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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
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Please help HFO Services schedule of Litigation letter EX50


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Hi, I have received a letter from HFO Services with a Schedule of Litigation and attached is EX50 paperwork. The debt is from Barclaycard but i am sure this debt is over 6 years old or nearing it.

 

I have read a little on this company and things i can do to deal with this like send a CCA request to HFO and a SAR to Barclaycard but am i missing anything else i should or should not be doing? I heard i should not sign anything that i send. Also can anyone recommend a truly FREE credit report as all i can find is ones i have to pay for?

 

I have only recently moved back home after a long period away so have just got all this paperwork. I have never spoken nor written to barclaycard, HFO or any of the othe companies that seem to be dealing with this at one point or another, although i have been notified by my family that they have received phone calls regarding this.

 

Please help as i have only been given 7 days to respond. Thank you in advance for any advice given....

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You say you have received an EX50 - is that the correct form Number? as an EX50 is a list of court fees.

 

What else have you received from HFO - and do they say who owns the debt?

 

You say you only have 7 days to respond - who told you that - and respond to what? is it a letter from HFO telling you that

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Thank you so much. I have done a credit report with Equifax and now have the following details.

 

Says current balance is £897 although HFO are asking for £1497

 

Default / Delinquent Balance £879

 

Date Last Delinquent 09/05

 

Date updated 16/07/2008

 

Default date 28/09/2005

 

Payment history is highlighted August 2005

 

So should i send the CCO and SAR?

 

Thanks again for taking your time to repsond to me...

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Hi and welcome, your response then can be a CCA request, there seems to be a pattern appearing here of SB Barclaycard accounts.

 

My prediction? Simple. They know they are in deep do-do with the OFT. So when all the 2005-2008 assignments are exhausted, they bail out and start again as Validor Capital...

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Not at the moment. Easy to acquire though.

 

Hmm - their website states they are a company that started in the UK in 1961. As their "management team" has some of the same individuals as certain companies in the UK i will add them to my complaint list of companies run by these people.

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They are referring to the history of Roxburghe and all its previous incarnations. There’s nobody there now from 1961, I imagine – unless you count the rentasolicitor, Graham White, who I think qualified in 1963. He must be in his late 70s., but I think he’ s just a hired hand.

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You say you have received an EX50 - is that the correct form Number? as an EX50 is a list of court fees.

 

What else have you received from HFO - and do they say who owns the debt?

 

You say you only have 7 days to respond - who told you that - and respond to what? is it a letter from HFO telling you that

 

Hi again.

 

Yes it is definitely an EX50 form attached to a schedule of litigation from HFO dated 15th February 2011..

 

Only other documentation i have from HFO is a reminder notice of assignment dated 10th November 2010 and a letter dated 16th December 2006 with the title "Have a happier Christmas". Prior to that Mercer debt colectors seem to of been dealing with it.

 

And sorry 7 days was in the activity section and will be a letter before action from our external panel of solicitors they said. Further down actually says 72 hours to call 0203 450 0531 or to email them to make a repayment offer.

 

How do i actually find out who owns the debt? And what should i actually do as my next step.

 

Thanks again..

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On the notice of assignment who do they say the debt was assigned to and when?

 

Just says that it has been sold by Barclaycard to HFO Capital Limited and account is now managed by HFO Services Limited.

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Suggest SAR request to Barclaycard and CCA request to HFO, to keep them busy while you get the facts on this. Looks like it will be SB middle of this year? The assignment of the account is key. The litigation letter is dog or possibly donkey poo and is full of inacuracies, this letter and the HMCS attachment need reporting to OFT and the MOJ as threatening and misleading. Are they ring you at all?

 

SAR Request

 

Subject access request letter attached to send with £10 postal order - send recorded delivery and sign over the dotted area at the bottom. They have 40 days to reply. Adapt the last paragraph to give any previous addresses that the OC may have and attach a copy of a utility bill or they will write back and ask for one.

 

CCA Request

 

CCA letter to send with a £1 postal order by recorded delivery, do not sign. They have 12 plus 2 working days to reply. If nothing valid is received you can send a letter to put the account in dispute and this should stop them contacting you.

 

http://www.consumeractiongroup.co.uk/forum/content.php?414-CCA-request-letter

 

Account in Dispute letter to send after 12 plus 2 working days

 

http://www.consumeractiongroup.co.uk/forum/content.php?436-Failure-to-provide-a-copy-of-the-agreement-within-the-prescribed-timescale

 

Complaints

 

Trading Standards via http://www.consumerdirect.gov.uk/contact

 

OFT http://www.oft.gov.uk/

 

MOJ via http://www.justice.gov.uk/contactus.htm

 

 

OFT Guidance link

 

This helps when drafting a letter to OFT

 

http://www.consumeractiongroup.co.uk/forum/content.php?416-The-OFT-Debt-collection-guidance

Standard SAR.doc

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