2008 RETURN MADE UP TO 31/07/08; FULL LIST OF MEMBERS

02/02/2008 TOTAL EXEMPTION SMALL ACCOUNTS MADE UP TO 31/03/07

22/10/2007 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/03/06

22/10/2007 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/03/05

22/10/2007 AMENDED ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/03/04

22/10/2007 AMENDED ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/03/03

04/10/2007 RETURN MADE UP TO 31/07/07; FULL LIST OF MEMBERS

04/10/2007 SECRETARY RESIGNED

21/12/2006 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

21/12/2006 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

21/12/2006 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

21/12/2006 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

21/12/2006 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

21/12/2006 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

21/12/2006 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

21/12/2006 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

21/12/2006 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

21/12/2006 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

18/08/2006 RETURN MADE UP TO 31/07/06; FULL LIST OF MEMBERS

14/07/2006 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/03/04

14/07/2006 ACCOUNTS FOR 'SMALL' CO. MADE UP TO 31/03/03

04/07/2006 RETURN MADE UP TO 31/07/05; FULL LIST OF MEMBERS

01/03/2005 REGISTERED OFFICE CHANGED ON 01/03/05 FROM:

G OFFICE CHANGED 01/03/05

120 COLLINWOOD GARDENS

ILFORD

ESSEX IG5 0AL

12/01/2005 PARTICULARS OF MORTGAGE/CHARGE

12/01/2005 PARTICULARS OF MORTGAGE/CHARGE

12/01/2005 PARTICULARS OF MORTGAGE/CHARGE

12/01/2005 PARTICULARS OF MORTGAGE/CHARGE

12/01/2005 PARTICULARS OF MORTGAGE/CHARGE

17/12/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

25/10/2004 PARTICULARS OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

17/09/2004 DECLARATION OF SATISFACTION OF MORTGAGE/CHARGE

 

 

Mortgages

 

No. Mortgage Charges: 71

Mortgage Charges Outstanding: 6

Mortgage Charges Part Satisfied: 0

Mortgage Charges Satisfied: 65

 

 

Charge No: 67

Creation Date: 06/10/2004

Registered: 25/10/2004

Satisfied: Outstanding

Description: CHARGE OVER SHARES

Person(s) Entitled To Charge: BEAR, STEARNS INTERNATIONAL LIMITED

Charge No: 68

Creation Date: 24/12/2004

Registered: 12/01/2005

Satisfied: Outstanding

Description: DEBENTURE

Person(s) Entitled To Charge: HSBC BANK PLC

Charge No: 69

Creation Date: 24/12/2004

Registered: 12/01/2005

Satisfied: Outstanding

Description: LEGAL MORTGAGE

Person(s) Entitled To Charge: HSBC BANK PLC

Charge No: 70

Creation Date: 24/12/2004

Registered: 12/01/2005

Satisfied: Outstanding

Description: LEGAL MORTGAGE

Person(s) Entitled To Charge: HSBC BANK PLC

Charge No: 71

Creation Date: 24/12/2004

Registered: 12/01/2005

Satisfied: Outstanding

Description: LEGAL MORTGAGE

Person(s) Entitled To Charge: HSBC BANK PLC

Charge No: 72

Creation Date: 24/12/2004

Registered: 12/01/2005

Satisfied: Outstanding

Description: LEGAL MORTGAGE

Person(s) Entitled To Charge: HSBC BANK PLC

 

...

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That is a load of cack! Have you reported this to Trading Standards, OFT and the police? There is a special crime unit for this sort of thing, I also do not want vulnerable people to be intimidated by this

 

It seems your little email friend has been busy!

 

Chairman

Money Mona

 

Banking industry

September 2009 – Present (1 year 7 months)

We have recieved a license to commence trading from the OFT. We now offer lenders to our credit checked borrowers rates from 8% return on personal and business loans.

 

We also offer leasing for business for borrowers and lenders.

 

Research more on http://www.moneymona.com and forget 2.65% in the high street banks. We can offer you three times that by lending to AAA borrowers.

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You need a complaint to OFT asap, send them a breakdown and copies of all the emails. FSA are a waste of time IMO. Don't communicate with Mr Hart except to tell him you have made a formal complaint. He looks like a one man operation using a mobile number, very dodgy.

 

OFT http://www.oft.gov.uk/

Please support CAG and they will support you.

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  • 2 weeks later...

I have just had a telephone call from this company/person.

Wanting to come to some sort of agreement.

 

Telling me that there's daily interest being applied, and also that he is prepared to goto court as this is a very serious matter.

 

He starts talking to me agreeing that its in my right to obtain details that they hold on me, but then tries to lead me down the path of agreeing to something like ownership of the debt and also a payment plan...

 

They have my old work details (made redundant last week),

email address (where he states I should of request the info before vis email I did see above)

and also he wanted to confirm my NI number..

 

He states that they are a GREEN company and everything is done online, so they wont have a signature will they?

 

I want to do this properly now that he's mentioning courts on monday and also ringing me

(I need to stop them from doing this - i want everything in writing and not via email).

 

what do/can i do?

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I feel that this really is a con and you should not be talking to this person on the phone unless you can record the calls . He cannot take you to court on Monday that is absolutely rubbish and he would have to provide something in writing to you in a proper manner, before attempting this or it would be eaily defended.

 

You really must report this con artist to the authorities - start with Consummer Direct and the police and never give him any personal details

Please support CAG and they will support you.

donate

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http://www.mailwasher.net/free-spam-blocker

 

MailWasher comes in two versions, a free version and a pro version. The two programs are identical except the pro version has some extra goodies:

 

1. The free version limits you to using 1 email account, where as the pro version lets you use unlimited email accounts.

2. The pro version lets you auto delete spam, the free version does not let you.

3. The pro version uses a real time spam blocking service called FirstAlert! which helps block known spam and trains MailWasher's spam filters.

4. The pro version includes 7 day a week email support, and 5 day a week phone support

5. All future updates are free with the pro version

6. The pro vesion does not have the advertising banner.

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lol I just found that on a *ahem* site, was thinking is it any good... oh its a pro version aswell :)

thing is this time there saying IP logging to there site etc.. he told me to got to there site to get there address..

I think the sum is about £100 - 200 there chasing

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So far the OP has ignored all the advice given. I confess I am beginning to find the affair rather tedious - the OP asks for help, gets it, but does nothing.

 

Let us hope that his next post is a report of the action he has taken, rather than just another reproduction of an email or phone call received.

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YES I ask for help and what was the advice that was given?

To ignore as this seemed as it was portrayed as a con..

 

Have I ignored?

Yes I did - and I have posted the emails that were quoting LEGAL action, threats of court action, bailiffs etc.

 

This guy seems to be a very persistent chap. ringing me both on my mobile and then 1hr later the land line registered to my home address (I asked how did he get this - his reply BT.COM)

 

I have NOT ignored the advice, and have taken everything in - I am now scared that im going to be bitten on the arse for not responding to him.

 

I must admit your comments are rather offensive - as I have followed comments on here of IGNORE ITS AN APPARENT CON.

and to be truthful cerberusalert has been more than helpful..

 

As EVERY mail that I have posted from this company, as stated by other individuals, shows the lengths that a person/company will go to to extract money from an individual.

 

IF the posts / emails I've received appear to be detrimental or offensive to you then I am sorry, but if they are remotely similar to what other users of this site whom have have had communication from this company (companies) then I feel that my posts have not been inadequate.

 

I am not the brainiest of people nor am i coherent in Consumer Law, but would you rather me place fabrication of the matter at hand OR to provide a full and complete log of communication? If I was vague on details I would only be asked "what was said/received".

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Please don't be offended, people are trying to help.

 

If a 'legitimate' Debt Collector or creditor behaved in the way that this person is acting they would be breaking every rule in the book - some of them do, most actually IMO. This is why we always say never speak to them on the phone or get into letter/email 'ping pong' as it tend to encourage them. If this personal has a genuine claim - they must state this in writing to you and provide the necessary documentation.

 

I would still say speak to Consummer Direct and get this person reported. Tell this person you have reported them and communicate with them no more. He could be doing it to other people so needs stopping.

Please support CAG and they will support you.

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There is no reason at all to be conversing with this person, he is either an incompetent con man, or an incompetent con man. The law does not allow for such a process to be conducted electronically (or Green as this berk seems to think)

 

a very simple way of dealing with errant communications.

 

Phone Calls: answer the phone and "put them on hold" ie put down the phone next to anything that makes a noise, the TV, the Radio, the Washing machine etc, they are paying for the call and so will get fed up before you do.

 

If you have to say something say "put it in writing please" then put them on hold (as above)

 

Do not offer any information at all, do not answer any questions at all, do not engage in unnecessary conversation

 

Keep a log of all calls

 

 

Email: Create a folder and copy/move all emails (unanswered) into that folder.

 

Report them as advised above

Edited by spamheed
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  • 2 weeks later...

Reported as adavised - "They are looking into it" hmm lot of hope...

I sent a CCA Request to him - Got this today:

Good day to you.

 

I will tomorrow be sending your court copy by email of the court action I will be commencing against you. i will be aiming to get a judgement against you for the debt you owe this company.

 

 

I must make you aware that the court admin and fees are £210.00 and this will be added to your debt. this will include the time it takes to write this letter to you and all chasing I have done today to get in touch with you.

 

 

I am very interested in your repayment deal which was available to you before that you have broken. However, if you do a new one it is expected for you to pay immediately.

 

 

I am happy to receive your email and offer to pay before 5pm today. Failing this you will be in court with the extra charges, default charges, interest up to the date of judgement.

 

 

All the best,

 

Andrew Hart

Account Manager

Paydayoverdraft

 

 

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