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    • Hi everyone, Thanks for the responses. Just a few follow up questions in light of what's been said:   If I dont appeal to PPM, who can I appeal to?   Why should the PCN been attached to the windscreen? Is this written in law?   I assumed the document I had received was the NTK, if this is not the case, what does a NTK look like?   Regarding the compliance with the Protection of Freedoms Act, could the "period" of parking not be argued either way? The legislation doesnt state it must have a start/end time of parking, which I assumed an ANPR camera would pick up if it had one. Is 4 minutes not technically enough to show the vehicle was parked?    Thanks !
    • I see jenrick has stuck his head up with them, and I'm sure this wont faze their nasty rhetoric one wit-less UK growth since 2010 has been lacklustre and largely driven by immigration, says report UK growth since 2010 has been lacklustre and largely driven by immigration, says report | Economic growth (GDP) | The Guardian WWW.THEGUARDIAN.COM Resolution Foundation report suggests parties are dodging the economic challenges facing the country   Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it Immigration: how 14 years of Tory rule have changed Britain – in charts | General election 2024 | The Guardian WWW.THEGUARDIAN.COM Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it    
    • Will get them done asap My job changes week to week so at the time I didn’t know. 
    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
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I owe paypal £4000


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Hi,

 

My friend got 4 macbook pros off the net a while ago (it was one of those pricing error things, she was lucky, it was only around for about 20mins) anyway, she didn't have an ebay account so I sold them under mine, and she agreed that I could buy myself a macbook and a iphone. As soon as the money went into paypal we spent it but we also transferred some into my bank, however one of them disputed and the money that was going into my bank (it was going to cover p+p as we had spent the rest) was placed on hold so I couldn't get them posted meaning the other two got mad and disputed. In the end I told the final guy to dispute as I will set up a new account and deal with him later. So now I owe paypal £3700. I have heard that they will get people to call you and write letters, which is fine. I can ignore them, and as for the calls, I can deal with those too. But I am wondering if anything else will happen? I am going to shut my bank account down too so they cant sting me there, but the way I am lead to believe things is that

 

I have signed nothing. They can't call baliffs because they need a ccj against me, they can't get one of those because I haven't signed anything....

 

Being perfectally honest buyers are not out of pocket, me and friend are not out of pocket and paypal chose to refund them, they could have said no....

 

Am I right?

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The fact you signed nothing is irrellevant, you entered into a contract with Paypal (electronically), I dont quite follow the details, it sounds strange you can claim that some of the (disputed) money was for P&P and therefore you couldnt post the other items, you should of used your own money to post the items !.

 

To be honest it all sounds rather odd and I wouldnt be surprised if the police were involved, whilst it is generally true that Paypal (and any DCA's they pass accounts onto) dont start legal action for smallish amounts I would of though that for £4000 they would and without a good defence you may well end up with a CCJ, you cant expect to just keep such a large amount of money (and I assume the laptops too ?)

 

 

Andy

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You should have known better than use paypal for that amount of cash. I use them lots but never for anything much more than £20 due to the fact that so many buyers get done over. I'd go along entirely with the previous reply on the other points.

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I agree with andydd. Would not surprise me if paypal looked to involve the Police. If the Police are not interested that I would think the minimum you would expect are solicitors letters threatening court and if you don't repay anything you owed, this will end up in court. Having a CCJ on your record might prove costly.

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So you sold four macbook pros for just under £4,000, then you didn't actually send a single one of them to a buyer because you couldn't afford to post even one of them but you did spend a large chunk of the cash you received on a macbook and an iphone?

 

And these macbooks were bought cheap due to a website pricing error in the first place.

 

And now you want to know what the chances are that you will get away with it?

 

The Consumer Action Group is populated with people who try to help others who have been wronged by organisations and the paypal/ebay cartel is pretty near the top when it comes to creating problems for innocent people yet I personally feel no desire to offer you the slightest bit of help with your problem. This could be because I consider your actions fraudulent or at best immoral and believe any problem you face with Paypal and ebay is undoubtedly self inflicted and fully deserving of both a criminal investigation and a civil recovery.

 

This probably isn't the answer you sought coming to this website, you probably just wanted to get a fair estimate of the likelihood of you being able to hang on to both the £3700 cash and the four macbooks and the other macbook and the iphone.

 

I would however gladly help any one of your four buyers who came here because they were £100's out of pocket for a laptop purchased yet never received or anyone else at all who is having problems with the paypal/ebay refund system because purchased goods either didn't exist or were not delivered.

Edited by Jasper1965
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As of 03/03/12 please do not under any circumstances wait for my further input or guidance on any current thread or defence of a court claim I might have been involved in on or through Cag.

Jasper1965

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I have to agree with Jasper, I have bought a product recently from a supposed friend and it looks mighty dodgy so down the pan for £250. sold my motor bike to acquire some basic stuffs when moving back into my home vacated by wife. To be ripped off by a friend is just the icing on the cake of two years of misery. Don't know if it is worth a small claims court... the other thing is I have to work with her.... hmmmmmm Come on to ever is up there give the Hippy a break.

[sIGPIC][/sIGPIC]Happyhippy1959

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I would however gladly help any one of your four buyers who came here because they were £100's out of pocket for a laptop purchased yet never received or anyone else at all who is having problems with the paypal/ebay refund system because purchased goods either didn't exist or were not delivered.

 

Although I believe that Paypal would of refunded the buyers, therefore it is Paypal out of pocket, If I was them I certainly would start legal action.

 

Andy

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Being perfectally honest buyers are not out of pocket, me and friend are not out of pocket and paypal chose to refund them, they could have said no....

 

Am I right?

 

No you are not right.

 

Paypal were left with no choice but to refund the buyers after you failed to send them the goods, it's in the t&c's, this guarantee is one of the primary reasons people use paypal to purchase from ebay.

 

The buyers may not be out of pocket but I'd wager that none of them are happy about having to wait for the dispute to be resolved just to get their money back, something that can take months to accomplish.

The only bit you are correct about is stating that you and your friend are not out of pocket, there's many would say you made a tidy little profit from this venture.

I'm also puzzled why you would sell a macbook and use the money to buy a macbook, only reason I can think of is that the original macbook didn't exist. Pretty sure that's how ebay etc. will see it too.

As of 03/03/12 please do not under any circumstances wait for my further input or guidance on any current thread or defence of a court claim I might have been involved in on or through Cag.

Jasper1965

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What happened to the four laptops, sold again privately maybe?

 

Wheres the money?

 

Speant again maybe?

 

Please do not sell on ebay again. What gets me is the op seems to think he deserves sympathy and no one is out of pocket, which indicates to me a good CCJ slapped on backside will be a good result. I do hope your friend helps you pay your CCJ, not, as it is you they will be after, guessing your friend will dissapear!!!!!

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I doubt it dadofholly, probably do it for a living.... As Jasper say's think of the stress and worry the buyers had.!!!!! Experience myself of these Shi*sters and of being ripped off by so called colleagues and friends. Might slap a CCJ on a working colleague for £250.00. Unless she come's up with my money back. Dodgy iphone, should have gone with the old adage if it's to good to be true it probably is.!!!!!!!! buyer beware

[sIGPIC][/sIGPIC]Happyhippy1959

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